The top-rated home insurance agent in Oak Harbor, Washington is Karmin Landry - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Natalia Talo - State Farm Insurance Agent, Tradewinds Insurance, Safe Harbor Agency. This directory lists 14 home insurance agents serving Oak Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Karmin Landry - State Farm Insurance Agent | 31775 State Rte 20 STE B3 | (360) 675-4345 |
| 2 | Natalia Talo - State Farm Insurance Agent | 749 SE Fidalgo Ave #101 | (360) 675-7300 |
| 3 | Tradewinds Insurance | 31975 State Rte 20 #1 | (360) 679-4949 |
| 4 | Safe Harbor Agency | 31570 State Rte 20 STE 202 | — |
| 5 | Leavitt Group Northwest | 32785 State Rte 20 Suite 5 | (360) 675-5916 |
| 6 | Chris Watson: Allstate Insurance | 466 NE Midway Blvd | (360) 675-5978 |
| 7 | Land Title & Escrow of Island County | 901 NE Midway Blvd | (360) 675-2246 |
| 8 | Farmers Insurance - Richard Voit | 390 NE Midway Blvd STE A102 | (360) 675-1598 |
| 9 | WA Insurance LLC | 520 E Whidbey Ave | (360) 401-8962 |
| 10 | Farmers Insurance - Arcy Dinnell | 31780 State Rte 20 Ste 1b | (360) 675-7568 |
Karmin Landry - State Farm Insurance Agent serves the Oak Harbor, Washington, area as a home insurance agent. The agency helps local homeowners and renters secure policies that cover their property and personal belongings. They provide guidance on standard dwelling protection and liability coverage. Clients can also discuss options for additional living expenses if a home becomes uninhabitable. This Oak Harbor agency handles policy reviews for coastal homes and assists with filing claims for storm or water damage.
Natalia Talo - State Farm Insurance Agent in Oak Harbor, WA provides comprehensive home insurance coverage, including policies for dwelling protection, personal liability, and additional living expenses. The office assists clients with policy reviews and coverage adjustments to ensure adequate protection. Ongoing plan maintenance includes handling claims support and updating policies after home renovations or life changes. Natalia Talo - State Farm Insurance Agent services single-family homes, apartments, retail spaces, and restaurants in the Oak Harbor area.
Tradewinds Insurance serves homeowners, businesses, and property managers in Oak Harbor, Washington, offering standard home insurance policies for single-family residences and rental properties. They assist clients in comparing coverage options like dwelling protection and liability insurance to find plans that suit individual needs. The agency also provides guidance on policy adjustments for property upgrades or additions to maintain adequate coverage. Service extends to clients in Anacortes and the surrounding Skagit Valley communities as well.
Leavitt Group Northwest offers tailored coverage solutions for homeowners, including policies for standard residences and additional structures. Serving Oak Harbor, Washington, it also provides guidance on protecting personal property and liability. The agency generally assists clients in evaluating deductibles and replacement cost options for their homes. With the region’s coastal weather patterns, it helps homeowners review coverage limits and endorsements ahead of the winter storm season to mitigate potential wind and water damage.
While some clients seek a single policy for closing a real estate transaction, others require ongoing coverage adjustments as their household changes. As a home insurance agent in Oak Harbor, WA, Chris Watson: Allstate Insurance helps property owners understand coverage for the dwelling, personal belongings, and liability protection. Policies can be arranged to match new purchases or long-term needs, with annual reviews offered to keep limits current. Service for new or updated policies runs on an as-needed basis, supporting customers at key decision points.
Land Title & Escrow of Island County specializes in helping Oak Harbor homeowners secure appropriate property coverage. The agency also assists with routine insurance needs, including liability protection and dwelling coverage for residential properties. Clients can work with an agent to bundle policies or adjust their existing plans as circumstances change. For those living near the Puget Sound, the agency provides guidance on protecting homes against seasonal storm damage and flooding risks common to the coastal region.
As winter rains and coastal winds arrive in Oak Harbor, homeowners often wonder about storm protection and coverage gaps. Farmers Insurance - Richard Voit addresses these concerns by reviewing existing policies and explaining how different plans respond to wind, water, and other common Pacific Northwest perils. The agency focuses on helping local residents understand their liability limits and dwelling coverage options for single-family homes or waterfront properties. Every new relationship typically begins with a property inspection and personalized risk assessment, either on-site or through a detailed phone conversation.
WA Insurance LLC provides residential home insurance services to property owners in Oak Harbor, Washington, helping safeguard their dwellings and personal belongings against common risks. The agency also extends commercial coverage options for local businesses seeking property protection. Service is available throughout Oak Harbor and the surrounding area. Clients can expect clear explanations of coverage terms and can follow up before policy renewals or between regular visits for adjustments as their needs change.
Farmers Insurance - Arcy Dinnell provides home insurance coverage for residents in Oak Harbor, Washington, helping protect single-family homes and personal property against common risks in the region. The agency can also arrange specialty add-ons such as flood insurance and personal liability protection to address specific local needs. Commercial insurance options are available for various business types, including small offices, storage warehouses, and food service operations.
What Does a a Home Insurance Agent in Oak Harbor Cost?
The average cost of home insurance in Washington is around 1,200 to 1,800 dollars per year for a standard policy. Oak Harbor rates may vary based on your homes age, location, and coverage limits. Adding earthquake insurance can increase your premium by 100 to 300 dollars annually. This is general information and not insurance advice.
About home insurance agents in Oak Harbor
Home insurance agents in Oak Harbor, Washington help residents protect their homes and belongings. Washington state law requires insurers to offer coverage for earthquake damage as an optional endorsement. Local agents can explain how to get coverage for risks like wind and rain common to the Pacific Northwest.
Frequently Asked Questions
What does a home insurance agent in Oak Harbor do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options and help you file claims if needed. They also advise on Washington specific requirements like dwelling replacement cost coverage.
Is earthquake insurance required in Washington?
Earthquake insurance is not required by Washington law. However insurers must offer it as an optional endorsement on homeowners policies. Many Oak Harbor residents choose to add it due to the regions seismic risk.
How can I find a home insurance agent in Oak Harbor?
You can search online directories or ask for referrals from neighbors and local real estate agents. Look for agents licensed by the Washington State Office of the Insurance Commissioner. Compare quotes from multiple agents to find suitable coverage.
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