The top-rated home insurance agent in Poulsbo, Washington is Farmers Insurance - Debra Allbee, rated 4.8 stars across 191 reviews. Other highly rated options include Haley Insurance Agency Inc, Randi Chisholm: Allstate Insurance, Silver Insurance. This directory lists 16 home insurance agents serving Poulsbo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Debra Allbee | 19168 B, Jensen Way NE | (360) 779-3000 |
| 2 | Haley Insurance Agency Inc | 20270 Front St NE #101 | (360) 626-6173 |
| 3 | Randi Chisholm: Allstate Insurance | 19045 WA-305 Ste 204 | (360) 697-2446 |
| 4 | Silver Insurance | 20153 Viking Ave NW | (206) 944-3515 |
| 5 | Anna Jewell American Family Insurance | 19335 Jensen Way NE | (360) 697-6700 |
| 6 | J.C. Madison, Inc. | 18887 WA-305 # 300 | (360) 779-1082 |
| 7 | Paula Weissinger - State Farm Insurance Agent | 19045 WA-305 Ste 240 | (360) 779-2887 |
| 8 | Toomey and Associates LLC | 19225 8th Ave NE suite 201-16 | (360) 930-0943 |
| 9 | RGI Insurance Specialty | 19740 7th Ave NE #114 | (360) 698-0270 |
| 10 | Rogers Family Insurance | 18777 9th Ave NE | (360) 930-3555 |
Farmers Insurance - Debra Allbee serves Kitsap County with home insurance agent services, helping residents in and around Poulsbo, Washington secure essential property protection. The agency works closely with homeowners to assess their individual coverage needs, from dwelling protection to personal liability coverage. Common policies also address risks specific to the Pacific Northwest, such as wind and rain damage. In this area, the company offers assistance with filing claims for roof repairs and arranging coverage for personal belongings affected by local weather events.
Haley Insurance Agency Inc serves homeowners and property managers in and around Poulsbo, Washington, offering home insurance policies tailored to protect dwellings and personal property. The agency assists clients in understanding coverage options for unexpected events such as fire, theft, and weather-related damage common to the Pacific Northwest. Its team works to explain policy details clearly. Residents seeking coverage for primary residences or rental properties can reach out for guidance. The company also provides its services to customers in the neighboring community of Silverdale.
Randi Chisholm: Allstate Insurance offers a range of standard home insurance services in Poulsbo, WA, including coverage for dwelling, personal property, and liability protection. Service or maintenance plans typically assist clients in adjusting policies after renovations or reviewing coverage limits annually. The company serves single-family homes, apartments, retail spaces, and restaurants, providing tailored insurance solutions for each property type.
Serving Poulsbo and the surrounding communities across Kitsap County, Silver Insurance handles home insurance for local homeowners. Policies address dwelling coverage, personal property protection, and liability defense tailored to individual needs. The agency evaluates each property’s specific risks, including proximity to the Puget Sound and local weather patterns, to recommend appropriate coverage limits. For a typical job, it reviews the client’s current policy and home value to propose adjustments for adequate protection without unnecessary riders.
For homeowners in Poulsbo, opting for a one-time policy covers a specific property and closing, while a recurring plan provides ongoing protection for a primary residence. Each option is tailored to address local weather risks and standard property liabilities. Coverage under either plan typically includes dwelling, personal belongings, and liability, though specifics vary by structure. This agency helps clarify which policy type best fits a client's ownership situation. Service is available through scheduled appointments to review annual renewals or to adjust coverage as needs change.
J.C. Madison, Inc. offers specialized home insurance policies protecting coastal properties, including coverage for wind and storm damage in Poulsbo. It provides general homeowner services such as dwelling repair and personal property replacement after accidents. The company also works with renters and condo owners to secure appropriate liability and contents coverage. During the region’s wet winters, it assists clients with claims related to water intrusion from heavy rain or snowmelt.
With the rainy season in Poulsbo often causing concern about roof leaks and water damage, Paula Weissinger - State Farm Insurance Agent helps local homeowners evaluate their coverage needs. This home insurance agent reviews existing policies to identify potential gaps in protection against common regional weather events. A standard consultation involves a discussion of deductibles and dwelling coverage limits. The process of securing updated protection begins with a walkthrough of the home and an inventory of its major systems and contents.
Toomey and Associates LLC connects clients in Poulsbo, WA, with homeowners insurance policies that guard dwellings and personal belongings from common regional perils such as windstorms and fire. The agency also arranges specialty add-ons like flood coverage and umbrella liability protection to expand personal risk defense. It provides insurance solutions for commercial sectors, including offices, warehouses, and food service operations, ensuring business property and liability needs are met.
RGI Insurance Specialty in Poulsbo, WA, is known for helping local homeowners secure tailored protection for their properties. The agency provides coverage options that address risks common in the Pacific Northwest, including wind, rain, and seasonal exposure. Clients can work with an agent to review dwelling, personal property, and liability limits through standard carriers. For those with specific needs, RGI Insurance Specialty can add coverage for valuable items such as jewelry, fine art, or collectibles to an existing policy.
Residential home insurance needs for Poulsbo property owners are met by Rogers Family Insurance, which also offers commercial coverage for local businesses throughout Kitsap County and the surrounding Olympic Peninsula region. The agency provides standard homeowners policies as well as protections tailored for rental cabins, waterfront homes, and farmers. Clients can schedule annual policy reviews to discuss coverage changes or updated property valuations, with follow-up check-ins conducted between regular renewal cycles to ensure continued peace of mind.
What Does a a Home Insurance Agent in Poulsbo Cost?
Home insurance costs in Washington average around $1,200 to $1,800 per year for a standard policy, but rates vary by location and home value. In Poulsbo, factors like proximity to the water and age of the home can affect premiums. Earthquake coverage typically adds $200 to $500 annually. This is general information and not insurance advice.
About home insurance agents in Poulsbo
Home insurance agents in Poulsbo Washington help homeowners protect their property against common risks like windstorms and earthquakes. Washington state law requires insurers to offer earthquake coverage as an endorsement on standard policies. A local agent can explain how Washington insurance regulations affect your coverage options and premiums.
Frequently Asked Questions
What does a home insurance agent in Poulsbo do?
A home insurance agent in Poulsbo helps you compare policies from different insurers and choose coverage that fits your needs. They explain Washington-specific requirements like the 30-day notice period for non-renewal. They also assist with claims and policy changes.
Is earthquake insurance required in Washington?
Earthquake insurance is not required by law in Washington, but insurers must offer it as an optional endorsement. A home insurance agent can explain the cost and coverage details for your Poulsbo property. Many homeowners in the Pacific Northwest choose to add this coverage.
How do I choose a home insurance agent in Poulsbo?
Look for an agent licensed in Washington with experience in Kitsap County. Ask about their knowledge of local risks like flooding near Liberty Bay or storm damage. Check their reputation with the Washington State Office of the Insurance Commissioner.
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