The top-rated landlord insurance agent in Hartford, Connecticut is The Hartford, rated 3.6 stars across 323 reviews. Other highly rated options include Alphonsus Aguh: Allstate Insurance, Farmers Insurance - Tina Virola, Travelers Insurance. This directory lists 11 landlord insurance agents serving Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Hartford | 1 Hartford Plaza | (860) 547-5000 |
| 2 | Alphonsus Aguh: Allstate Insurance | 737 Wethersfield Ave | (860) 247-0829 |
| 3 | Farmers Insurance - Tina Virola | 321N Franklin Ave | (860) 541-5160 |
| 4 | Travelers Insurance | Tower Square, One | (888) 564-5043 |
| 5 | Tinker Realty & Insurance | 1136 Albany Ave | (860) 247-7026 |
| 6 | Insurance Services of the Northeast LLC | 641 Farmington Ave | (800) 216-2305 |
| 7 | Insurance Resource LLC | 84 Hamilton St | (860) 951-0600 |
| 8 | 72 Main Insurance | 72 Main St | (860) 524-9595 |
| 9 | State Farms Insurance | 2074 Park St | (860) 233-0019 |
| 10 | Gallagher Insurance, Risk Management & Consulting | One Financial Plaza, 755 Main St 2nd Floor | (860) 426-6200 |
What Does a a Landlord Insurance Agent in Hartford Cost?
In Connecticut, landlord insurance premiums typically range from 25 to 35 percent more than a standard homeowners policy. For a Hartford rental property, annual costs often fall between 800 and 2,500 dollars depending on property value, location, and coverage limits. Factors like the age of the building and proximity to flood zones also affect price. This is general information and not insurance advice.
About landlord insurance agents in Hartford
A landlord insurance agent in Hartford CT helps property owners protect their rental investments. Connecticut law requires landlords to maintain certain safety standards and liability coverage. An experienced agent can explain how Hartford flood zones or older building codes affect your policy options.
Frequently Asked Questions
What does landlord insurance cover in Hartford CT?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Connecticut, policies may also include coverage for ordinance or law compliance if your building needs upgrades after a claim.
Do I need landlord insurance for a single-family rental in Hartford?
Yes, a standard homeowners policy does not cover rental properties. Connecticut law does not mandate landlord insurance, but mortgage lenders usually require it. An agent can help you meet lender requirements and avoid personal liability gaps.
How does Connecticut law affect landlord insurance requirements?
Connecticut General Statutes require landlords to keep premises safe and habitable. If a tenant is injured due to a code violation, liability coverage from your landlord policy can help. An agent familiar with Hartford housing codes can recommend appropriate limits.
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