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Looking for a home insurance agent in Lakewood? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Lakewood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 20 home insurance agents in Lakewood, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Home insurance agents in Lakewood, Washington help residents find coverage for their homes and personal property. Washington state law requires insurers to offer coverage for earthquake damage as an optional endorsement. Local agents understand the specific risks in the Pacific Northwest, such as windstorms and landslides, and can tailor policies to meet your needs.
What Does a Home Insurance Agent in Lakewood Cost?
The average cost of homeowners insurance in Washington is around $1,200 to $1,800 per year for a standard policy, but rates in Lakewood can vary based on your homes age, location, and coverage limits. Factors like proximity to fire stations and your claims history also affect premiums. An agent can provide quotes from multiple carriers to help you find a competitive rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lakewood do?
A home insurance agent helps you compare policies from different insurance companies to find coverage that fits your home and budget. They explain policy terms, deductibles, and coverage limits. They also assist with filing claims and updating your policy as your needs change.
Do I need earthquake insurance for my Lakewood home?
Earthquake insurance is not required by Washington law, but insurers must offer it as an optional endorsement. Lakewood is in a seismically active region, so adding this coverage can protect your home from costly damage. Your agent can explain the cost and coverage details.
How do I choose a home insurance agent in Lakewood?
Look for an agent licensed in Washington with experience in homeowners insurance. Ask about their knowledge of local risks and the insurance companies they represent. Check online reviews and ask for referrals from neighbors or friends.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.