The top-rated landlord insurance agent in Guilford, Connecticut is Guilford Insurance, rated 5.0 stars across 143 reviews. Other highly rated options include Page Insurance, Ltd - Independent Home & Auto Insurance Specialists CT, Craig Tracz - State Farm Insurance Agent, Maria Pietrosante: Allstate Insurance. This directory lists 13 landlord insurance agents serving Guilford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guilford Insurance | 105 Church St | (203) 689-5260 |
| 2 | Page Insurance, Ltd - Independent Home & Auto Insurance Specialists CT | 102 Boston St | (203) 453-5258 |
| 3 | Craig Tracz - State Farm Insurance Agent | 652 Boston Post Rd STE 6 | (203) 204-1421 |
| 4 | Maria Pietrosante: Allstate Insurance | 705 Boston Post Rd Unit 4b | (860) 388-0857 |
| 5 | Teysha Poindexter - My Skyline Insurance | 1310 Boston Post Rd Unit 5 | (860) 322-6864 |
| 6 | Kinnare Insurance LLC | 135 Church St | (203) 453-4829 |
| 7 | Relation Insurance Services | 48 State St | (203) 453-0816 |
| 8 | Anchor Associates Inc | 60 Little Meadow Rd | (203) 453-5939 |
| 9 | The Colella Agency, LLC | 34 York St | (203) 884-6707 |
| 10 | Falcone Insurance Group | 800 Village Walk | (203) 689-5674 |
Guilford Insurance serves New Haven County and surrounding areas in Connecticut, offering landlord insurance policies to property owners in Guilford and the wider region. These policies help protect residential and commercial rental properties from common risks such as fire damage, weather-related losses, and liability claims. The agency guides clients through coverage options available in the local market. Its work includes helping landlords address property damage claims and reviewing liability protection needs for rental units.
Page Insurance, Ltd - Independent Home & Auto Insurance Specialists CT in Guilford offers landlord insurance coverage tailored to protect rental property owners from liability and property damage. Their service includes assistance with policy adjustments as leases change or properties are updated. Maintenance plans are available to help clients manage risk and keep policies current. The agency services single-family homes, apartments, retail spaces, and restaurants.
Craig Tracz - State Farm Insurance Agent in Guilford, CT serves homeowners, property managers, and small business owners seeking landlord insurance. The agency helps protect rental properties with policies tailored to residential and commercial landlords. Typical coverage addresses property damage, liability, and loss of rental income. As a local source for insurance guidance, the agent assists clients in navigating coverage needs. The agency also serves properties in neighboring communities such as Madison, Branford, and the greater New Haven metro area.
Maria Pietrosante: Allstate Insurance serves Guilford, Connecticut, and the surrounding shoreline communities, handling all types of landlord insurance needs for residential and small commercial properties. The agency helps landlords manage risks related to tenant damage, liability, and loss of rental income. To protect a property owner's investment, the agency begins by assessing each building's specific exposures and then structures a tailored policy to address both vacancy and tenancy protections.
Teysha Poindexter - My Skyline Insurance serves property owners in Guilford, CT by offering both one-time policies for single rental situations and scheduled recurring plans for landlords managing multiple units. Coverage typically protects against property damage, liability claims, and lost rental income when a unit becomes uninhabitable. The company recognizes that every rental portfolio has unique risks and therefore tailors its insurance packages to the specific needs of each client. Service can be arranged on a one-time, scheduled, or as-needed basis depending on the policyholder’s requirements.
Kinnare Insurance LLC in Guilford, CT provides landlord insurance agent services, specializing in policies for residential rental properties. Its general service work includes helping property owners secure liability coverage and protection for structures. The agency also addresses common claims in the area, such as winter-related damage from frozen pipes or snow accumulation. Kinnare can assist property owners as they reassess coverage before the next severe season.
At Relation Insurance Services in Guilford, Connecticut, a single claim filing may qualify for the per-occurrence coverage option, while ongoing rental operations require the continuous protection of a landlord insurance policy. These policies typically include dwelling and liability coverage suited to local rental properties. Service runs on an as-needed basis for new policies or policy adjustments, not according to a recurring schedule.
When the New England summer storm season arrives or a coastal rental property changes tenants, securing proper coverage for Guilford landlords becomes a priority. Anchor Associates Inc works with property owners to address the distinct liability and structural risks associated with residential rentals along the shoreline. Their approach focuses on matching policy options to the specific features of each building and portfolio size. The initial process typically begins by scheduling a personal walk-through or virtual inspection to assess the current property condition and any existing tenant concerns.
The Colella Agency, LLC provides residential landlord insurance services, including coverage for rental properties, and extends commercial landlord insurance options for local multi-unit buildings and small business rentals in the Guilford, CT area. The agency works with property owners to secure policies protecting income and liability. After a policy is issued, clients can return for periodic coverage reviews or adjustments between regular visits to address tenant changes or property updates.
What Does a a Landlord Insurance Agent in Guilford Cost?
In Connecticut landlord insurance premiums generally range from 800 to 2500 dollars per year for a standard single family rental. Factors include property age construction type location and coverage amount. Guilford properties near Long Island Sound may see higher rates due to coastal exposure. Additional endorsements for flood or sewer backup add cost. This is general information and not insurance advice.
About landlord insurance agents in Guilford
Landlord insurance agents in Guilford Connecticut help rental property owners protect their investments with policies that cover property damage liability and loss of rental income. Connecticut law does not require landlord insurance but many mortgage lenders and property management companies do. A local agent can explain how Guilfords coastal location may affect flood and wind coverage options.
Frequently Asked Questions
What does landlord insurance cover in Connecticut?
Landlord insurance typically covers the building structure liability protection and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings or intentional damage. Connecticut law requires landlords to maintain safe premises which liability coverage helps address.
Is landlord insurance required by law in Connecticut?
Connecticut state law does not require landlord insurance. However most mortgage lenders require a landlord policy and many property management companies require proof of coverage. Without insurance a landlord may be personally liable for injuries or property damage on the rental premises.
How much does landlord insurance cost in Guilford Connecticut?
Costs vary based on property value location and coverage limits. In Connecticut a typical landlord policy ranges from 800 to 2000 dollars per year for a single family home. Properties near the shoreline may have higher premiums due to flood and storm risk. Each quote depends on the specific property and deductible chosen.
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