The top-rated landlord insurance agent in Thornton, Colorado is Horizons Insurance, Inc, rated 4.9 stars across 254 reviews. Other highly rated options include Wynter Pacha - GEICO Insurance Agent, Tim Sexton - State Farm Insurance Agent, Farmers Insurance - Moises Cacique. This directory lists 14 landlord insurance agents serving Thornton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Horizons Insurance, Inc | 1596 E 101st Ave | (303) 412-5842 |
| 2 | Wynter Pacha - GEICO Insurance Agent | 550 Thornton Pkwy Suite 218 | (720) 624-2200 |
| 3 | Tim Sexton - State Farm Insurance Agent | 550 Thornton Pkwy Unit 174 | (303) 284-5211 |
| 4 | Farmers Insurance - Moises Cacique | 11363 Colorado Blvd | (720) 798-3443 |
| 5 | Mahoney Insurance Agency | 12412 York St | (303) 268-5555 |
| 6 | The Kirscht Insurance Agency - A Bridlewood Insurance Services Partner | 12412 York St | (720) 375-5479 |
| 7 | Colorado Hazard Insurance | 2090 E 104th Ave Ste 302 | (303) 558-9880 |
| 8 | Coker Agency LLC | 3907 E 120th Ave #211 | (720) 541-7651 |
| 9 | Captain Insurance LLC | 431 W 84th Ave Suite 102 | (303) 931-6996 |
| 10 | Superior Home Insurance | 2162 E 129th Ave | (719) 401-0243 |
Horizons Insurance, Inc serves the greater Thornton, Colorado area by providing comprehensive coverage solutions for residential and commercial rental property owners. This agency helps landlords secure policies that protect against property damage, liability claims, and potential loss of rental income. They work with area property investors to identify appropriate coverage limits for their specific portfolios. Typical policies include protection for apartment buildings, single-family rentals, and multi-unit dwellings. The agency specifically handles loss of rent coverage and landlord liability protection.
Wynter Pacha - GEICO Insurance Agent in Thornton, CO, offers a selection of landlord insurance plans designed to protect rental property investments. These policies cover essential risks such as property damage, liability claims, and loss of rental income. The agency helps property owners with maintenance-related coverage options that safeguard against unforeseen repair costs. Wynter Pacha assists clients in tailoring policies to fit various property types, including single-family homes, apartment complexes, retail spaces, and restaurants.
Serving homeowners, property managers, and small businesses in Thornton, Colorado, this agency provides landlord insurance policies to protect rental properties from damage, liability, and lost income. It assists landlords in tailoring coverage to fit single-family homes, duplexes, or small apartment buildings, addressing common concerns like tenant accidents and weather-related repairs. Guidance on policy limits and deductibles helps property owners manage risk effectively. The agency also extends its services to landlords operating in nearby Northglenn and other neighboring communities within the Denver metro area.
Farmers Insurance - Moises Cacique serves Thornton, Colorado, and the surrounding communities, specializing in landlord insurance for residential rental properties. This agency handles coverage for single-family homes, duplexes, and small multi-unit buildings, addressing risks like property damage, liability, and lost rental income. Its general approach is to assess each landlord’s unique property holdings and then tailor a policy that balances cost-effective protection with adequate coverage limits.
Mahoney Insurance Agency offers landlord insurance clients both one-time policy placements and recurring coverage adjustments to match property changes. Their service typically includes protection for rental structures, liability coverage for tenant incidents, and options for loss of rental income. Based in Thornton, CO, they work with landlords managing single-family rentals or small multi-unit buildings in the Denver metro area. Service runs on a one-time basis for initial policy setup and an as-needed schedule for policy reviews during lease renewals or renovations.
The Kirscht Insurance Agency - A Bridlewood Insurance Services Partner specializes in crafting landlord insurance policies tailored for property investors in Thornton, CO. It also offers general risk management advice for rental property owners, helping to address liability, property damage, and loss of income concerns. This local agency frequently assists landlords with coverage adjustments following the spring thaw, when seasonal ground shifts and heavy rains can lead to unexpected structural claims.
Colorado Hazard Insurance in Thornton, CO assists property owners with securing appropriate coverage for rental dwellings. The agency focuses on policies that specifically address the unique liability and property damage risks landlords face. They help clients navigate policies covering loss of rental income and structural repairs following covered events. The agency also serves commercial sectors, including offices, warehouses, and food service operations.
Coker Agency LLC provides residential landlord insurance services to property owners in the Thornton, Colorado area, tailoring policies to protect rental homes against common risks. The agency also offers commercial coverage for larger rental properties within the surrounding region. Agents work closely with clients to understand local market conditions and insurance requirements. After placing a policy, the company maintains ongoing contact with the landlord to review coverage needs and make adjustments between scheduled policy renewal periods, ensuring consistent protection.
Captain Insurance LLC is known in Thornton, Colorado, as a landlord insurance agent specializing in property risk management for local rental property owners. The agency helps landlords secure coverage that protects against common exposures such as tenant damage and liability claims. Its services include policies for single-family rentals and multi-unit properties, addressing structural and income protection needs. For an added layer of security, the agent can arrange coverage for loss of rental income during necessary repairs after a covered event.
What Does a a Landlord Insurance Agent in Thornton Cost?
The cost of landlord insurance in Colorado typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental, annual premiums often fall between 800 and 1,800 dollars. Costs depend on property location, age, coverage limits, and deductible. This is general information, not insurance advice.
About landlord insurance agents in Thornton
A landlord insurance agent in Thornton Colorado helps rental property owners find policies that cover property damage, liability, and lost rental income. Colorado law does not require landlord insurance, but mortgage lenders often do. Agents in Thornton understand local risks like hail storms and can guide you to appropriate coverage for your rental property.
Frequently Asked Questions
What does a landlord insurance agent in Thornton do?
A landlord insurance agent helps you find a policy that covers your rental property. They review your property details and recommend coverage for damage, liability, and income loss. They also explain how Colorado laws affect your policy.
Is landlord insurance required by Colorado law?
Colorado state law does not require landlord insurance. However, your mortgage lender may require it. A landlord insurance agent can help you meet lender requirements and protect your investment.
How do I choose a landlord insurance agent in Thornton?
Look for an agent who specializes in rental property coverage. Ask about their experience with Colorado specific risks like hail and snow. Verify they are licensed in Colorado and can explain policy details clearly.
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