The top-rated landlord insurance agent in Brighton, Colorado is Colorado Prestige Insurance Group, rated 4.8 stars across 265 reviews. Other highly rated options include Eddie Olivas - State Farm Insurance Agent, TAG-RH Agency Inc, Strongs Insurance Agency. This directory lists 20 landlord insurance agents serving Brighton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Colorado Prestige Insurance Group | 55 S 4th Ave | (303) 659-4744 |
| 2 | Eddie Olivas - State Farm Insurance Agent | 27 S 4th Ave Unit B | (303) 288-8890 |
| 3 | TAG-RH Agency Inc | 29 N Main St Ste 111 | (303) 456-6800 |
| 4 | Strongs Insurance Agency | 51 S 1st Ave | (303) 659-3762 |
| 5 | Sunil Pathak: Allstate Insurance | 710 E Bridge St | (303) 659-8600 |
| 6 | JnR Insurance Agency Powered by YourPolicy | 21 N 1st Ave suite #140 | (720) 773-5574 |
| 7 | Jason Hart - State Farm Insurance Agent | 36 S 18th Ave Suite E | (720) 259-8031 |
| 8 | Gene Watada - State Farm Insurance Agent | 2700 E Bridge St #106 | (303) 654-1306 |
| 9 | Hessling Insurance Agency | 605 S Kuner Rd #102 | (720) 403-3974 |
| 10 | F.M. Zamora Agency, Inc. American Family Insurance | 467 S 4th Ave | (303) 655-1300 |
Colorado Prestige Insurance Group serves Brighton and the broader Adams County area as a dedicated landlord insurance agent. The company helps property owners secure coverage for residential rental dwellings, including single-family homes and multi-unit buildings. Their services address common risks such as property damage from fire or weather events and liability protection for tenant injuries. They also assist with policies covering loss of rental income and vandalism. In this area, the agency handles landlord property insurance and rental dwelling policy placement.
Eddie Olivas - State Farm Insurance Agent in Brighton, CO provides landlord insurance for property owners seeking financial protection against rental risks. The agency offers coverage options that address property damage, liability concerns, and income loss from tenant vacancies. Policies are crafted to help maintain steady property income during repairs or unforeseen events. Service includes reviewing individual rental exposures and adjusting deductibles accordingly. This local agent serves single-family homes, apartments, retail spaces, and restaurants needing tailored landlord insurance solutions.
TAG-RH Agency Inc serves landlords, property managers, and real estate investors in Brighton, Colorado. It provides landlord insurance policies to protect rental properties and address liability concerns specific to leasing homes or apartments. The agency guides clients through coverage options that help safeguard their investment income and property assets. Each policy is designed to meet the unique needs of residential rental property owners. The agency’s service area also extends to the neighboring communities of Fort Lupton and the surrounding Adams County region.
Strongs Insurance Agency provides landlord insurance services in Brighton, Colorado, and the surrounding communities. The agency handles policies designed to protect rental properties and the income they generate. It assists landlords with coverage needs such as property damage, liability protection, and loss of rent. Each client’s situation is addressed through a careful assessment of their property and rental practices, ensuring the specific risks associated with local residential leasing are appropriately managed. The agency reviews policy details and advises on necessary endorsements to create a solution tailored to each landlord’s position.
As a landlord insurance agent, this brokerage addresses distinct coverage scenarios through both recurring policies for ongoing rental property protection and one-time solutions for specific property incidents. Sunil Pathak: Allstate Insurance in Brighton, CO provides liability and property damage plans that shield landlords from tenant-related claims and structural losses. Agents here assess local rental regulations to tailor policies accordingly. Services for consultations and policy adjustments run on an as-needed basis, while active coverage renewals follow a scheduled annual cycle for continuous protection.
JnR Insurance Agency Powered by YourPolicy in Brighton, CO offers specialty landlord insurance policies that protect rental properties from damage and liability. It also provides general advice on coverage limits and deductibles to match individual property risks. Landlords in this area often need guidance on securing vacant property protection or adjusting plans during peak leasing seasons. The agency helps with addressing concerns like fire damage restoration coverage after summer storms.
As snowmelt and spring rains approach in Brighton, landlords often grow concerned about water damage and liability exposures within their rental properties. Jason Hart - State Farm Insurance Agent provides tailored landlord insurance coverage to protect investment properties from such seasonal risks. The agency helps landlords distinguish between standard homeowners policies and the specific policies needed for income-generating units. After reviewing each client’s property details, the agent recommends appropriate liability and dwelling protection. This process begins with a thorough assessment of the individual rental property and its unique needs.
Gene Watada - State Farm Insurance Agent in Brighton, Colorado provides general landlord insurance services for property owners seeking financial protection. The agency specializes in comprehensive policies that cover rental dwellings, liability risks, and property damage for residential landlords in the area. Additional coverage options can be tailored to address specific needs of commercial operations, including insurance for offices, warehouses, and food service establishments.
F.M. Zamora Agency, Inc. American Family Insurance serves landlords in Brighton, CO, by providing policies that cover residential rental properties against common risks. The agency helps property owners secure liability protection and coverage for building damage caused by weather or fire. Understanding local rental regulations, the agent works to tailor insurance solutions that suit individual investment portfolios. As an additional specialty, the agency can offer coverage for loss of rental income if a property becomes uninhabitable due to a covered event.
What Does a a Landlord Insurance Agent in Brighton Cost?
Landlord insurance in Colorado typically costs 15 to 25 percent more than a standard homeowners policy. For a single family rental in Brighton premiums often range from 800 to 1,500 dollars per year. Costs depend on property value, location, coverage limits, and deductible choices. This is general information not insurance advice.
About landlord insurance agents in Brighton
A landlord insurance agent in Brighton Colorado helps property owners protect their rental investments with specialized policies. Colorado law does not require landlords to carry insurance but most mortgage lenders and HOAs mandate it. Agents in Brighton can tailor coverage for single-family rentals or multi-unit buildings in Adams County.
Frequently Asked Questions
What does landlord insurance cover in Colorado?
Landlord insurance typically covers property damage, liability, and lost rental income. In Colorado policies often exclude flood and earthquake damage which require separate coverage. An agent can explain exclusions specific to Brighton weather risks like hail.
Do I need landlord insurance for a short term rental in Brighton?
Yes standard homeowners policies do not cover short term rentals like Airbnb. Colorado law treats short term rentals as commercial activity. A landlord insurance agent can help you find a policy that covers transient guests and liability.
How does Colorado landlord tenant law affect my insurance needs?
Colorado requires landlords to maintain habitable premises and follow specific eviction procedures. Your insurance should cover legal defense costs if a tenant sues for habitability issues. An agent can recommend liability limits that match Colorado legal standards.
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