The top-rated landlord insurance agent in Gurnee, Illinois is Farmers Insurance - Galvez Insurance Agency, rated 4.9 stars across 450 reviews. Other highly rated options include Horizon Benefit Services, Jack Martin - State Farm Insurance Agent, Braulio Valladares - State Farm Insurance Agent. This directory lists 16 landlord insurance agents serving Gurnee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Galvez Insurance Agency | 495 N Riverside Dr Ste 109 | (224) 209-2731 |
| 2 | Horizon Benefit Services | 5445 Grand Ave Ste 207 | (847) 746-6115 |
| 3 | Jack Martin - State Farm Insurance Agent | 1761 N Dilleys Rd Ste. 103 | (847) 336-6800 |
| 4 | Braulio Valladares - State Farm Insurance Agent | 1333 N Delany Rd Ste 300 | (847) 672-9004 |
| 5 | Stefanie Curtis - State Farm Insurance Agent | 4949 Grand Ave #6b | (847) 336-8792 |
| 6 | David G Schmeissing: Allstate Insurance | 4343 Old Grand Ave Suite 209 | (847) 623-2300 |
| 7 | Howard Greer - GEICO Insurance Agent | 5414 Grand Ave Ste 300 | (847) 672-0144 |
| 8 | David Blumenstock: Allstate Insurance | 34498 N Old Walnut Cir | (847) 223-2277 |
| 9 | West's Insurance Agency | 1225 Tri State Pkwy Ste 500 | (847) 623-0456 |
| 10 | Stolarick & Company, Inc. | 4673 Grand Ave | (847) 360-1300 |
Farmers Insurance - Galvez Insurance Agency serves Lake County and the surrounding area from its location in Gurnee, Illinois. As a landlord insurance agent, it provides essential coverage for residential rental properties. Policies protect property owners against risks such as fire, vandalism, and liability claims from tenants. The agency also helps landlords secure coverage for loss of rental income during repairs. Specifically, it handles landlord dwelling policies and personal liability protection for rental properties.
Horizon Benefit Services provides landlord insurance options in the Gurnee area, covering standard property protection and liability coverage for rental owners. It offers service plans that help clients manage policy updates and claim assistance throughout the year. These maintenance plans ensure coverage remains aligned with changing tenant situations or property additions. The company's insurance services are designed for single-family homes, apartments, retail spaces, and restaurants.
Jack Martin - State Farm Insurance Agent in Gurnee, IL serves homeowners, rental property owners, and property managers seeking landlord insurance. Policies typically cover dwelling protection, liability coverage, and loss of rental income for residential investment properties. As a local agent, he assists clients in understanding policy options tailored to their rental portfolios. The agency also provides services to property owners in neighboring communities such as Waukegan and the greater Lake County metro area.
Braulio Valladares - State Farm Insurance Agent serves Gurnee and the surrounding Lake County communities, focusing on landlord insurance for residential rental properties. This office handles coverage for single-family homes, duplexes, and small multi-unit dwellings, including protection for the structure, liability, and potential loss of rental income. To ensure proper policy details are addressed, the agent begins by assessing the property’s specific risks and then recommends tailored coverage options that meet local property requirements.
For landlords, the difference between one-time and recurring service options underlies their leasing strategies, and homeowner policies may not address rental-specific exposures adequately. Providing comprehensive liability protection and property repair coverage for income properties, this agency works with building owners to connect their units to appropriate plans. Services for securing new buildings, reviewing tenant-occupied structures, or maintaining annual coverage run on a throughout-the-year scheduled and per-occurrence as-needed basis.
As the Lake County winter freeze gives way to spring thaws, property owners near Gurnee may discover burst pipes or weather-related damage. David G Schmeissing: Allstate Insurance provides landlord insurance policies tailored for residential rental properties in this region. Their coverage options address both building repairs and lost rental income during vacancy or restoration periods. Understanding local property codes helps ensure each policy meets area-specific requirements. A new client’s process typically begins with a thorough on-site inspection of the rental unit and its existing safety features.
Howard Greer - GEICO Insurance Agent in Gurnee, IL offers specialized landlord insurance policies tailored to protect residential and commercial rental properties. Its main services include coverage for property damage, liability claims, and loss of rental income during repairs. This agency also handles general homeowners and auto insurance for local clients. For landlords in Gurnee, the unique concerns of winter freeze damage to pipes or sudden tenant vacancy are addressed through tailored policy endorsements that ensure comprehensive protection.
As a landlord insurance agent, David Blumenstock: Allstate Insurance works with property owners to secure coverage for rental dwellings. The agency specialises in tailoring policies that protect against common risks such as tenant damage, liability claims, and lost rental income. Services provided in the Gurnee, IL area can assist with both single-family rentals and multi-unit residential properties. David Blumenstock: Allstate Insurance can also serve the needs of landlords who own mixed-use developments, office buildings, warehouses, and food service establishments.
West's Insurance Agency offers residential landlord insurance for property owners in Gurnee, Illinois, helping to protect rental dwellings from common perils. The agency also provides commercial coverage for larger multi-unit buildings and apartment complexes within the local area. Business owners receive personalized consultations to assess their liability risks and property asset needs. Policyholders can rely on follow-up service to adjust coverage between regular visits as leasing circumstances change or local ordinances require updated protection.
Stolarick & Company, Inc., based in Gurnee, IL, is known for its focus on property protection for landlords. The agency works with residential and commercial rental property owners to secure coverage for buildings, liability, and potential loss of rental income. It assists clients in navigating the specific insurance requirements that come with leasing out properties in the local area. For an additional layer of protection, it can offer policies that cover damage caused by tenant vandalism or theft.
What Does a a Landlord Insurance Agent in Gurnee Cost?
Landlord insurance in Illinois generally costs between 800 and 2000 dollars per year for a typical single family rental property. Premiums are higher in areas with higher crime or weather risks. Factors like property age coverage amount and deductible also affect the rate. This is general information not insurance advice.
About landlord insurance agents in Gurnee
Landlord insurance agents in Gurnee Illinois help property owners protect their rental investments. Illinois law does not require landlord insurance but mortgage lenders often mandate it. Local agents can guide you on coverage for property damage liability and loss of rental income specific to Lake County.
Frequently Asked Questions
What does landlord insurance cover in Illinois?
Landlord insurance typically covers property damage from fire or storms liability protection and loss of rental income. It does not cover tenant personal belongings or intentional damage by tenants. Illinois law requires landlords to maintain safe premises which this insurance can help address.
Do I need landlord insurance for a single family rental in Gurnee?
Yes if you have a mortgage the lender will likely require landlord insurance. Even without a mortgage it is wise to have coverage to protect against liability claims and property damage. Illinois does not have a state law requiring landlord insurance but it is a standard practice.
How much does landlord insurance cost in Illinois?
Landlord insurance in Illinois typically costs 15 to 25 percent more than standard homeowners insurance. For a single family home in Gurnee you might pay between 800 and 1500 dollars per year. Costs depend on property value location and coverage limits.
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