The top-rated landlord insurance agent in Wheat Ridge, Colorado is Risk Management Partners Insurance Agency, rated 4.9 stars across 354 reviews. Other highly rated options include Steve Basler - State Farm Insurance Agent, Mountain Insurance, CO Insurance Specialist. This directory lists 16 landlord insurance agents serving Wheat Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risk Management Partners Insurance Agency | 4860 N Robb St Suite 101 | (303) 463-9800 |
| 2 | Steve Basler - State Farm Insurance Agent | 12600 W 32nd Ave | (303) 421-8300 |
| 3 | Mountain Insurance | 3705 Kipling St Unit 104 | (303) 420-4774 |
| 4 | CO Insurance Specialist | 6990 W 38th Ave #200 | (720) 638-0850 |
| 5 | Kaitlin Bagley - State Farm Insurance Agent | 5001 Ward Rd | (303) 233-2626 |
| 6 | Prince Insurance Group | 4350 Wadsworth Blvd #201 | (720) 802-0759 |
| 7 | The Cunningham Agency - Allstate Insurance | 4891 Independence St ste 255 | (303) 282-7111 |
| 8 | Sue Ball - State Farm Insurance Agent | 4980 Kipling St unit a3 | (303) 421-7311 |
| 9 | GIA Risk Management, LLC | 9195 W 44th Ave | (303) 423-0162 |
| 10 | Adams Insurance Solutions | 4390 Hoyt Ct | (303) 980-0303 |
Risk Management Partners Insurance Agency serves Wheat Ridge and the broader Jefferson County area, offering professional landlord insurance agent services tailored to property owners. The agency assists clients in securing coverage for rental dwellings, addressing the specific liability and property protection needs of residential and commercial landlords. It focuses on helping property investors manage risks associated with tenant-occupied buildings and missed rental income. Specific services it handles in this area include landlord liability policies and protection for rental property structures.
As a landlord insurance agent based in Wheat Ridge, CO, Steve Basler’s agency provides a range of coverage options tailored for property owners in the area. It offers policies that address common risks associated with rental properties, including liability protection and property damage. Ongoing insurance reviews are available to help maintain adequate coverage as policies evolve. The agent serves a variety of property types in the local market, including single-family homes, apartments, retail spaces, and restaurants.
Mountain Insurance serves homeowners, rental property owners, and property managers in Wheat Ridge, Colorado. The agency specializes in landlord insurance policies, helping clients protect their investment properties from common risks such as fire damage, liability claims, and lost rental income. They provide coverage options tailored for single-family rentals, condos, and multi-unit buildings. Alongside Wheat Ridge, the agency also assists landlords and property owners throughout the nearby Lakewood area and the broader Jefferson County region.
CO Insurance Specialist serves Wheat Ridge and the surrounding Denver metro area communities, providing landlord insurance coverage for rental property owners. The company handles plans that protect against property damage, liability claims, and loss of rental income. Specializing in policies tailored to single-family homes, duplexes, and small apartment buildings, it works with investors to secure suitable coverage. To handle a typical job, the agency reviews the property details and the client's risk exposure, then presents policy options that match specific needs from multiple insurers.
For one-time or ongoing coverage, Kaitlin Bagley - State Farm Insurance Agent in Wheat Ridge, CO provides landlord insurance tailored to local rental properties. This insurance covers property damage, liability protection, and potential lost rental income from covered incidents. Landlords can choose between a single policy for a short-term rental or an annual policy for long-term tenants. Service runs on both a scheduled arrangement for regular policy renewals and on an as-needed basis for new quotes or coverage adjustments.
As snowmelt from the foothills strains rental roofs across Wheat Ridge, Prince Insurance Group offers landlords tailored coverage for their income properties. The agency helps owners shield themselves against liability claims, weather damage, and tenant-related losses common in this corridor. Every rental portfolio differs, so the team reviews individual policy gaps during a detailed initial risk assessment, starting with a property walkthrough. They then provide a premium quote based on that specific inspection, ensuring that each landlord understands exactly what their policy will cover before making any commitment.
The Cunningham Agency - Allstate Insurance specializes in tailored landlord insurance solutions for residential rental property owners in Wheat Ridge, Colorado. The agency offers policies that protect income properties, covering structures, liability, and rental income loss. It works with individual landlords and small portfolio owners, helping to safeguard investments from common property damages or tenant-related issues. The agency particularly assists during the spring thaw, when seasonal water damage and roof leaks from snowmelt become a frequent concern for rental properties in the area.
Serving Wheat Ridge and the surrounding area, Sue Ball - State Farm Insurance Agent offers comprehensive landlord insurance policies that protect rental properties and their owners. These policies typically cover dwelling damage, liability claims, and loss of rental income. Specializing in tailored coverage for landlords, the agency helps property owners navigate unique risks like tenant-related issues and structural repairs. Its expertise extends to insuring commercial sectors that landlords often manage, including offices, warehouses, and food service establishments.
GIA Risk Management, LLC provides residential landlord insurance in Wheat Ridge, Colorado, extending its coverage to commercial rental properties for landlords throughout the surrounding region. Their agency helps property owners secure appropriate policies to protect their investments. They focus on facilitating follow-up service between regular visits, ensuring that clients can easily adjust coverage after a lease renewal or property modification.
Adams Insurance Solutions in Wheat Ridge, CO, is known for helping residential property owners secure coverage for rental units. The agency works with landlords to structure policies that address liability protection and dwelling repair costs. Services include matching clients with appropriate plans for single-family rentals and small multi-unit properties. Clients can also add on coverage for loss of rental income during a covered property repair period.
What Does a a Landlord Insurance Agent in Wheat Ridge Cost?
The cost of landlord insurance in Colorado typically ranges from 15 to 25 percent more than a standard homeowners policy. For a single-family rental in Wheat Ridge, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property, rental history, and deductible amount also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Wheat Ridge
Landlord insurance agents in Wheat Ridge, Colorado help property owners protect their rental investments with tailored policies. Colorado law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand risks like hail damage and tenant liability specific to the Denver metro area.
Frequently Asked Questions
What does landlord insurance cover in Wheat Ridge Colorado?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Colorado, policies often include coverage for hail and wind damage common in the region. It does not cover tenant personal belongings or intentional damage.
Is landlord insurance required by law in Colorado?
Colorado state law does not require landlord insurance. However, most mortgage lenders require a landlord policy for rental properties. It is strongly recommended to protect against liability claims and property damage.
How is landlord insurance different from homeowners insurance in Colorado?
Landlord insurance covers rental properties and includes liability for tenant injuries and loss of rental income. Homeowners insurance covers owner-occupied homes and does not provide the same protections for rented units. Using homeowners insurance for a rental can lead to claim denial.
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