The top-rated landlord insurance agent in Caldwell, Idaho is Garrett Miyauchi - State Farm Insurance Agent, rated 4.9 stars across 353 reviews. Other highly rated options include Mike Hanson - State Farm Insurance Agent, Three Rivers Insurance Inc., Farmers Insurance - Ryan Steiger. This directory lists 13 landlord insurance agents serving Caldwell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garrett Miyauchi - State Farm Insurance Agent | 2024 Blaine St | (208) 455-9717 |
| 2 | Mike Hanson - State Farm Insurance Agent | 2805 Blaine St Suite 130 | (208) 454-5564 |
| 3 | Three Rivers Insurance Inc. | 910 Cleveland Blvd | (208) 454-1424 |
| 4 | Farmers Insurance - Ryan Steiger | 4618 Beacon Ln Ste 108 | (208) 459-0061 |
| 5 | The Hartwell Corporation | 1220 Cleveland Blvd | (208) 459-1678 |
| 6 | Eduardo Diaz - State Farm Insurance Agent | 2922 Cleveland Blvd Ste 500 | (208) 453-6852 |
| 7 | James Ellis Agency LLC American Family Insurance | 704 Dearborn St | (208) 321-7560 |
| 8 | Mark S Freemyer: Allstate Insurance | 3110 Cleveland Blvd Ste A3 | (208) 459-1713 |
| 9 | Shaffer Buck Insurance | 524 S 9th Ave #101 | (208) 454-1401 |
| 10 | Midtowne Insurance | 6618 Cleveland Blvd # A | (208) 459-9422 |
Garrett Miyauchi - State Farm Insurance Agent serves the Caldwell, Idaho metro area as a landlord insurance agent. This agency helps property owners secure coverage for rental dwellings, protecting against damages, liability claims, and income loss. Policies are designed to address the specific risks of leasing residential properties. The firm assists clients in obtaining appropriate policies for both single-family rentals and multi-unit buildings.
Mike Hanson - State Farm Insurance Agent in Caldwell, ID, provides landlord insurance services including property coverage, liability protection, and loss-of-rent options. It offers customized service plans to help property owners select appropriate coverage limits and policy endorsements according to their specific rental needs. Administrative support assists with policy adjustments as tenant occupancy or property values change. The agency serves properties such as single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Located in Caldwell, Idaho, Three Rivers Insurance Inc. serves homeowners and property managers seeking specialized protection for rental properties. The agency provides landlord insurance policies designed to cover buildings, liability, and potential loss of rental income. Its team works with local property owners to assess their specific risk needs and secure appropriate coverage. Beyond Caldwell, the company also extends its landlord insurance services to clients in Nampa within the Treasure Valley metro area.
Farmers Insurance - Ryan Steiger offers specialized landlord insurance services, including property damage and liability protection for rental dwellings. It also provides customized policies for residential and commercial properties throughout Caldwell, Idaho. The agency helps property owners mitigate common risks such as tenant-related issues and weather damage. Its guidance is particularly valuable when preparing for winter freeze emergencies that can cause burst pipes or roof leaks, ensuring landlords maintain consistent coverage during seasonal changes.
Landlord insurance can be handled as a single policy for a specific rental property or as a broader, recurring package covering multiple units. The Hartwell Corporation offers coverage options tailored to property owners in Caldwell, ID. Their services address common landlord needs, including liability protection and dwelling damage from tenant use or weather. Coverage is arranged on a one-time basis for individual properties or through an as-needed schedule for landlords who acquire or update rental units throughout the year.
With heavy spring rains or sudden snowmelt in Canyon County, commercial property owners and residential landlords must ensure their rental structures are adequately covered against water and weather damage. Eduardo Diaz, operating as the local State Farm Insurance agent in Caldwell, provides landlord insurance policies that address these specific regional risks. The agency focuses on balancing liability protection with replacement-cost coverage for multi-unit dwellings and single-family rentals. An initial property inspection and assessment is scheduled to discuss your portfolio’s specific vulnerabilities and calculate appropriate coverage limits.
James Ellis Agency LLC American Family Insurance assists property owners with landlord insurance coverage in Caldwell, Idaho. Their work includes protecting rental dwellings from common risks like fire, vandalism, and liability claims. This landlord insurance agent specialty offers add-ons such as loss of rental income protection and coverage for guest medical expenses. The agency can serve commercial sectors including offices, warehouses, and food service operations, ensuring each property type receives tailored policy solutions.
Mark S Freemyer: Allstate Insurance serves Caldwell, ID, and the surrounding communities of Canyon County, handling landlord insurance needs for residential and small commercial rental properties. It provides liability coverage and property protection tailored to landlords who lease homes or duplexes. To manage a typical job, the agency starts with a consultation to identify property specifics and occupancy risks, then builds a policy that addresses replacement cost and loss of rental income scenarios.
Shaffer Buck Insurance provides residential landlord insurance coverage for property owners in Caldwell, Idaho. The agency also offers commercial policies tailored for larger rental properties and multifamily dwellings throughout the surrounding region. Their services focus on protecting landlords from liabilities, property damage, and loss of rental income. Clients may contact the office to discuss policy adjustments between regular visits, ensuring their coverage stays aligned with changing property needs. Follow-up service is available to handle renewals or updates.
Midtowne Insurance in Caldwell, ID is known for helping local property owners secure coverage for rental dwellings. Its services include standard landlord policies that protect against property damage and liability claims related to tenants. For investors with single-family homes or small multi-unit buildings, it addresses common risks like loss of rental income and vandalism. A specialty service it can add on is ordinance or law coverage to help offset costs of rebuilding to updated code after a covered loss.
What Does a a Landlord Insurance Agent in Caldwell Cost?
Landlord insurance in Idaho typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Caldwell annual premiums often range from 800 to 1500 dollars depending on property value location and coverage limits. Factors like the propertys age construction type and deductible level also affect pricing. This is general information not insurance advice.
About landlord insurance agents in Caldwell
Landlord insurance agents in Caldwell Idaho help property owners protect their rental investments with specialized coverage. Idaho law does not require landlord insurance but mortgage lenders often mandate it for rental properties. Working with a local agent ensures your policy accounts for Caldwells climate and property market conditions.
Frequently Asked Questions
What does landlord insurance cover in Caldwell Idaho?
Landlord insurance typically covers property damage liability and loss of rental income. Idaho policies may include coverage for vandalism or weather events common in the Treasure Valley. Your agent can explain optional endorsements like ordinance or law coverage for older Caldwell homes.
Is landlord insurance required by Idaho law?
Idaho state law does not require landlord insurance. However most mortgage lenders require a landlord policy for financed rental properties. Your agent can help you meet lender requirements while avoiding unnecessary coverage.
How do I choose a landlord insurance agent in Caldwell?
Look for an agent licensed in Idaho with experience writing policies for rental properties. Ask about their familiarity with Caldwells rental market and specific risks like irrigation system damage or wildfire exposure. Compare quotes from multiple agents to find suitable coverage.
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