The top-rated landlord insurance agent in Post Falls, Idaho is Sue Breesnee - State Farm Insurance Agent, rated 4.9 stars across 285 reviews. Other highly rated options include Evans Insurance, Andy Cline: Allstate Insurance, Basin Pacific-Post Falls. This directory lists 17 landlord insurance agents serving Post Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sue Breesnee - State Farm Insurance Agent | 724 ID-41 Ste A | (208) 457-9000 |
| 2 | Evans Insurance | 4653 St Joe Ave Unit A-109 | (208) 765-8917 |
| 3 | Andy Cline: Allstate Insurance | 1208 N Idaho St Suite 103 | (208) 777-7675 |
| 4 | Basin Pacific-Post Falls | 311 E Mullan Ave | (208) 457-1800 |
| 5 | Farm Bureau- North Idaho Insurance Agency | 806 E Polston Ave Suite B | (208) 618-8765 |
| 6 | Acrisure Post Falls, ID (Dickinson Insurance) | 609 N Syringa St Ste A | (208) 773-0504 |
| 7 | Truck Insurance Office | 4109 W Expo Pkwy | (208) 457-4030 |
| 8 | Jeremy Lacaria - State Farm Insurance Agent | 614 E Seltice Way Ste A | (208) 773-7537 |
| 9 | Farm Bureau Insurance | 806 E Polston Ave STE A | (208) 457-8018 |
| 10 | Farmers Insurance - Corey Dwinell | 841 N Boulder Ct Ste A | (208) 773-3820 |
Sue Breesnee - State Farm Insurance Agent serves Post Falls and Kootenai County, providing landlord insurance policies for local property owners. The agency helps residential landlords protect rental homes, duplexes, and similar income properties. Policies can cover property damage, liability risks, and loss of rental income during repairs. Understanding Post Falls real estate market conditions is central to its work, as it customizes coverage for each investment property. This agency specifically handles risk assessments for long-term rental dwellings and multi-unit residential structures.
Evans Insurance in Post Falls, Idaho, serves residential landlords and property managers requiring coverage for rental homes and apartment buildings. The agency helps clients secure policies for landlord-specific risks, including property damage and liability protection. Working with properties throughout this region of Kootenai County, it addresses insurance needs common to those renting out residential real estate in the Inland Northwest. The company also extends its landlord insurance services to neighboring communities such as Coeur d'Alene, providing comparable support for rental property owners across the broader metropolitan area.
Andy Cline: Allstate Insurance offers a full range of landlord insurance services including property damage coverage, liability protection, and loss-of-rent options tailored for rental property owners in the Post Falls area. Its service approach focuses on providing clear policy overviews and responsive claim support to help landlords manage their investment risks. It services single-family homes, apartments, retail spaces, and restaurants requiring landlord-specific insurance protection.
Basin Pacific-Post Falls serves Post Falls and the surrounding communities of North Idaho, handling landlord insurance coverage for residential rental properties. The agency assists property owners in protecting their investments against common risks such as property damage and liability claims. It recognizes that landlords require policies tailored to the specific needs of rental dwellings in this region. To manage a typical job, the company evaluates the property’s unique characteristics and the landlord’s risk exposure, then matches suitable coverage options from its selection of carriers.
Farm Bureau- North Idaho Insurance Agency in Post Falls, ID, understands that landlords have distinct service needs, offering both one-time policy placements for single-tenant properties and ongoing recurring coverage for larger portfolios. Their landlord insurance typically protects structures, liability risks, and potential rental income loss. Serving the local area, the agency ensures property owners have reliable protection tailored to their rental situation. Service runs on either a one-time basis for a specific property or on a scheduled, recurring basis for long-term portfolio management, as needed by the client.
Acrisure Post Falls, ID (Dickinson Insurance) provides landlord insurance services. It specializes in policies covering rental properties, including dwelling protection and liability coverage. The agency also helps local property owners with general insurance needs and risk management advice. It serves as a local resource for landlords navigating insurance requirements in the area. With changing seasons in Post Falls, it assists clients in securing coverage against winter-related damage and weather-related tenant vacancy concerns.
As the snowmelt of an Idaho spring approaches, many Post Falls landlords begin reviewing their rental policies for potential water damage coverage. Truck Insurance Office serves local property owners seeking residential or commercial landlord coverage tailored to their portfolio’s size and risk profile. The agency helps clients understand how vacancy clauses, liability limits, and loss-of-rent provisions apply to homes in this region. An initial assessment of each property and a review of current insurance terms are conducted at the first consultation meeting.
Jeremy Lacaria, a State Farm Insurance Agent in Post Falls, Idaho, works primarily with residential landlords to secure coverage for rental properties. Commercial landlord insurance also falls within their service scope, available to clients throughout the greater Post Falls area. Each policy is written to help protect property owners from common risks associated with tenant occupancy. Clients can contact this agency between visits if they need to adjust a policy or discuss coverage changes, ensuring coordination continues through the life of the lease.
Farm Bureau Insurance in Post Falls, ID, connects property owners with customized landlord insurance policies. Serving as a local agent, the company can enhance a basic dwelling policy with liability protection and loss-of-rent coverage. This specialty work helps property owners manage the financial risks of renting homes or commercial spaces. The same office also writes policies for offices, warehouses, and food service operations requiring landlord protections.
Farmers Insurance - Corey Dwinell serves Post Falls and surrounding areas as a dedicated landlord insurance agency. The agency specializes in protecting rental properties with policies tailored to residential and commercial investment properties. Core coverages include dwelling protection, liability for tenant injuries, and loss of rental income during repairs. They help landlords navigate local requirements and mitigate risks from tenant damage or natural events. A key specialty they offer is guest medical protection endorsements to cover accidents on rental premises.
What Does a a Landlord Insurance Agent in Post Falls Cost?
The cost of landlord insurance in Idaho typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Post Falls, annual premiums often fall between 800 and 1,500 dollars. Factors that affect cost include property value, location, coverage limits, and deductible amount. This is general information, not insurance advice.
About landlord insurance agents in Post Falls
Landlord insurance agents in Post Falls, Idaho help property owners secure coverage for rental homes and multi-unit buildings. Idaho law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand the specific risks for rentals in Kootenai County, such as wildfire exposure and seasonal tenant turnover.
Frequently Asked Questions
What does landlord insurance cover in Idaho?
Landlord insurance in Idaho typically covers property damage, liability protection, and lost rental income. It does not cover tenant personal belongings. Policies often include coverage for fire, wind, and vandalism common in the Post Falls area.
Is landlord insurance required by Idaho law?
Idaho state law does not require landlord insurance. However, most mortgage lenders for rental properties in Idaho require it. It is also strongly recommended to protect against liability claims and property damage.
How do I choose a landlord insurance agent in Post Falls?
Look for an agent licensed in Idaho with experience in rental property coverage. Ask about specific policy options for single-family homes or multi-unit buildings. Compare quotes from multiple agents to find suitable coverage for your property.
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