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Find Home Insurance Agents Near You in Lacey, WA

Browse home insurance agents serving Lacey, Washington. Updated 2026-07-14.

The top-rated home insurance agent in Lacey, Washington is Kevin Hayward - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Vern Fonk Insurance, Jeff Kearin Agency - American Family Insurance, Leta Hankins: Allstate Insurance. This directory lists 20 home insurance agents serving Lacey.

Showing 20 home insurance agents in Lacey, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kevin Hayward - State Farm Insurance Agent4440 Pacific Ave SE(360) 459-2277
2Vern Fonk Insurance4104 Martin Way E STE 103(360) 686-6075
3Jeff Kearin Agency - American Family Insurance4450 Avery Ln SE Ste A(360) 459-0989
4Leta Hankins: Allstate Insurance1110 Golf Club Rd SE Ste 102(360) 491-4042
5Kim Asay: Allstate Insurance1601 College St SE(360) 491-3376
6Whims Insurance and Financial Services418 Carpenter Rd SE Suite 102(360) 292-7240
7State Farm Insurance8765 Tallon Ln NE STE M(360) 493-8284
8All Insurance Inc One4433 Lacey Blvd SE(360) 438-2797
9Mike Oliver - COUNTRY Financial Representative6050 Pacific Ave SE Ste F(360) 357-4035
10Angle Agency8650 Martin Way E Suite 219(360) 350-0109
KH
4440 Pacific Ave SE
Kevin Hayward - State Farm Insurance Agent
Home Insurance Agent · Lacey, WA

Kevin Hayward - State Farm Insurance Agent serves Lacey, Washington, and the surrounding Thurston County area as a home insurance agent. The agency provides standard homeowners policies that protect dwelling structures and personal belongings against common perils like fire and theft. Clients visiting this office receive assistance in selecting appropriate coverage limits for their property and liability protection. The agent handles personal endorsements and supplemental protection, including water backup of sewers or drains and scheduled personal property coverage for valuable items.

VF
4104 Martin Way E STE 103
Vern Fonk Insurance
Home Insurance Agent · Lacey, WA

Vern Fonk Insurance provides residential home insurance services to property owners in Lacey, Washington. The agency also handles commercial coverage options for local businesses requiring liability and property protection. Their service area extends throughout the surrounding Thurston County region. Agents work with clients to review policy details and adjust coverage as needs change over time. After initial policy setup, the office offers follow-up assistance between regular visits to address any necessary updates or modifications to existing home or business policies.

JK
4450 Avery Ln SE Ste A
Jeff Kearin Agency - American Family Insurance
Home Insurance Agent · Lacey, WA

Jeff Kearin Agency - American Family Insurance provides comprehensive home insurance solutions for residents in and around Lacey, Washington. The agency offers standard coverage options including dwelling protection, personal property insurance, and liability safeguards, alongside tailored service plans to address local weather-related risks. Policyholders benefit from straightforward claims support and routine policy reviews to ensure adequate coverage over time. The agency services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.

LH
1110 Golf Club Rd SE Ste 102
Leta Hankins: Allstate Insurance
Home Insurance Agent · Lacey, WA

Leta Hankins: Allstate Insurance serves the Lacey, Washington area as a considered choice for homeowners seeking property protection. The agency works with individuals to tailor policies that safeguard residential structures and personal belongings against local risks. Coverage options commonly include dwelling, liability, and personal property protection. A dedicated agent guides clients through policy details to ensure adequate limits. This business can additionally specialize in offering umbrella liability coverage, which extends extra protection beyond standard home policy limits.

KA
1601 College St SE
Kim Asay: Allstate Insurance
Home Insurance Agent · Lacey, WA

Homeowners, businesses, and property managers in Lacey, WA turn to Kim Asay: Allstate Insurance for home insurance coverage. This agency works with clients to select policies that protect dwellings, personal belongings, and liability. They help customers understand dwelling coverage, personal property limits, and specialized endorsements for valuables. The office assists with bundling home and auto insurance for potential multi-policy savings. Kim Asay: Allstate Insurance also serves the surrounding communities of Olympia and Tumwater, ensuring comprehensive protection for residents and property owners across the greater Thurston County area.

WI
418 Carpenter Rd SE Suite 102
Whims Insurance and Financial Services
Home Insurance Agent · Lacey, WA

Whims Insurance and Financial Services serves the Lacey area of Thurston County, Washington, as a home insurance agent. It assists homeowners in securing coverage for their properties, helping to protect against common regional risks such as windstorms and winter freeze damage. The agency works to match clients with policies that fit individual needs. Among the specific services it handles in this area are dwelling coverage and personal property protection for single-family homes and townhouses.

