The top-rated landlord insurance agent in Kahului, Hawaii is Paul MacDonald - State Farm Insurance Agent, rated 5.0 stars across 88 reviews. Other highly rated options include Mark Rich - State Farm Insurance Agent, Brent Wylam: Allstate Insurance, April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC. This directory lists 10 landlord insurance agents serving Kahului.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul MacDonald - State Farm Insurance Agent | 74 Lono Ave #206a | (808) 877-5273 |
| 2 | Mark Rich - State Farm Insurance Agent | 444 Hana Hwy Ste 212 | (808) 873-6717 |
| 3 | Brent Wylam: Allstate Insurance | 169 Maa St Ste 100 | (808) 242-8480 |
| 4 | April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC | 33 Lono Ave Suite 280 | (808) 242-4789 |
| 5 | Title Guaranty - Kahului | 33 Lono Ave | (808) 871-2200 |
| 6 | Pyramid Insurance - Maui | 33 Lono Ave Suite 280 | (808) 527-7667 |
| 7 | Atlas Insurance Agency | 285 W Kaahumanu Ave #215 | (808) 244-5561 |
| 8 | Jaxson Stinger - Independent Agent - Pyramid Insurance | 33 Lono Ave Suite 280 | (808) 442-8355 |
| 9 | Noguchi & Associates Inc | 360 Papa Pl # 105 | (808) 877-4008 |
| 10 | John H Connors Insurance Maui | Dairy Center, 444 Hana Hwy unit d | (808) 871-8805 |
Paul MacDonald - State Farm Insurance Agent serves the Kahului, HI area and specializes in landlord insurance for property owners. The agency helps local landlords protect rental homes and condo units against common risks such as fire, wind, and liability claims. Policies here typically cover loss of rental income if a property becomes uninhabitable. The team assists with drafting coverage limits that align with each landlord’s specific investment property. Specific services handled include dwelling property protection and liability coverage for rented residences.
Mark Rich - State Farm Insurance Agent in Kahului, HI, provides a full range of landlord insurance services aimed at protecting rental property investments. The agency offers customized coverage options and assists with risk assessment for property owners. Maintenance plans are not provided directly, but the agent helps landlords connect with local resources for property upkeep. The company services a variety of property types, including single-family homes, apartments, and retail and restaurant spaces.
Serving homeowners, property managers, and small business owners in Kahului, Brent Wylam: Allstate Insurance provides landlord insurance policies designed to protect rental properties from liability, property damage, and lost income. These policies cover typical risks such as fire, vandalism, and weather-related claims common to Maui. The agency helps clients understand coverage options specific to island property management. Its service area also extends to the neighboring community of Wailuku.
Serving Kahului and the surrounding communities of Maui, this agency handles liability coverage and property protection for landlords seeking insurance products tailored to local rental requirements. As a Marsh & McLennan Agency LLC affiliate operating in Hawaii, April J. Kaneshiro, Insurance Agent - Pyramid Insurance provides landlord insurance agent services addressing risks specific to island properties. The agency typically begins each assignment by reviewing the client’s rental portfolio and local regulations before recommending appropriate policy options that align with individual landlord needs.
Title Guaranty in Kahului specializes in customizing landlord insurance policies to protect property owners across Maui. It handles general service work like advising on coverage for rental dwellings, common area liabilities, and loss of rental income. Given Kahului’s tropical climate, the agency helps landlords secure protection against storm damage from heavy rain or high winds that frequently occur during the Pacific hurricane season. It also addresses liability concerns from tenant injuries on managed properties, ensuring comprehensive coverage tailored to local weather risks.
Pyramid Insurance - Maui, based in Kahului, assists landlords with both one-time policy placements for new rental properties and ongoing coverage adjustments for existing portfolios. Their services address property damage, liability protection, and income loss from tenant vacancies. As a local agency specializing in landlord insurance, they remain familiar with Hawaii's unique building codes and island-specific risk factors such as hurricane exposure. Service appointments are offered on an as-needed basis, allowing property owners to request policy reviews or updates whenever their rental inventory changes or lease terms are modified.
Atlas Insurance Agency in Kahului, Hawaii offers both one-time policy reviews and ongoing landlord insurance services. Coverage typically protects against property damage, liability claims, and income loss from tenant vacancies or disruptions. This local provider understands the unique risks of owning rental properties on Maui. Service runs on either a one-time or scheduled basis depending on the property owner’s renewal cycle and coverage needs.
With Maui’s frequent rain and wind events, property owners often face sudden damage from leaks or storm impact. Jaxson Stinger, an independent agent with Pyramid Insurance in Kahului, specializes in securing landlord insurance policies tailored for local rental properties. Coverage through this agency addresses typical island risks, including weather-related repairs and liability concerns. Each policy is reviewed to meet the unique demands of Kahului’s landlord community. A thorough initial property inspection is always arranged before any coverage terms are finalized.
Noguchi & Associates Inc assists property owners in Kahului with securing coverage for rental dwellings. The firm specializes in helping clients add liability protection, loss-of-rent coverage, and policies for structures like accessory dwelling units. Their work focuses on matching commercial and residential landlords with appropriate policy terms in the local market. The company serves various commercial sectors including offices, warehouses, and food service establishments.
John H Connors Insurance Maui in Kahului, HI assists local property owners with residential landlord insurance needs, covering single-family rentals and multi-unit dwellings. The agency also offers commercial landlord insurance policies for larger apartment buildings or mixed-use properties throughout Maui County. Their services include policy review and claims support to ensure landlords maintain consistent coverage between regular property inspections. After policies are placed, agents follow up with clients to adjust coverage as tenancies change, encouraging repeat service for ongoing portfolio management.
What Does a a Landlord Insurance Agent in Kahului Cost?
Typical landlord insurance in Hawaii costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Kahului annual premiums often range from 800 to 2000 dollars. Costs depend on property value location coverage limits and deductible. This is general information not insurance advice.
About landlord insurance agents in Kahului
Landlord insurance agents in Kahului help property owners protect their rental investments. Hawaii law requires specific coverages for rental properties including liability and dwelling protection. Local agents understand the unique risks of island properties such as hurricane and volcanic activity.
Frequently Asked Questions
What does landlord insurance cover in Hawaii?
Landlord insurance in Hawaii typically covers dwelling damage, liability protection, and loss of rental income. It does not cover tenant personal property or intentional damage by tenants.
Is landlord insurance required by law in Hawaii?
Hawaii does not legally require landlord insurance. However most mortgage lenders for rental properties require dwelling coverage. Many landlords also choose liability coverage to protect against tenant injury claims.
How do I find a landlord insurance agent in Kahului?
You can search online for local independent agents or contact major insurance companies with offices in Kahului. Ask agents about their experience with Hawaii rental property policies and local risk factors.