The top-rated home insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 650 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, Farmers Insurance - Yvonne Spitzenberg. This directory lists 10 home insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | Farmers Insurance - Yvonne Spitzenberg | 6100 219th St SW Ste. 480 | (425) 329-4011 |
| 5 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 6 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 7 | Jones-Taylor Insurance Group, LLC | 6100 219th St SW Ste. 480 | (425) 390-4035 |
| 8 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 9 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
| 10 | Helfrich Insurance | 22905 56th Ave W #102 | (425) 776-0447 |
Josh Culotti - State Farm Insurance Agent serves homeowners in Mountlake Terrace and surrounding Snohomish County. The agency provides standard home insurance policies that protect clients against property damage and personal liability. Coverage options can be tailored to individual homeowner needs and include protection for the dwelling, personal belongings, and other structures on the property. The agency also emphasizes the importance of protecting assets through additional endorsements like water backup coverage and identity restoration services.
PALTA INSURANCE GROUP offers a range of resources for homeowners, including personalized evaluations of property coverage and assistance with policy adjustments as needs change. The agency also provides periodic policy reviews to help ensure adequate protection remains in place for clients in Mountlake Terrace. Its service approach focuses on discussing deductible options and potential liability limits relevant to local weather risks. The company serves single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Alex Bagdasarov - State Farm Insurance Agent serves homeowners, renters, and condo owners in Mountlake Terrace, offering comprehensive home insurance policies tailored to protect property and belongings. Standard coverages include dwelling, liability, and personal property protection, along with optional endorsements for added peace of mind. The agency assists clients in reviewing policy limits and deductibles to ensure adequate coverage for local risks. Its service area also extends to surrounding communities such as Shoreline and Edmonds.
Serving Mountlake Terrace and the surrounding Snohomish County communities, this agency handles homeowners insurance policies for local residences. It also manages renters and condo insurance, always focusing on protecting personal property and liability. The typical client engagement involves discussing both structural coverage and personal assets to determine adequate protection levels for area risks. For a standard job, the agent performs a thorough analysis of the property’s current coverage and compares it with local weather exposure and potential replacement costs to create a balanced proposal.
MIIA Insurance in Mountlake Terrace, WA offers a clear choice between a one-time policy review or an ongoing service relationship for home insurance coverage. Whether considering a standard homeowners policy or additional protection for specific valuables, the agent works to match coverage to local risks such as weather events. Clients arrange their first consultation without commitment, then decide if they need occasional policy checks or regular renewals. Service runs on either a one-time or an ongoing as-needed basis.
As a home insurance agent in Mountlake Terrace, WA, Dave Keen: Allstate Insurance offers policy options covering dwelling, personal property, and liability protection. The agency generally assists homeowners in securing coverage that safeguards their investment and provides financial security against unexpected events. Claims support and risk management guidance are routinely provided to clients. With the region’s variable weather, the agency specifically helps residents prepare for seasonal concerns like windstorm damage or falling branches from mature trees common in the Pacific Northwest.
As autumn rains approach the Pacific Northwest, homeowners in Mountlake Terrace seek reliable protection for their properties. Jones-Taylor Insurance Group, LLC provides home insurance agent services to address these local coverage needs. Their work involves reviewing dwelling policies to account for regional weather risks and standard perils. A comprehensive initial meeting allows them to assess the unique features of each home before presenting suitable insurance options. This process typically begins with a detailed inspection of the property’s structure and surroundings.
Located in Mountlake Terrace, WA, Plaza Insurance Agency counsels homeowners on protecting their property and assets through tailored coverage solutions. The firm offers standard policies for dwelling and liability, plus specialized endorsements for valuable items, water backup, and earthquake protection. Agricultural properties can be insured, as can houses in active construction. Clients running their own professional practices receive guidance on appropriate commercial coverage. The agency can also serve those needing policies for offices, warehouses, and food service establishments.
Golden Insurance LLC, located in Mountlake Terrace, WA, specializes in residential home insurance policies for owners in the area. The agency also provides commercial coverage options for local businesses with property insurance needs. Serving clients throughout Mountlake Terrace and nearby communities, the company helps homeowners evaluate their dwelling and personal property protection. After policy placement, the agent typically follows up to review coverage for the next term, offering seasonal check-ins between regular visits to keep plans aligned with changing property values.
Helfrich Insurance in Mountlake Terrace, WA is known for providing homeowners with essential property protection in the Pacific Northwest. The agency offers a comprehensive range of home insurance policies covering standard perils like fire, theft, and weather-related damage common to the area. Policyholders can work with local agents to tailor coverage based on individual home values and risk factors. An optional service available for an additional premium includes separate flood insurance to safeguard against water damage often excluded from standard plans.
What Does a a Home Insurance Agent in Mountlake Terrace Cost?
Home insurance costs in Washington vary widely. The average annual premium in the state is around 1,000 to 1,500 dollars but Mountlake Terrace rates may differ based on your homes age location and coverage limits. Factors like your credit score and claims history also affect price. This is general information not insurance advice.
About home insurance agents in Mountlake Terrace
Home insurance agents in Mountlake Terrace help residents protect their homes and belongings. Washington state law does not require homeowners insurance but mortgage lenders usually do. Local agents can explain coverage for common risks like windstorms and earthquakes which are not covered by standard policies.
Frequently Asked Questions
What does a home insurance agent in Mountlake Terrace do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain different coverage types and can help you file claims. Agents in Washington must be licensed by the state Office of the Insurance Commissioner.
How do I choose a home insurance agent in Mountlake Terrace?
Look for an agent who is licensed in Washington and has experience with homes in the area. You can check an agents license status on the Washington State Office of the Insurance Commissioner website. Ask about their experience with local risks like landslides or heavy rain.
What coverage should I look for in Mountlake Terrace?
Standard policies cover fire theft and liability. In Washington you may want additional coverage for earthquakes or floods. Your agent can help you decide based on your homes location and value.
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