The top-rated landlord insurance agent in Middletown, Connecticut is Globe Life American Income Division: Prata Organization, rated 4.9 stars across 2,644 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World. This directory lists 15 landlord insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Prata Organization | 100 Roscommon Dr Suite 308 | (860) 632-0061 |
| 2 | Curt Smith - State Farm Insurance Agent | 134 Main Street Extension STE 300 | (860) 398-6364 |
| 3 | Caleb Carney - State Farm Insurance Agent | 401 Newfield St | (860) 346-4442 |
| 4 | Bafumi Insurance Agency, A Division of World | 59 Broad St | (860) 347-3530 |
| 5 | Get Insured America | 430 Highland Ave #1 | (860) 346-7755 |
| 6 | Valk Insurance Group, Llc: Allstate Insurance | 300 Plaza Middlesex, 203 Main St | (203) 265-0477 |
| 7 | Nationwide Insurance: Dunn Insurance, Inc. | 198 S Main St | (860) 347-4924 |
| 8 | Spark Insurance Agency | 62 Washington St | (860) 294-9054 |
| 9 | NFP, an Aon company | 386 Main St | (860) 346-9661 |
| 10 | Rice, Davis, Daley & Krenz Inc | 50 Washington St | (860) 346-6611 |
Globe Life American Income Division: Prata Organization serves the greater Middletown, Connecticut area as a landlord insurance agent. It assists property owners with securing coverage for residential and commercial rental properties. The agency focuses on policies that protect against property damage, liability claims, and potential loss of rental income. Its work involves helping landlords understand policy options for their specific investment properties in the region. It handles landlord insurance for both single-family rentals and multi-unit apartment buildings.
Curt Smith - State Farm Insurance Agent serves homeowners, property managers, and small business landlords seeking coverage for rental properties in the Middletown, Connecticut area. The agency provides landlord insurance policies designed to protect residential and commercial rental investments from common risks such as property damage, liability claims, and loss of rental income. Customized assistance helps landlords determine appropriate coverage limits and deductibles for their specific rental portfolios. Neighboring communities in Middlesex County, including Cromwell and Portland, are also served.
Caleb Carney - State Farm Insurance Agent provides a full range of landlord insurance services in Middletown, CT, including coverage for property damage, liability protection, and loss of rental income. The agency works closely with property owners to tailor policies that address the specific risks of leasing out real estate. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Bafumi Insurance Agency, A Division of World, serves landlord insurance clients in Middletown, Connecticut, and the surrounding communities. It handles liability protection, building damage coverage, and loss of rental income policies for property owners. The agency works to match each rental property’s unique risk profile with appropriate protections for landlords. It generally approaches a typical job by reviewing the property’s occupancy details and coverage needs before presenting tailored policy options for clients.
Get Insured America in Middletown, CT distinguishes between one-time quotes for single properties and recurring service options designed for landlords managing multiple units, ensuring appropriate coverage for each rental portfolio. Their landlord insurance agent offerings typically address property damage, liability protection, and potential loss of rental income. Service for clients operates on a scheduled basis, with periodic policy reviews arranged to keep pace with changing local regulations and property values.
Winter weather and seasonal tenant turnover create unique property risks for landlords in Middletown. Nationwide Insurance: Dunn Insurance, Inc. provides landlord insurance policies tailored to address liability issues, building damage, and rental income disruptions common in this region. Their offerings cover both single-family homes and multi-unit properties. A new landlord or a seasoned investor can rely on their local expertise to navigate coverage gaps. The process begins with a professional property inspection and risk assessment to determine appropriate policy limits.
Spark Insurance Agency serves residential landlords in Middletown, CT, with property coverage for single-family rentals and multi-unit dwellings. The agency extends protection to commercial rental properties and works with clients throughout the Middletown metropolitan area. Policies are designed to address common landlord risks including property damage and liability concerns. After an initial consultation, the agency remains available to review coverage needs as tenant turnovers or property upgrades occur, ensuring continuous protection between regular inspection visits.
NFP, an Aon company in Middletown, CT, provides landlord insurance agent services for property owners. It helps secure coverage for rental structures, including policies for dwelling protection, liability, and loss of rental income. Additional options such as coverage for vandalism, weather damage, and compliance with local housing codes can be included. This firm can serve a range of commercial sectors, with policies written for offices, warehouses, and food service establishments.
Rice, Davis, Daley & Krenz Inc is known for providing specialized landlord insurance services in Middletown, CT. The agency assists property owners in securing coverage that protects rental investments, including single-family homes and multi-unit buildings. It helps landlords navigate policies covering property damage, liability, and potential income loss from tenant issues. Tailoring each plan to the specific needs of the client is a primary focus. The company can also arrange for added protection against vandalism or malicious mischief by tenants.
What Does a a Landlord Insurance Agent in Middletown Cost?
Landlord insurance in Connecticut typically costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Middletown, annual premiums often range from 800 to 1,500 dollars. Costs vary based on property value, location, and coverage options like liability or loss of rent. This is general information, not insurance advice.
About landlord insurance agents in Middletown
Landlord insurance agents in Middletown Connecticut help property owners secure coverage for rental homes and multi-unit buildings. Connecticut law requires landlords to maintain certain property standards, and insurance can protect against losses from fire, weather, or tenant liability. Agents in Middletown can explain how local regulations affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent in Middletown do?
A landlord insurance agent helps you find a policy that covers your rental property in Middletown. They assess risks like fire damage, water leaks, and liability claims from tenants. They also explain how Connecticut landlord-tenant laws affect your coverage requirements.
Is landlord insurance required by law in Connecticut?
Connecticut does not legally require landlord insurance, but most mortgage lenders require it. Without coverage, you could face large out-of-pocket costs for property damage or lawsuits. Many agents recommend a policy to protect against common rental risks.
What factors affect the cost of landlord insurance in Connecticut?
Costs depend on your propertys location, age, and condition, as well as the coverage limits you choose. In Middletown, factors like flood risk and local crime rates can also affect premiums. Agents can compare quotes from multiple insurers to find a competitive rate.
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