The top-rated landlord insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 469 reviews. Other highly rated options include Kaina Kauahi - State Farm Insurance Agent, First Insurance Company of Hawaii, LTD, Proinsurance Hawaii. This directory lists 23 landlord insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 3 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 4 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 5 | U'ilani Aragaki - State Farm Insurance Agent | 3049 Ualena St #411 | (808) 955-9090 |
| 6 | John H Connors Insurance | 500 Ala Moana Blvd # 2-303 | (808) 521-3663 |
| 7 | Hawaiian Islands Insurance, Inc. | 500 Ala Moana Blvd | (808) 212-9202 |
| 8 | Island Insurance Hawaii | 828 Fort Street Mall Suite 200 | (808) 564-8200 |
| 9 | Farmers Insurance Hawaii | 500 Ala Moana Blvd #4-400 | (800) 490-9970 |
| 10 | ACW Group LLC | 1000 Bishop St | (808) 535-5050 |
Ryan Miyashita - State Farm Insurance Agent provides landlord insurance services to property owners throughout Honolulu, HI. The agency helps clients secure coverage for rental properties, addressing risks such as property damage and liability claims. It serves landlords seeking protection for single-family homes, apartments, or other residential units they lease out. Policies are tailored to cover dwelling structures, personal property used for maintenance, and loss of rental income due to covered events. The office specifically handles landlord property coverage and income protection for lost rent.
Kaina Kauahi - State Farm Insurance Agent in Honolulu offers general property insurance and specializes in landlord policies tailored for rental property owners. These policies address liability, property damage, and income loss from tenant issues. Landlords benefit from coverage suited for single-family homes, multi-unit buildings, and condominium rentals. The agent serves commercial sectors including office complexes, warehouses, and food service establishments.
As hurricane season approaches each year, property owners in Honolulu often seek more comprehensive coverage for their rental units. First Insurance Company of Hawaii, LTD serves as a landlord insurance agent, helping local landlords protect their investment properties from storm damage, liability claims, and loss of rental income. Policies typically address windstorms, water leaks, and tenant-related risks common across Oahu. An initial assessment of the property, including its construction type and proximity to the shoreline, is conducted before any policy is written.
Proinsurance Hawaii offers landlord insurance services in Honolulu, covering policy selection and risk management for rental properties. Its service approach includes helping clients understand coverage requirements and maintenance considerations for insured units. The company assists with reviews to ensure appropriate protection, addressing common exposures such as liability and property damage. Proinsurance Hawaii services single-family homes, apartments, retail spaces, and restaurants.
U'ilani Aragaki - State Farm Insurance Agent in Honolulu, Hawaii assists landlords with both one-time policy purchases and recurring coverage tailored to rental properties. General landlord insurance options such as dwelling protection, liability coverage, and loss of rent benefits are available to help safeguard income properties. Policies are typically structured as recurring annual plans to ensure continuous property and liability protection. Service runs on a scheduled renewal basis, with adjustments allowed as-needed when property circumstances change.
John H Connors Insurance serves Honolulu and the surrounding communities across Oahu, handling a full range of landlord insurance needs for both single-family rentals and multi-unit residential properties. This includes protection for dwelling structures, liability coverage against tenant injuries, and coverage for loss of rental income during repairs. The local agent approaches each job by first assessing the specific property type and associated risks before tailoring the policy terms where necessary.
Homeowners, rental property owners, and property managers in Honolulu depend on Hawaiian Islands Insurance, Inc. to secure essential landlord insurance coverage. The agency helps protect residential and commercial rental investments against property damage and liability claims common in Hawaii’s unique climate. Policies can address structures, loss of rental income, and legal liability. The company also serves policyholders in neighboring communities throughout Oahu, including the greater metro area extending to Waipahu.
Island Insurance Hawaii in Honolulu is known for serving property owners in the local market, offering tailored landlord insurance policies that address rental property risks. These plans typically cover dwelling protection, liability concerns, and loss of rental income within the unique climate conditions of the area. For added security, the company can provide specialized endorsements that include coverage for vandalism damage or tenant-caused property losses.
Farmers Insurance Hawaii serves the Honolulu metro area, offering landlord insurance policies for property owners in this region. This agency helps clients protect rental homes and condominiums from common risks like property damage and liability claims. Landlords can secure coverage tailored to their specific investment properties. The agency also assists with loss of rental income protection and dwelling coverage for insured structures.
What Does a a Landlord Insurance Agent in Honolulu Cost?
The cost of landlord insurance in Honolulu typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental, annual premiums often fall between 1,200 and 3,000 dollars. Factors like property location near the coast, construction type, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Honolulu
A landlord insurance agent in Honolulu helps property owners protect their rental investments. Hawaii law requires specific coverage for volcanic activity, hurricane damage, and tsunami risks. Local agents understand the unique challenges of managing rentals in a high cost island market.
Frequently Asked Questions
What does landlord insurance cover in Honolulu?
Landlord insurance in Honolulu typically covers property damage, liability protection, and loss of rental income. Policies may also include coverage for volcanic eruptions, hurricanes, and flooding which are common in Hawaii.
Is landlord insurance required by law in Hawaii?
Hawaii law does not require landlord insurance, but most mortgage lenders require it. Without coverage, you are personally liable for property damage and tenant injuries. Hawaii Revised Statutes Chapter 521 covers landlord tenant duties.
How do I choose a landlord insurance agent in Honolulu?
Look for an agent licensed in Hawaii with experience in rental property insurance. Ask about coverage for hurricane, volcanic ash, and tsunami risks. Compare quotes from multiple agents to find suitable terms.