The top-rated landlord insurance agent in Erie, Colorado is Baille Barbour - State Farm Insurance Agent, rated 4.9 stars across 194 reviews. Other highly rated options include Advantage Service Insurance, Front Range Insurance Solutions, Mike J Hetherington - Farmers Insurance. This directory lists 16 landlord insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Baille Barbour - State Farm Insurance Agent | 611 Mitchell Way #106 | (303) 883-8888 |
| 2 | Advantage Service Insurance | 695 Pierce St Suite 210 | (303) 500-5020 |
| 3 | Front Range Insurance Solutions | 215 Cheesman St Suite M | (720) 389-7651 |
| 4 | Mike J Hetherington - Farmers Insurance | 671 Mitchell Way Ste 113 | (720) 605-1734 |
| 5 | Peter Stumpf Agency LLC American Family Insurance | 2831 Bonanza Dr Ste 103 | (303) 448-1900 |
| 6 | Matt Burke: Allstate Insurance | 660 Briggs St | (303) 828-3386 |
| 7 | Light Insurance Associates | 695 Pierce St | (720) 924-9247 |
| 8 | Favor Insurance Service | 204 Wells St | (719) 247-3533 |
| 9 | Farmers Insurance - Dwight Petersen | 526 Briggs St Ste B | (303) 828-0755 |
| 10 | American Insurance Colorado | 212 Wells St A | (720) 924-9180 |
Baille Barbour - State Farm Insurance Agent serves Erie, Boulder County, and the surrounding areas, specializing in landlord insurance policies. It offers comprehensive property protection tailored to rental property owners. The agency assists local landlords in safeguarding their investment properties against common risks such as fire, theft, and liability claims. Among the specific services it handles here are coverage for loss of rental income and personal property protection for leased units.
Advantage Service Insurance in Erie, Colorado, offers landlord insurance agent services to protect rental properties from common risks. The company assists property owners in obtaining coverage for liability, property damage, and loss of rental income. Clients can schedule consultations to review policy options and plan for property maintenance concerns. Advantage Service Insurance handles claims processing to ensure smooth resolution of incidents. It services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Front Range Insurance Solutions in Erie, CO serves homeowners, rental property investors, and property managers throughout the area. The company operates as a landlord insurance agent, offering policies tailored to protect residential and commercial rental properties from liability and property damage. Its agents help clients assess coverage options for single-family rentals and multi-unit buildings. Front Range Insurance Solutions also extends its services to property owners in nearby Boulder and the broader Denver metro region.
Mike J Hetherington - Farmers Insurance serves Erie, Colorado, and the surrounding communities, handling landlord insurance needs for local property owners. It offers coverage tailored for residential rental properties, protecting against common risks like property damage and liability claims. Policies are structured to help landlords manage potential income loss from tenant vacancies or unforeseen repairs. The agency approaches each job by assessing the specific property type and the owner’s portfolio, then aligning coverage limits with the unique exposure of that rental.
Landlord insurance agents typically help property owners choose between one-time policies for single vacant periods or recurring annual coverage that renews each year, and they customize protection for rental properties. Peter Stumpf Agency LLC American Family Insurance acts as a landlord insurance agent in Erie, CO, providing policies that cover dwelling damage, liability, and loss of rental income. Clients generally schedule an initial consultation, then service continues on an annual renewal basis unless a policyholder requests mid-term adjustments.
Matt Burke: Allstate Insurance specializes in landlord insurance policies for rental property owners in Erie, Colorado, offering liability coverage and property protection for residential rentals. The agency regularly assists local landlords with customizing policies to safeguard against unpaid rent and tenant-related damage. During seasonal changes, such as winter freeze risks or summer hailstorms, the agency helps clients review and adjust deductibles and coverage limits to ensure adequate protection.
Light Insurance Associates connects landlords in Erie, Colorado, with property insurance tailored to rental housing. The agency’s specialty add-ons include liability coverage for common areas and loss-of-rent protection for income disruptions. Policies are designed to address local risks, such as seasonal weather damage. The agency can serve commercial sectors including office properties, warehouse facilities, and food service establishments, providing coverage that accounts for each sector’s distinct operational exposures.
Favor Insurance Service is a landlord insurance agent in Erie, Colorado, providing residential coverage for owners of rental houses, duplexes, and condominiums. The agency also arranges commercial policies for larger multi-unit apartment buildings and mixed-use properties, serving clients throughout Erie and the surrounding Boulder County communities. Each policy is structured around property protection, liability safeguards, and loss-of-income coverage. Interested landlords are encouraged to contact the office for a personalized policy review, which includes follow-up adjustments between regular renewal visits to address any changes in the property or tenant situation.
As spring storms sweep through Erie, rental property owners often find themselves checking for roof damage or water intrusion from sudden hailstorms. Farmers Insurance - Dwight Petersen supports landlords by reviewing policies tailored for single-family rentals and multi-unit dwellings common to the area. Coverage options typically address property damage, liability exposure, and lost rental income when units become uninhabitable. A typical first step involves a no-obligation inspection of the property's condition and current insurance declarations to identify gaps specific to local weather patterns and tenant turnover risks.
American Insurance Colorado in Erie, CO is a landlord insurance agent known for securing property coverage for rental homes and multifamily dwellings. It offers standard policies that protect building structures and liability exposures common to local investment properties. This agency typically customizes coverage limits to match specific risk profiles, including protection against weather and tenant damages. A specialty service it can add on is loss of rental income coverage, which helps replace lost revenue while a unit is uninhabitable after a covered claim.
What Does a a Landlord Insurance Agent in Erie Cost?
The cost of landlord insurance in Colorado typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single family rental in Erie, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Erie
A landlord insurance agent in Erie Colorado helps property owners protect their rental investments. Colorado law does not require landlord insurance but most mortgage lenders do. Agents can explain coverage options for single family homes and multi-unit properties in Erie and surrounding Boulder County areas.
Frequently Asked Questions
What does landlord insurance cover in Erie Colorado?
Landlord insurance typically covers property damage, liability protection, and lost rental income. In Colorado, policies often include coverage for hail and wind storms which are common in Erie. It does not cover tenant personal belongings.
Do I need landlord insurance for a rental property in Erie?
While Colorado state law does not mandate landlord insurance, most mortgage lenders require it. If you have a homeowners policy on a rental property, claims may be denied because the property is not owner occupied. An agent can help you switch to the correct policy.
How does Colorado law affect landlord insurance claims?
Colorado has a one year statute of limitations for filing property damage claims. Landlords must also comply with Colorado security deposit laws which can affect liability coverage needs. An agent familiar with Colorado regulations can tailor your policy accordingly.
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