The top-rated landlord insurance agent in DeKalb, Illinois is Micah Stoddard - State Farm Insurance Agent, rated 5.0 stars across 290 reviews. Other highly rated options include Cassie Green - State Farm Insurance Agent, Stephanie Benitez American Family Insurance, Scott Zeimet - State Farm Insurance Agent. This directory lists 12 landlord insurance agents serving DeKalb.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Micah Stoddard - State Farm Insurance Agent | 400 E Hillcrest Dr #150 | (815) 758-5456 |
| 2 | Cassie Green - State Farm Insurance Agent | 129 E Locust St | (779) 270-9002 |
| 3 | Stephanie Benitez American Family Insurance | 303 E Hillcrest Dr Ste 7 | (815) 756-9531 |
| 4 | Scott Zeimet - State Farm Insurance Agent | 2587 Sycamore Rd Ste D | (815) 748-3101 |
| 5 | Brian Scholle - State Farm Insurance Agent | 216 N 4th St | (815) 758-4610 |
| 6 | Gavin Wilson - COUNTRY Financial Agent | 213 E Locust St | (815) 748-7064 |
| 7 | Hartwig & Paszotta Insurance | 122 N 1st St A | (815) 758-1426 |
| 8 | Shelter Insurance - Dillon Caplinger | 444 E Hillcrest Dr #250 | (815) 517-1693 |
| 9 | Fox Title Company | 3248 Sycamore Rd | (815) 899-3333 |
| 10 | Stoddard State Farm | 400 E Hillcrest Dr #150 | (815) 758-5456 |
Micah Stoddard - State Farm Insurance Agent serves DeKalb, Illinois, and the surrounding county area. This agency provides landlord insurance services for property owners who rent out residential homes, duplexes, or condos. The team helps clients find appropriate coverage that protects their rental properties and investment income. Landlord insurance through this agency typically includes dwelling protection, liability coverage, and loss of rental income options. Clients can receive assistance with customizing coverage for single-family rental homes or multi-unit properties.
Serving landlords in DeKalb, IL, Cassie Green’s State Farm office provides landlord insurance policies to protect rental property investments from liability and property damage. Standard service includes customized coverage options tailored to each client’s needs, while claims management assistance simplifies the process for property owners. The agency services various rental property types, including single-family homes, apartments, retail spaces, and restaurants.
Stephanie Benitez American Family Insurance serves homeowners and property managers in DeKalb, Illinois, who require landlord insurance coverage. The agency helps protect rental properties from risks such as fire damage, liability claims, and loss of rental income. Tailored policies are designed to address the specific needs of local residential landlords. In addition to serving DeKalb, the agency provides its landlord insurance services to clients in neighboring Sycamore.
Property owners with rental properties in the DeKalb area can choose between a one-time policy review or an ongoing service relationship with Scott Zeimet - State Farm Insurance Agent, covering a full range of landlord needs from dwelling and liability protection to loss-of-rent coverage. This local agent tailors each policy to the specific risks of leasing residential or commercial spaces in northern Illinois. Service is provided on an as-needed basis, with scheduled check-ins available to adjust coverage as property portfolios change.
Serving DeKalb, Illinois, and its surrounding communities, Brian Scholle as a State Farm Insurance Agent handles landlord insurance policies that protect rental properties and their owners. This coverage typically includes protection for the building structure, liability from tenant injuries, and loss of rental income during repairs. To handle a standard job, the agent begins with a personal consultation to assess the specific property and coverage needs before customizing a policy that aligns with the landlord’s risk tolerance and financial goals.
Located in DeKalb, Illinois, Gavin Wilson - COUNTRY Financial Agent specializes in providing landlord insurance policies tailored to property owners. The agency also offers general insurance services for a variety of coverage needs. It assists local landlords in protecting rental properties against common liabilities, property damage, and lost rental income. The team helps navigate the increased risks during winter months, such as frozen pipes or slip-and-fall claims from ice on walkways, ensuring properties are properly covered for seasonal challenges.
Landlord insurance becomes critical for DeKalb property owners when harsh winter storms threaten roofs or liability issues arise from tenant accidents. Hartwig & Paszotta Insurance provides tailored protection for rental properties, covering common rental-specific risks such as vacancy damage and emergency repair expenses. The agency works closely with local landlords to understand the unique demands of managing properties near Northern Illinois University. Their service focuses on ensuring rental investments remain safeguarded against weather events and tenant liabilities. A policy review with a walkthrough of the property’s current protections initiates the process.
Shelter Insurance - Dillon Caplinger in DeKalb, IL provides landlord insurance for residential rental properties, including single-family homes and multi-unit dwellings. Commercial coverage is also available for apartment buildings and small rental complexes throughout DeKalb and the surrounding northern Illinois area. Agents tailor policies to protect property structures and liability. Claims support is handled locally to keep coverage current and secure. After a policy is in place, periodic reviews help landlords adjust coverage as tenant turnover or property changes occur, ensuring consistent follow-up service.
Fox Title Company handles landlord insurance needs for property owners in the DeKalb area. Its core services are complemented by specialized coverage options, such as protection against tenant-related damages and liability claims. The agency works closely with local landlords to secure policies that address rental property exposures. Its clientele includes owners of residential rental units, apartment complexes, and commercial properties. Specifically, Fox Title Company can serve offices, warehouses, and food service establishments.
Stoddard State Farm in DeKalb, IL is known for providing tailored coverage to protect landlords against property damage, liability claims, and loss of rental income. Its range of policies encompasses essential protections for residential rental dwellings, including homeowner exposure and dwelling fire plans. General strengths include working with local property owners to manage the unique risks of leasing in this area. This agency specializes in adding optional sewer and drain backup coverage to standard landlord policies.
What Does a a Landlord Insurance Agent in DeKalb Cost?
The cost of landlord insurance in Illinois typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in DeKalb annual premiums often fall between 800 and 1,500 dollars depending on property value location and coverage limits. Factors like the age of the property number of units and claims history also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in DeKalb
Landlord insurance agents in DeKalb Illinois help property owners protect their rental investments with tailored policies. Illinois law does not require landlord insurance but most mortgage lenders and property management companies do. A local agent can explain coverage for property damage liability and loss of rental income specific to DeKalb County regulations.
Frequently Asked Questions
What does a landlord insurance policy in DeKalb Illinois typically cover?
A standard landlord policy covers the dwelling structure other structures like garages and personal liability. It also provides loss of rental income if the property becomes uninhabitable due to a covered peril. Flood and earthquake coverage are usually separate add-ons.
Is landlord insurance required by law in Illinois?
Illinois state law does not mandate landlord insurance for rental properties. However most mortgage lenders require a landlord policy as a condition of the loan. Some property management companies in DeKalb also require proof of coverage before managing a unit.
How can a DeKalb landlord insurance agent help with Illinois tenant laws?
An agent can explain how your policy interacts with the Illinois Landlord and Tenant Act. For example coverage may apply if a tenant sues for negligence or property damage. The agent does not provide legal advice but can clarify insurance protections related to local ordinances.
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