The top-rated landlord insurance agent in Twin Falls, Idaho is Doug Stokes - State Farm Insurance Agent, rated 5.0 stars across 510 reviews. Other highly rated options include Leavitt Group - Starley-Leavitt Insurance Agency, Matt Stokes - State Farm Insurance Agent, Mindy Payne: Allstate Insurance. This directory lists 20 landlord insurance agents serving Twin Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Stokes - State Farm Insurance Agent | 760 Blue Lakes Blvd N Ste 1 | (208) 734-7765 |
| 2 | Leavitt Group - Starley-Leavitt Insurance Agency | 715 Shoshone St N | (208) 733-5136 |
| 3 | Matt Stokes - State Farm Insurance Agent | 1821 Addison Ave E | (208) 734-3400 |
| 4 | Mindy Payne: Allstate Insurance | 1176 Blue Lakes Blvd N | (208) 736-5285 |
| 5 | Kristi Maier: Allstate Insurance | 1411 Falls Ave E #101 | (208) 733-8759 |
| 6 | Valley Insurance Services | 1435 Fillmore St | (208) 738-9818 |
| 7 | Alex Adams Agency | 1435 Fillmore St | (208) 647-1432 |
| 8 | Debbie Lattin Insurance | 409 Fairfield St N | (208) 733-2270 |
| 9 | Jace Sparrow - Idaho Farm Bureau Insurance Agent | 2732 Kimberly Rd | (208) 733-7212 |
| 10 | Magic Valley Insurance | 710 Fillmore St Suite 100 | (208) 733-2528 |
Doug Stokes - State Farm Insurance Agent serves the Twin Falls, Idaho area, functioning as a landlord insurance agent. This agency assists property owners in protecting rental dwellings from common liabilities and damage. Policies typically cover property damage from fire or weather, as well as liability protection against tenant injuries. They also help landlords address the specific coverage complexities of residential rental properties. The company can handle landlord insurance policies and property loss coverage for rental investments in this region.
Leavitt Group - Starley-Leavitt Insurance Agency in Twin Falls, ID offers a range of landlord insurance services, including liability coverage and property protection for rental investments. Its service approach focuses on assessing risk and recommending appropriate policy structures to mitigate potential losses. Maintenance plans can be tailored to address specific property needs across different asset types. The agency services single-family homes, apartments, retail storefronts, and restaurants in the local area.
Matt Stokes – State Farm Insurance Agent in Twin Falls, ID, offers both one-time landlord policies for short-term rental properties and recurring annual coverage for long-term rental homes. Comprehensive landlord insurance typically protects against property damage, liability claims, and lost rental income due to covered perils. Coverage options can be tailored to the specific needs of rental property owners in the region. Service runs on a one-time basis for single policies or as a scheduled annual renewal for ongoing protection.
Serving Twin Falls and the surrounding communities in south-central Idaho, Mindy Payne: Allstate Insurance handles landlord insurance policies for local rental property owners. It works to protect your investment property against common risks such as fire, storm damage, and liability claims that can arise from tenant activities. The agency helps you understand how loss-of-rent coverage and building ordinance options may apply to your situation. It generally assesses your specific property risks and then recommends a tailored coverage plan to address those exposures.
Kristi Maier: Allstate Insurance in Twin Falls, Idaho serves residential property owners and landlords who need coverage for rental dwellings. The agency helps clients secure policies that protect buildings and liability exposures common to leasing properties. Services include policy reviews to match limits with individual rental situations and claims assistance when incidents occur. This landlord insurance agent also works with property managers overseeing multiple units in the Magic Valley region, including nearby Jerome or Buhl.
Valley Insurance Services specializes in landlord insurance for property owners in Twin Falls, Idaho. It provides general agency services, covering policies for residential and commercial rental properties. This includes protection for structures and liability. The company helps landlords manage risks from tenant turnover and property damage. It assists with insurance needs following seasonal weather events in the Magic Valley, such as spring flooding or winter freeze damage to pipes and roofs.
As the seasons change and lease renewals come due in Twin Falls, Alex Adams Agency helps landlords manage their property protection needs with straightforward insurance guidance. This landlord insurance agent focuses on policies that cover rental properties, liability issues, and potential income loss from tenant vacancies. By reviewing each rental situation individually, the agency can match coverage to specific local risks like weather damage or older property structures. The process typically begins with an inspection of the property to assess its current condition and recommended coverage options.
Debbie Lattin Insurance in Twin Falls, ID assists property owners with general landlord insurance coverage, protecting residential rental investments from common liability and property risks. This agency can also arrange specialty add-ons, such as protection against loss of rental income or vandalism damage. These policies can be tailored for various commercial sectors the landlord services serves, including offices, warehouses, and food service establishments.
Jace Sparrow - Idaho Farm Bureau Insurance Agent in Twin Falls, ID, is known for helping local property owners secure protection for rental dwellings. Its service range includes tailored landlord coverage that addresses liability and property damage risks common to residential rentals throughout the Magic Valley region. The agency assists clients in evaluating their exposure from tenants and maintaining adequate coverage limits. A specialty service this agent can add on is loss of rental income protection, which helps landlords recover lost revenue while a damaged unit is repaired.
What Does a a Landlord Insurance Agent in Twin Falls Cost?
Typical landlord insurance costs in Idaho range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Twin Falls annual premiums often fall between 800 and 1,500 dollars depending on property value location and coverage limits. Higher risk factors like older roofs or vacant properties can increase rates. This is general information and not insurance advice.
About landlord insurance agents in Twin Falls
Landlord insurance agents in Twin Falls Idaho help property owners protect their rental investments with policies tailored to local risks. Idaho law does not require landlord insurance but most mortgage lenders do require it for rental properties. Agents in the Magic Valley area understand the unique needs of landlords managing single-family homes and multi-unit buildings in this growing market.
Frequently Asked Questions
What does landlord insurance cover in Twin Falls Idaho?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Idaho policies may also include coverage for vandalism or weather damage common to the region. It does not cover tenant personal property which requires renters insurance.
Is landlord insurance required by law in Idaho?
Idaho state law does not mandate landlord insurance. However most mortgage lenders and property management companies in Twin Falls require it as a condition of financing or leasing. It is strongly recommended to protect against liability claims and property damage.
How do I choose a landlord insurance agent in Twin Falls?
Look for an agent licensed in Idaho who specializes in rental property coverage. Ask about policy options for different property types like single-family homes or duplexes. Verify they can provide quotes from multiple carriers to compare coverage and pricing.
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