The top-rated landlord insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Marc Sisler - State Farm Insurance Agent | 1345 Plaza Ct N #1a | (303) 993-6067 |
| 8 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 9 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 10 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
Inszone Insurance Services serves Lafayette and Boulder County, offering comprehensive landlord insurance policies for residential rental properties. The agency helps property owners manage financial risks associated with tenant-occupied homes and multi-unit dwellings. It provides coverage for building structures, loss of rental income, and liability protection against tenant injuries. Among the specific services handled in this area, the company assists with landlord property damage claims and legal liability coverage arising from common area accidents.
Shawn Hughes - State Farm Insurance Agent serves Lafayette, Colorado, and the surrounding Boulder County area, specializing in landlord insurance for residential and commercial rental properties. The agency provides guidance on protecting income properties from common liabilities. Policies typically cover building structure, lost rental income, and liability protection for property owners. The agent assists with landlord policies tailored for single-family rentals, multi-unit dwellings, and vacation rentals rented to tenants.
Jim Plane - State Farm Insurance Agent in Lafayette, CO, offers a range of landlord insurance services, including property coverage, liability protection, and loss-of-rent options for rented dwellings. The agency provides routine policy reviews and can assist with updating coverage as property values or tenant situations change over time. Services are available for single-family homes, apartments, retail spaces, and restaurants, helping to address the specific insurance needs of each commercial or residential rental property type.
Josh Chase - State Farm Insurance Agent serves homeowners, property managers, and small business owners in Lafayette, Colorado, providing landlord insurance policies tailored to protect rental properties. Services cover dwelling and liability coverage, as well as protection for loss of rental income. The agency works closely with clients to assess individual property risks and policy needs. It also assists with bundling landlord policies with other personal insurance lines for added convenience. In addition to Lafayette, the agency covers the surrounding Boulder County communities, including Louisville.
The Woods Insurance Group: Allstate Insurance serves Lafayette, Colorado, and the surrounding communities with landlord insurance agent services. It handles policies for residential rental properties, addressing coverage needs for property damage and liability. The agency works closely with property owners to understand their exposure and risk management priorities. To complete a typical job, it assesses the landlord’s portfolio thoroughly, then presents customized coverage options that align with each client’s specific property and financial concerns.
Shelter Insurance - Jo Peters offers tailored landlord insurance policies designed to protect rental properties and their owners. As a dedicated agent in Lafayette, CO, it assists with general coverage needs, including property damage, liability protection, and income loss from tenant vacancies. Common area risks like hailstorms on roofs or burst pipes during winter are addressed. The agency helps landlords manage spring and summer claims often related to weather-related damage or maintenance issues between tenant leases.
Marc Sisler - State Farm Insurance Agent in Lafayette, CO offers landlord insurance policies that differ between a single-policy option for one property and a broader package designed for repeated coverage needs. This coverage protects rental properties against risks like property damage, liability claims, and loss of rental income. For property owners managing multiple units, a recurring service ensures each lease period maintains continuous protection. Typical services for a landlord insurance agent run on an as-needed basis or can be scheduled annually before a lease renewal.
As winter approaches in Lafayette, Colorado, rental property owners often search for reliable protection against weather-related damage and liability claims. Rocky Mountain Insurance Center addresses these concerns by helping landlords secure appropriate coverage for their residential properties. The agents assess each client's unique rental situation, offering guidance on policies that align with local requirements and common property risks. A typical initial engagement involves a detailed inspection of the rental unit and a thorough review of the landlord's current liability and property exposure before recommending any specific plan.
Farmers Insurance - Daniel Coons in Lafayette, CO handles residential landlord insurance for property owners renting out single-family homes or duplexes. Commercial coverage is also available for multi-unit apartment buildings or mixed-use properties in the surrounding Boulder County area. Each policy is structured to protect against tenant damages, liability claims, and lost rental income. After claims or annual renewals, the agent follows up personally to confirm coverage adjustments and discuss changes between regular inspection visits.
Farmers Insurance - Jason Tichota works with local property owners to secure coverage options for rental dwellings in the Lafayette area. The agency often focuses on policies that address landlord-specific concerns, such as protection against tenant damage and liability exposures. Clients can discuss adding coverage for loss of rental income or for structures like sheds and fences. The agency can serve various commercial sectors, including office spaces, warehouses for storage, and food service operations with specific equipment needs.
What Does a a Landlord Insurance Agent in Lafayette Cost?
The cost of landlord insurance in Colorado typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Lafayette you might pay between 800 and 1500 dollars per year. Factors include property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Lafayette
A landlord insurance agent in Lafayette Colorado helps property owners protect their rental investments. Colorado law requires landlords to maintain specific coverages for liability and property damage. Local agents understand the unique risks of Boulder County rental properties including weather and tenant laws.
Frequently Asked Questions
What does landlord insurance cover in Lafayette Colorado?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Colorado policies often include coverage for hail damage and sewer backup which are common in the region.
Is landlord insurance required by law in Colorado?
Colorado does not require landlord insurance by state statute. However most mortgage lenders require a landlord policy. It is also strongly recommended to protect against liability claims and property damage.
How do I find a landlord insurance agent in Lafayette?
You can search for independent insurance agents in Lafayette who specialize in rental property coverage. Look for agents who are licensed in Colorado and familiar with local building codes and rental regulations.
Landlord Insurance Agents in Other Colorado Cities
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