SF
8765 Tallon Ln NE STE M
State Farm Insurance
Home Insurance Agent · Lacey, WA

State Farm Insurance in Lacey, Washington, offers a range of home insurance services designed to protect residential properties from common perils such as fire, theft, and weather damage. The company provides policy maintenance plans that include annual coverage reviews and assistance with filing claims when necessary. Its service approach focuses on helping homeowners tailor coverage to their specific needs. This agency services single-family homes, apartments, retail spaces, and local restaurants within the greater Lacey area.

AI
4433 Lacey Blvd SE
All Insurance Inc One
Home Insurance Agent · Lacey, WA

Serving Lacey and the surrounding South Sound communities, All Insurance Inc One specializes in home insurance policies tailored to protect residential properties. The company handles coverage for standard single-family homes and common dwelling structures against typical local risks like storm damage and fire. To evaluate a client’s needs, the office begins with a detailed review of the property’s value and specific exposure to regional weather patterns. This enables the agent to recommend a balanced policy that provides necessary protections while keeping premiums manageable through available deductible options.

MO
6050 Pacific Ave SE Ste F
Mike Oliver - COUNTRY Financial Representative
Home Insurance Agent · Lacey, WA

Unlike some services that handle only one-time claims, a home insurance agent typically builds an ongoing relationship to adjust coverage as a home ages or personal circumstances change. Covering risks like fire, theft, and weather-related damage common to Lacey, this agency helps homeowners select policies that meet their specific needs. Service is available on an as-needed basis for policy reviews, claims assistance, or annual coverage updates.

AA
8650 Martin Way E Suite 219
Angle Agency
Home Insurance Agent · Lacey, WA
LI
8910 Martin Way E # B
L A I: Allstate Insurance
Home Insurance Agent · Lacey, WA
(360) 438-0564
agents.allstate.com/l-a-i-lacey-wa.html
FI
822 Sleater Kinney Rd NE Ste I
Farmers Insurance: Crystal Notson Insurance Agency Inc.
Home Insurance Agent · Lacey, WA
(360) 412-0207
farmersagent.com/cnotson
FI
8621 Martin Way E UNIT 104
Farmers Insurance - Patricia Gow
Home Insurance Agent · Lacey, WA
(360) 705-3825
agents.farmers.com/wa/lacey/patricia-gow
CB
8765 Tallon Ln NE STE K
Christopher Boston American Family Insurance
Home Insurance Agent · Lacey, WA
(360) 292-7303
amfam.com/agents/washington/lacey/christopher-boston
GI
9329 Martin Way E
Goosehead Insurance - Shawn Soom
Home Insurance Agent · Lacey, WA
(360) 360-2768
goosehead.com/agents/wa/lacey/shawn-soom
AL
676-B Woodland Square Loop SE Suite 410
Acrisure Lacey, WA (GHB Insurance)
Home Insurance Agent · Lacey, WA
(360) 943-4500
acrisure.com
JJ
1110 College St SE suite g
JJ Janski - State Farm Insurance Agent
Home Insurance Agent · Lacey, WA
(360) 539-0250
janskiinsurance.com
DA
4631 Whitman Ln SE ste e
Douglas Allan - State Farm Insurance Agent
Home Insurance Agent · Lacey, WA
(360) 486-0157
statefarm.com/agent/us/wa/lacey/douglas-allan-ph03h1ys000
JI
4403 Lacey Blvd SE
Johnson Insurance Agency
Home Insurance Agent · Lacey, WA
(360) 764-7339
teresafierroinsurance.com
FI
5707 Lacey Blvd SE Ste 101&102
Farmers Insurance - Carrol Fuller
Home Insurance Agent · Lacey, WA
(360) 292-7277
agents.farmers.com/wa/lacey/carrol-fuller

What Does a a Home Insurance Agent in Lacey Cost?

Home insurance in Washington typically costs between 800 and 1,500 dollars per year for a standard policy, though rates vary widely by home value and location. In Lacey, factors like the age of your roof and local weather risks can affect your premium. Your agent can provide a personalized quote based on your specific property and coverage needs. This is general information and not insurance advice.

About home insurance agents in Lacey

Home insurance agents in Lacey, Washington help homeowners find coverage for their property, personal belongings, and liability. Washington state law does not require homeowners insurance, but mortgage lenders typically require it. Agents can explain common coverages like dwelling protection and personal liability, and help you understand policy options specific to the Pacific Northwest.

Frequently Asked Questions

What does a home insurance agent in Lacey do?

A home insurance agent in Lacey helps you compare policies from different insurance companies. They explain coverage options, deductibles, and discounts. They also assist with filing claims and updating your policy as your needs change.

Do I need home insurance to buy a house in Lacey Washington?

Washington state law does not require homeowners insurance. However, most mortgage lenders require you to have a policy before closing on a home. Without insurance, you risk paying out of pocket for damage or liability.

What factors affect home insurance costs in Lacey Washington?

Costs depend on your homes age, location, construction type, and replacement value. Proximity to fire stations and your claims history also matter. In Lacey, risks like wind and rain may influence premiums.

Home Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.