The top-rated landlord insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,002 reviews. Other highly rated options include ADH Insurance Agency, Inc, Greg Metelak - State Farm Insurance Agent, Farmers Insurance - Chantal Ortiz Meza. This directory lists 18 landlord insurance agents serving Elgin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Sutton - State Farm Insurance Agent | 1380 Dundee Ave Suite D | (847) 888-8858 |
| 2 | ADH Insurance Agency, Inc | 2521 Technology Dr # 204 | (847) 697-0104 |
| 3 | Greg Metelak - State Farm Insurance Agent | 53 Douglas Ave | (847) 888-9875 |
| 4 | Farmers Insurance - Chantal Ortiz Meza | 79 S Grove Ave | (224) 242-8132 |
| 5 | David Im - State Farm Insurance Agent | 1245 Larkin Ave | (847) 742-2292 |
| 6 | Pro Insurance Group | 2521 Technology Dr #201 | (833) 776-4671 |
| 7 | Leo R. Cox Agency | 1231 Larkin Ave | (847) 742-9713 |
| 8 | Kirkpatrick, Jones & Herzog Insurance Agency, Inc. | 19 S Spring St | (847) 741-9393 |
| 9 | Magnum Insurance Agency | 300 S McLean Blvd Unit C | (847) 608-7260 |
| 10 | Farmers Insurance - Anthony Eason | 2090 Larkin Ave Ste 2 | (847) 888-8353 |
ADH Insurance Agency, Inc. provides landlord insurance agent services in the Elgin, IL area, covering a range of products such as property coverage and liability protection. The agency assists clients with policy selection and ongoing service needs, including annual policy reviews and adjustments for changing rental portfolios. It also coordinates maintenance-oriented planning to help landlords address routine property upkeep and risk prevention. ADH Insurance Agency services single-family homes, apartments, retail spaces, and restaurants.
Greg Metelak - State Farm Insurance Agent provides landlord insurance solutions for homeowners, property managers, and small business owners in the Elgin, IL area. The agency helps rental property owners protect their investments by offering policies that cover dwelling damage, liability, and lost rental income. Clients appreciate working with an agent who understands the specific risks of managing residential rentals in this region. The agency also serves landlords and property owners in nearby communities such as South Elgin and Bartlett.
Serving Elgin, Illinois, and the surrounding Fox Valley communities, Farmers Insurance - Chantal Ortiz Meza handles landlord insurance policies for property owners renting out residential units. The agency provides coverage options designed to protect rental properties against common risks such as property damage, liability claims, and lost rental income. Policies are outlined to match the specific needs of each landlord. To manage a typical job, it focuses on a detailed discussion of the property’s unique features and the owner’s risk priorities before tailoring a coverage plan accordingly.
David Im - State Farm Insurance Agent in Elgin, IL offers both one-time landlord policy quotes and recurring coverage plans, tailored to protect rental properties from common risks such as property damage and liability claims. Ongoing policies typically include loss-of-rent and building repairs, while one-time options suit short-term rentals. The agent provides guidance on available endorsements and policy limits. Services run on an as-needed basis for consultations, with scheduled annual reviews available to adjust coverage.
Pro Insurance Group in Elgin, IL specializes in property loss protection tailored for residential landlords, including single-family rentals and small multi-unit buildings. Its general service work involves helping local property owners secure coverage that addresses liability, property damage, and rental income loss. The company regularly assists clients with insurance concerns arising after severe winter storms, which frequently cause roof leaks and frozen pipe bursts in unoccupied units within the region.
When winter storms threaten Elgin rental properties, local landlords need reliable insurance guidance to protect their investments. Leo R. Cox Agency provides landlord insurance agent services throughout the Elgin area, helping property owners secure appropriate coverage for their rental units. This agency focuses on understanding the specific risks associated with leasing residential and commercial spaces in the region, including weather-related damage and liability concerns. A comprehensive property inspection and risk assessment is the first step the agent takes before recommending any specific policy options to the landlord.
Kirkpatrick, Jones & Herzog Insurance Agency, Inc. works with residential and commercial property owners throughout the Elgin area to secure tailored protection against liability and physical damage. It offers specialized landlord insurance endorsements that can cover loss of rental income and vandalism during tenant vacancies. Clients managing investment property derive practical guidance for matching deductibles and coverage limits to specific risk profiles. The agency also serves businesses operating in commercial sectors such as offices, warehouses, and food service establishments, ensuring adequate policy structures for leased spaces.
As the changing Illinois seasons bring harsh weather to Elgin properties, Magnum Insurance Agency helps local landlords secure appropriate coverage for their rental homes and apartments. This landlord insurance agent works with property owners to understand the unique risks of leasing in the area, from tenant liability concerns to structural damage from winter storms or summer hail. Their service begins with a thorough on-site inspection of the rental property, assessing its condition and local exposures before recommending specific policies.
Farmers Insurance - Anthony Eason in Elgin, IL, offers residential landlord insurance coverage for single-family rentals and multi-unit dwellings. Their services extend to commercial landlord policies for apartment complexes and mixed-use properties throughout the Elgin area. Customized policies address property damage liability, loss of rental income, and building repairs. Clients regularly consult the agency when updating leases, adding new units, or handling tenant turnover, ensuring continued protection between routine visits and policy renewals.
What Does a a Landlord Insurance Agent in Elgin Cost?
Landlord insurance in Illinois typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Elgin annual premiums often range from 800 to 1500 dollars. Costs depend on property age location coverage limits and deductible choices. This is general information not insurance advice.
About landlord insurance agents in Elgin
Landlord insurance agents in Elgin Illinois help property owners protect their rental investments. Illinois law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain coverage for property damage liability and lost rental income specific to Elgin rental properties.
Frequently Asked Questions
What does landlord insurance cover in Illinois?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Illinois policies may also cover vandalism or tenant damage. Agents can tailor coverage to your specific Elgin property.
Is landlord insurance required by law in Illinois?
Illinois state law does not require landlord insurance. However your mortgage lender or homeowners association may require it. A local agent can explain what coverage meets your contractual obligations.
How do I choose a landlord insurance agent in Elgin?
Look for an agent who specializes in rental property insurance and understands Illinois landlord tenant laws. Ask about policy exclusions for older properties or specific risks in Elgin. Compare quotes from multiple agents to find suitable coverage.
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