The top-rated landlord insurance agent in Kapolei, Hawaii is Darren Tatsuno: Allstate Insurance, rated 4.9 stars across 51 reviews. Other highly rated options include Rachel Rooney - State Farm Insurance Agent, Helen Kado: Allstate Insurance, Mark Middleton - State Farm Insurance Agent. This directory lists 10 landlord insurance agents serving Kapolei.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Tatsuno: Allstate Insurance | 2176 Lauwiliwili St #1 | (808) 682-7873 |
| 2 | Rachel Rooney - State Farm Insurance Agent | James Campbell Bldg, 1001 Kamokila Blvd Ste 270 | (808) 247-0091 |
| 3 | Helen Kado: Allstate Insurance | 91-1010 Shangrila St #302 | (808) 845-9026 |
| 4 | Mark Middleton - State Farm Insurance Agent | 2176 Lauwiliwili St #1 | (808) 674-1122 |
| 5 | John Huey - State Farm Insurance Agent | 1001 Kamokila Blvd #118 | (808) 674-6655 |
| 6 | Kevin Mak - GEICO Insurance Agent | 563 Farrington Hwy #105 | (808) 913-6331 |
| 7 | Jeremy Dunaway - State Farm Insurance Agent | 1001 Kamokila Blvd Ste 120 | (808) 622-4444 |
| 8 | Kay Pallasigue Kim: Allstate Insurance | 2110 Lauwiliwili St Ste 101h | (808) 626-2788 |
| 9 | Pyramid Insurance - Kapolei | 949 Kamokila Blvd Suite 375 | (808) 527-7667 |
| 10 | Allstate: Honolulu Insurance Specialists | 91-1010 Shangrila St #302 | (808) 845-9026 |
Darren Tatsuno: Allstate Insurance provides comprehensive landlord insurance agent services in the Kapolei, HI area, including tailored liability coverage and property protection for rental properties. It offers service plans that focus on addressing common maintenance risks and financial claims associated with tenant-occupied units. Regular consultations help landlords update coverage as property values and local rental conditions change. The agency serves a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Rachel Rooney, a local landlord insurance agent in Kapolei, HI, serves homeowners and property managers seeking coverage for rental dwellings. The agency specializes in policies that protect structures, liability, and lost rental income from tenant damage or natural disasters common to the islands. Clients often need guidance navigating unique risks like hurricane exposure or short-term rental liabilities. Rachel Rooney also provides landlord insurance solutions for nearby communities along the Ewa Plain and the greater Honolulu metro area.
Helen Kado: Allstate Insurance in Kapolei, HI offers landlord insurance that can be secured as either a one-time policy for a single property or as a recurring service for a portfolio of rentals. Coverage typically includes property damage, liability protection, and loss of rental income. An agent helps tailor protection to local risks, such as tropical weather or island-specific maintenance needs. Service for this landlord insurance agent in Kapolei runs on a schedule determined at policy inception, with an option for as-needed adjustments when a new property is acquired.
Serving Kapolei and the surrounding communities across O‘ahu’s leeward coast, Mark Middleton - State Farm Insurance Agent handles landlord insurance coverage for property owners who rent out residential units. This agency addresses key concerns such as property damage from tenants or natural events, liability protection for injuries that occur on the premises, and possible loss of rental income during repairs. To manage a typical job, the agent evaluates the specific risks of each rental property and its location, then customizes a policy that balances adequate protection with manageable premiums.
John Huey - State Farm Insurance Agent in Kapolei, HI focuses on providing landlord insurance policies designed to protect rental properties and their owners. The company also assists with broader coverage needs such as auto, life, and homeowners insurance for local residents. Experiencing a vacancy or tenant turnover in a rental unit often raises unique liability concerns, and the agency helps address these specific gaps in protection during such transitional periods.
Kevin Mak - GEICO Insurance Agent serves the Kapolei, Hawaii, area and primarily provides landlord insurance policies tailored to property owners. The agency helps clients protect rental properties with comprehensive liability coverage. It also works to structure policies that cover potential loss of rental income. Among the specific services it handles are tailored dwelling protection for residential rental units and umbrella policies to extend liability limits for multi-property landlords.
As Kapolei’s storm season can bring sudden roof and water damage concerns, this agency helps residential property owners prepare their coverage for rental units in the area. A thorough landlord insurance policy here addresses liability risks and loss of rental income if a property becomes uninhabitable. The agent works through State Farm to provide options that fit typical island property layouts and local tenant laws. To begin a policy review, a landlord should expect to schedule an on-site property inspection and discuss the current occupancy conditions with the agent.
Kay Pallasigue Kim: Allstate Insurance writes insurance coverage for rental properties in Kapolei and the surrounding region. Its specialty landlord insurance policies can add liability protection for premises and loss of rental income coverage. Policies are designed to help protect residential landlords from common property-ownership risks. Beyond single-family units, the agency can also arrange appropriate protection for landlords who manage commercial spaces, including offices, warehouses, and food service establishments.
Pyramid Insurance in Kapolei serves Kapolei, HI as a landlord insurance agent. Residential coverage for rental properties is arranged for individual landlords, while commercial policies for multi-unit buildings are also available. The agency works with property owners throughout Kapolei and neighboring Oahu communities. Following an initial policy setup, clients can schedule follow-up service to review coverage or adjust limits between regular renewal visits for changing tenant circumstances.
Allstate: Honolulu Insurance Specialists, based in Kapolei, works as a landlord insurance agent for property owners seeking protection for rental holdings. It provides policies that typically cover property damage, liability claims, and loss of rental income for homes and apartments in the area. Each policy can be tailored to match a specific property’s needs and local insurance requirements. For landlords seeking more robust coverage, the company often offers options for flood insurance protection to address Hawaii’s coastal weather risks.
What Does a a Landlord Insurance Agent in Kapolei Cost?
Typical landlord insurance in Kapolei costs between 800 and 2500 dollars annually. A standard policy covers dwelling damage liability and loss of rent. Adding flood or hurricane coverage increases the premium. Costs vary by property size location and deductible. This is general information not insurance advice.
About landlord insurance agents in Kapolei
Kapolei landlords need insurance that covers Hawaii specific risks like volcanic activity hurricane damage and tsunami exposure. A local agent can help you understand Hawaii Revised Statutes Chapter 431 regarding property insurance requirements. They also guide you on liability coverage for tenant injuries and loss of rent protection.
Frequently Asked Questions
What does a landlord insurance agent in Kapolei do?
A landlord insurance agent helps you find a policy that covers your rental property in Kapolei. They explain coverage for dwelling damage liability protection and loss of rental income. They also advise on Hawaii specific endorsements for natural disasters.
Is landlord insurance required by law in Hawaii?
Hawaii law does not require landlord insurance but most mortgage lenders do require it. Hawaii Revised Statutes Chapter 521 addresses landlord tenant duties but does not mandate insurance. However having coverage protects you from financial loss due to property damage or lawsuits.
How much does landlord insurance cost in Kapolei Hawaii?
Costs for landlord insurance in Kapolei typically range from 800 to 2500 dollars per year. Premiums depend on property value location construction type and coverage limits. Hawaii specific risks like hurricane exposure can increase rates.