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Home Insurance Agents in Spokane Valley, WA

Directory of home insurance agents in Spokane Valley, Washington. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Spokane Valley, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 15 home insurance agents in Spokane Valley, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vern Fonk Insurance
13817 E Sprague Ave STE 6, Spokane Valley, WA 99216
(509) 219-7003 vernfonk.com
Jared Christy - State Farm Insurance Agent
12120 E Mission Ave Suite #4, Spokane Valley, WA 99206
(509) 924-7447 jaredchristyinsurance.com
Dave Christy - State Farm Insurance Agent
12120 E Mission Ave Suite 1, Spokane Valley, WA 99206
(509) 926-1345 davechristyinsurance.com
Spokane Valley Insurance
11017 E Sprague Ave Suite B, Spokane Valley, WA 99206
(509) 928-1234 spokanevalleyinsurance.net
Associated Agents Group
626 N Mullan Rd, Spokane Valley, WA 99206
(509) 295-2291 aagi.us
Jeri Mainer - State Farm Insurance Agent
3007 N Argonne Rd, Spokane Valley, WA 99212
(509) 926-3600 jerimainer.com
Americus Insurance
9120 E Sprague Ave, Spokane Valley, WA 99206
(888) 600-6691 americusinsurance.net
Empire Insurance Brokers
708 N Argonne Rd Suite 8bm, Spokane Valley, WA 99212
(509) 922-4636 eibnow.com
PEMCO Insurance - Spokane office
16201 E Indiana Ave #4000, Spokane Valley, WA 99216
(509) 328-8900 pemco.com
Starr & Brown
11707 E Sprague Ave Ste 105, Spokane Valley, WA 99206
(509) 928-2121 starrbrown.com
Inland Northwest Insurance
12319 E Broadway Ave, Spokane Valley, WA 99216
(509) 892-6373 inlandnwi.com
Patrick Foster - State Farm Insurance Agent
626 N Mullan Rd #11, Spokane Valley, WA 99206
(509) 928-5626 patfosterinsurance.com
Capital Insurance
1112 S Pines Rd, Spokane Valley, WA 99206
(509) 324-1398 capitalinsgrp.com
Century Insurance Agency
1406 N Pines Rd, Spokane Valley, WA 99206
(509) 924-4424 centuryinsuranceagency.com
Doty & Giles Insurance
1213 N Pines Rd #100, Spokane Valley, WA 99206
(509) 924-7755 doty.com

Home insurance agents in Spokane Valley help you find coverage that meets Washington state requirements. Washington law does not require homeowners insurance but mortgage lenders often do. Local agents understand risks like wildfire and winter storms common in the Spokane Valley area.

What Does a Home Insurance Agent in Spokane Valley Cost?

Home insurance costs in Washington vary based on home value location and coverage level. In Spokane Valley average annual premiums range from 800 to 1500 dollars for standard policies. Factors like roof age fire risk and claims history affect your rate. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Spokane Valley do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They explain policy terms and assist with claims. Agents in Spokane Valley know local risks such as hail and freeze damage.
Is home insurance required by law in Washington state?
Washington state does not legally require homeowners insurance. However most mortgage lenders require it to protect their investment. An agent can help you meet lender requirements and add optional coverages.
How do I choose a home insurance agent in Spokane Valley?
Look for an agent licensed in Washington with experience in your area. Check their reviews and ask about their process for comparing quotes. A good agent will explain deductibles and coverage limits clearly.