The top-rated landlord insurance agent in Lakewood, Colorado is Michael Martinez - GEICO Insurance Agent, rated 4.9 stars across 2,089 reviews. Other highly rated options include Premier Group Insurance, April Welch - State Farm Insurance Agent, Kaufman Agency. This directory lists 16 landlord insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Martinez - GEICO Insurance Agent | 9300 W Colfax Ave | (303) 537-8252 |
| 2 | Premier Group Insurance | 7165 W Colfax Ave | (303) 233-7878 |
| 3 | April Welch - State Farm Insurance Agent | 1590 Balsam St | (303) 234-1792 |
| 4 | Kaufman Agency | 13701 W Jewell Ave # 284 | (303) 975-0363 |
| 5 | Andrew Kuntzman Agency - Goosehead Insurance | 165 S Union Blvd Suit 250 | (303) 774-6345 |
| 6 | Hurl & Hurl Insurance Agency | 1650 S Deframe St | (720) 757-2934 |
| 7 | Mile High Insurance Brokers | 2255 S Wadsworth Blvd Suite 109 | (720) 996-1975 |
| 8 | Dodrill Insurance Inc. | 7807 W Mississippi Ave | — |
| 9 | Morrison Insurance Agency | 2535 S Lewis Way STE 108 | (303) 985-1576 |
| 10 | Schey Insurance Agency | 950 Wadsworth Blvd | (303) 232-0553 |
Michael Martinez - GEICO Insurance Agent serves property owners, landlords, and property managers in Lakewood, Colorado. It provides landlord insurance policies designed to protect rental properties and income from unforeseen events like fire or liability claims. Services include coverage for single-family rentals, condos, and multi-unit housing. The agency works to customize protection for each client’s unique portfolio needs. Its service area also extends into Golden and surrounding Jefferson County neighborhoods.
Premier Group Insurance serves the Lakewood, Colorado metro area as a landlord insurance agent. The agency helps clients secure coverage tailored to both single-family and multi-family rental properties. It provides essential protections for property owners, including policies that address potential damage from fire, weather, or tenant-related incidents. By working with this local firm, landlords can review liability coverage options for their investment properties. The company handles loss-of-rent endorsements and dwelling coverage for residential rental units.
April Welch - State Farm Insurance Agent provides landlord insurance services tailored to property owners in Lakewood, CO, including coverage for property damage and liability protection. The agency helps clients create policies that address routine maintenance needs and unexpected repair events, with options for service plan adjustments as circumstances change. The agency services single-family homes, apartment complexes, retail spaces, and restaurants.
Kaufman Agency serves landlords and property managers in Lakewood, Colorado, by offering specialized landlord insurance policies designed to protect rental investments. The agency provides coverage for residential and commercial rental properties, addressing risks such as property damage, liability, and loss of rental income. Working with various property types, they help clients secure tailored insurance solutions to safeguard their assets. Kaufman Agency also assists property owners and investors throughout the greater Denver metro area, including the neighboring community of Golden.
Andrew Kuntzman Agency - Goosehead Insurance serves Lakewood, Colorado, and the surrounding communities with tailored coverage for rental property owners. The agency handles landlord insurance policies that protect against property damage, liability claims, and loss of rental income. Each client receives a detailed risk assessment to identify appropriate coverage limits for their specific investment properties. A typical job begins with a discussion of the property’s usage and exposures, followed by a comparison of policy options from multiple carriers to secure balanced protection.
A landlord insurance agent can help with either a one-time policy purchase for a single property or recurring service for managing coverage across multiple rentals, aligning with the wide variation in local rental portfolios. Hurl & Hurl Insurance Agency, based in Lakewood, CO, works to secure appropriate property protection, liability safeguards, and rental income insurance for area landlords. Their service typically runs on either a scheduled annual renewal basis or an as-needed consultative model for new acquisitions.
Lakewood’s changing seasons often bring sudden hailstorms that put rental properties at risk, and Mile High Insurance Brokers helps local landlords secure coverage tailored to such regional weather exposures. Working as a landlord insurance agent, this Lakewood-based company guides property owners through policies that address property damage, liability protection, and loss of rental income in standard multi-unit dwellings. A typical initial engagement involves a detailed on-site inspection of the building’s exterior, roofing, and common areas to assess current coverage needs against local climate risks.
Morrison Insurance Agency in Lakewood, Colorado helps property owners manage the financial risks associated with renting dwellings. Their core service is landlord insurance, which protects against property damage and liability claims. For additional coverage, they offer specialized add-ons such as loss of rental income protection and vandalism coverage. This agency works with owners of various commercial properties, including offices, warehouses, and food service establishments, ensuring each sector receives tailored insurance solutions.
Schey Insurance Agency in Lakewood, CO, writes residential landlord policies for property owners managing single-family rentals, duplexes, and small apartment buildings. Commercial coverage is also available for multi-unit complexes and mixed-use properties throughout the Denver metro area and nearby Colorado communities. The agency helps landlords secure protection for structures, liability, and potential loss of rental income. Policyholders can expect prompt follow-up on any claims or coverage questions between regular renewal visits to ensure their investment remains safeguarded.
What Does a a Landlord Insurance Agent in Lakewood Cost?
Landlord insurance in Colorado typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Lakewood, annual premiums often range from 800 to 1500 dollars. Factors like property age, location, coverage limits, and deductible amounts affect the price. This is general information and not insurance advice.
About landlord insurance agents in Lakewood
Landlord insurance agents in Lakewood Colorado help property owners protect their rental investments. Colorado law requires landlords to maintain certain property standards and liability coverage. A local agent can guide you through policies that cover property damage, loss of rental income, and liability claims specific to Lakewood and Jefferson County regulations.
Frequently Asked Questions
What does landlord insurance cover in Colorado?
Landlord insurance typically covers dwelling damage, liability for tenant injuries, and loss of rental income. Colorado does not require landlord insurance by law, but most mortgage lenders and property management companies require it. Policies often include coverage for fire, wind, and water damage common in the Lakewood area.
Do I need landlord insurance for a single rental property in Lakewood?
Yes, it is strongly recommended even for one property. Colorado landlord tenant law holds owners responsible for maintaining safe premises. Without insurance, you could face out-of-pocket costs for lawsuits or property repairs. A local agent can help you find a policy that fits a single unit.
How does Colorado landlord tenant law affect my insurance needs?
Colorado law requires landlords to make all repairs needed to keep the property habitable. If you fail to do so, a tenant may withhold rent or sue for damages. Landlord insurance can help cover legal defense costs and settlements. Your agent can explain how policy limits align with state statutes.
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