The top-rated home insurance agent in Pasco, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,016 reviews. Other highly rated options include Vern Fonk Insurance, Finder's Insurance, Jerad Groth: Allstate Insurance. This directory lists 17 home insurance agents serving Pasco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1925 N 20th Ave | (509) 547-8824 |
| 2 | Vern Fonk Insurance | 1935 W Court St C | (509) 219-7006 |
| 3 | Finder's Insurance | 1501 W Court St #105 | (509) 545-8101 |
| 4 | Jerad Groth: Allstate Insurance | 4021 W Court St | (509) 547-1171 |
| 5 | Harvey Insurance Agency | 3825 W Court St | (509) 543-9744 |
| 6 | Cecelia Mauseth - State Farm Insurance Agent | 5230 Outlet Dr | (509) 492-3470 |
| 7 | Vladimir Krinitsyn - State Farm Insurance Agent | 1408 N 20th Ave C | (509) 547-7038 |
| 8 | Edison Valerio - State Farm Insurance Agent | 3407 W Court St | (509) 492-4446 |
| 9 | Nicolas Zavala American Family Insurance | 114 N 4th Ave B | (509) 627-0999 |
| 10 | Farmers Insurance - Nicole Storaci | 6311 Burden Blvd D | (509) 543-3346 |
Mid-Columbia Insurance serves the Pasco, Washington area and surrounding communities, handling homeowners insurance policies for local residences. It helps clients evaluate coverage that protects against regional weather risks, such as hail and wind damage, along with standard perils like fire and theft. To address a typical home insurance request, the agency begins by reviewing the property’s specific features and location, then compares available policy options to recommend a plan that fits the homeowner’s budget and protection needs.
Vern Fonk Insurance provides home insurance options tailored to either a single property for a fixed term or an ongoing policy with annual renewals, covering structures and personal belongings against common perils in the Pasco, Washington area. Customers may select a one-time policy for a specific need, such as a seasonal residence, or a recurring plan for continuous protection every year. This service operates on both a one-time and a scheduled renewal basis.
Finder's Insurance serves the Pasco, Washington, area as a local home insurance agent. The agency helps homeowners find policies that cover the structure and personal belongings against common regional risks, such as wind and hail storms. Clients receive assistance comparing coverage options from multiple carriers to find a suitable policy. Services include processing new applications and guiding policyholders through the claims process. The agency also offers guidance on obtaining dweller coverage for rental properties.
Jerad Groth: Allstate Insurance provides home insurance coverage options for property owners in the Pasco, WA area. Its offerings include protection for the dwelling structure, personal belongings, and liability against accidents on the premises. Service plans may include policy review and claim assistance to help clients manage their coverage over time. The agency serves a range of residential and commercial property types, including single-family homes, apartments, retail spaces, and restaurants.
Harvey Insurance Agency serves homeowners, businesses, and property managers in Pasco, Washington, by providing home insurance policies that protect against common regional risks such as wind, hail, and fire. The agency works with clients to assess their coverage needs and offers advice on homeowners, renters, and landlord policies. Additional services help property owners navigate policy options for their specific structures and liability concerns. The agency also extends its home insurance expertise to the neighboring Tri-Cities area of Kennewick and Richland.
Serving Pasco, Washington, and the surrounding Tri-Cities communities, Cecelia Mauseth - State Farm Insurance Agent handles residential home insurance policies for local homeowners. This agency helps clients cover the structure, personal belongings, and liability on a primary residence. It also addresses flood risks and other regional perils common to the Columbia Basin area. To handle a typical job, the agent begins by reviewing a client’s current coverage and property details, then walks through the options to ensure a balanced policy that meets the home’s specific replacement cost.
Some home insurance clients prefer a single policy purchase for their primary residence, while others require recurring reviews as their property or liability needs change. Vladimir Krinitsyn - State Farm Insurance Agent in Pasco, WA, offers coverage options that address dwelling protection, personal belongings, and liability exposure. These policies are designed to help local homeowners secure financial safeguards for common regional risks. Service for existing clients typically runs on an as-needed basis, with opportunities for scheduled policy reviews to accommodate life events or property updates.
Edison Valerio - State Farm Insurance Agent in Pasco, WA specializes in protecting homes with tailored coverage options, such as dwelling and personal property policies. It also provides general insurance services, including auto and life policies, to address a range of client needs. The agency assists local residents with reliable guidance through the claims process and policy updates. As seasonal storms and wind events affect the region, the agent helps homeowners review their policies to ensure adequate protection against specific weather-related damage risks.
Preparing for the windy and wildfire-prone seasons that affect the Pasco area, Nicolas Zavala American Family Insurance helps local homeowners evaluate their property coverage needs. As a home insurance agent serving this region, the company focuses on matching policy options to a home’s specific structure and location. Each policy review considers the age of the dwelling and its proximity to new development risks. A typical initial meeting includes an inspection of the property’s roof, siding, and interior systems to assess current condition before quoting a tailored home insurance plan.
Farmers Insurance - Nicole Storaci provides home insurance policies that protect homeowners from common risks such as fire, theft, and weather damage. The agency can also tailor coverage with specialty add-ons like flood insurance, earthquake protection, and personal liability extensions for additional peace of mind. Based in Pasco, WA, the agency is available to assist residential customers throughout the local area. In addition to serving homeowners, the office can help secure insurance for commercial sectors, including offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Pasco Cost?
The average cost of home insurance in Washington is about $1,200 per year for a typical policy. In Pasco, rates can range from $800 to $1,800 annually depending on your homes age location and coverage limits. Factors like roof condition and credit history also affect your premium. This is general information and not insurance advice.
About home insurance agents in Pasco
Home insurance agents in Pasco, Washington help residents find coverage for their homes and belongings. Washington state law requires insurers to offer specific coverages like fire and windstorm protection. Local agents understand the unique risks of the Tri-Cities area including potential earthquake exposure.
Frequently Asked Questions
What does a home insurance agent in Pasco do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and help you understand what is covered. Agents also assist with claims and policy changes after you buy a home.
Do I need flood insurance in Pasco Washington?
Standard home insurance policies in Washington do not cover flood damage. Pasco is near the Columbia River so flood insurance may be recommended. You can buy flood insurance through the National Flood Insurance Program or some private insurers.
How does Washington state law affect home insurance?
Washington law requires insurers to offer replacement cost coverage on dwellings and personal property. Insurers must also provide a 45-day notice before nonrenewal of a policy. These rules protect homeowners from sudden coverage gaps.
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