The top-rated landlord insurance agent in Huntley, Illinois is Chad Radtke - State Farm Insurance Agent, rated 4.9 stars across 726 reviews. Other highly rated options include Sam Marshall - State Farm Insurance Agent, LaCaria & Associates, INC. American Family Insurance, Dana Gallagher, Berkshire Hathaway HomeServices Starck Real Estate. This directory lists 14 landlord insurance agents serving Huntley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Radtke - State Farm Insurance Agent | 12396 Princeton Dr | (833) 480-0200 |
| 2 | Sam Marshall - State Farm Insurance Agent | 10773 IL-47 | (847) 659-1800 |
| 3 | LaCaria & Associates, INC. American Family Insurance | 11608 Dean St # 101 | (847) 669-1121 |
| 4 | Dana Gallagher, Berkshire Hathaway HomeServices Starck Real Estate | 13300 IL-47 Ste 200 | (847) 858-9509 |
| 5 | Nancy Dougherty - Berkshire Hathaway HomeServices Starck Real Estate | 13300 IL-47 Ste 200 | (312) 307-6036 |
| 6 | Madigan Insurance Group | 12545 Farm Hill Dr #200 | (847) 457-1802 |
| 7 | Phil Almeraz - COUNTRY Financial Representative | 11381 Allison Ct | (847) 669-4000 |
| 8 | Farmers Insurance - Lynne Iverson | 12555 Farm Hill Dr Ste 900n | (847) 659-1100 |
| 9 | VitalCover Insurance LLC | 12288 Princeton Dr | (847) 752-4288 |
| 10 | CondoRisk Insurance Specialist | 10771 IL-47 | (224) 858-7777 |
Chad Radtke - State Farm Insurance Agent serves Huntley, IL and the surrounding McHenry County area, providing landlord insurance policies tailored for property owners. This agency helps clients secure coverage for rental dwellings, including single-family homes and multi-unit properties. Policies typically address property damage, liability protection, and potential loss of rental income. The agent works to match each customer with appropriate limits and deductibles for their specific investment property needs. Chad Radtke handles liability coverage for tenant injuries and property damage claims resulting from covered perils.
Sam Marshall - State Farm Insurance Agent in Huntley, IL, offers a full range of landlord insurance services, including property damage coverage and liability protection. The agency works with clients to tailor customized policies that address the specific needs of property owners in the area. Ongoing support includes assistance with policy reviews and claims filing to help landlords manage their investments effectively. The agent provides coverage for various property types, such as single-family homes, apartments, retail spaces, and restaurants.
LaCaria & Associates, INC. American Family Insurance serves landlords and property managers in the Huntley area by offering tailored insurance coverage for rental properties. The agency helps clients protect their investment properties and manage associated risks. Standard policies cover property damage, liability, and loss of rental income. The team assists with evaluating unique needs for both single-family and multi-unit dwellings. Their service area extends to neighboring communities such as Algonquin and the greater McHenry County region.
Serving Huntley and the surrounding communities of McHenry and Kane Counties, Dana Gallagher of Berkshire Hathaway HomeServices Starck Real Estate handles landlord insurance for local property owners. Working closely with residential rental investors, this agency helps secure coverage for single-family homes, duplexes, and small apartment buildings. Protecting clients from liability claims and property damage, the service focuses on matching each landlord’s specific needs with a suitable policy. The typical job begins with a consultation to review the property’s details and determine appropriate risk management for the rental.
Nancy Dougherty - Berkshire Hathaway HomeServices Starck Real Estate in Huntley, IL distinguishes between one-time policy placements for individual properties and recurring service options for landlords managing multiple units. Coverage typically protects against property damage, liability claims, and rental income loss. This local agent tailors landlord insurance plans to address the specific risks of residential rental properties in the area. Service runs on a one-time basis for single policy setups or as-needed for portfolio adjustments and annual policy reviews.
As autumn storms approach Huntley, rental property owners face roof and gutter damage that can disrupt tenant occupancy. Madigan Insurance Group provides landlord insurance policies designed to cover these seasonal risks and other property exposures. Their team works with landlords to structure liability protection, dwelling coverage, and loss-of-rent endorsements tailored to local rental housing. They arrange a comprehensive property inspection before finalizing any new policy to assess existing roof condition, electrical systems, and plumbing integrity.
Phil Almeraz - COUNTRY Financial Representative in Huntley, IL, works with property owners to secure coverage tailored to rental dwellings. This agency specializes in adding landlord-specific protections, such as loss of rental income and liability coverage for tenant injuries. The agent helps safeguard investments in residential and commercial real estate across the region. Commercial sectors served include offices, warehouses, and food service establishments needing customized landlord insurance policies.
Farmers Insurance - Lynne Iverson in Huntley, IL, specializes in tailored landlord insurance policies that cover rental properties against property damage, liability claims, and loss of rental income. It also provides general insurance solutions for property owners, including dwelling coverage and personal liability protection. The agency works with local landlords to address risks such as tenant-related incidents or severe weather. It helps property owners evaluate coverage needs before winter to protect against freeze-related plumbing damage and ice dam liabilities.
VitalCover Insurance LLC, a landlord insurance agent in Huntley, IL, is known for providing tailored protection for rental property owners. Its service range includes coverage for single-family homes, multi-unit dwellings, and vacation rentals in the local area. The agency works to help landlords safeguard their investments against fire, weather damage, and liability claims common to properties in Illinois. It structures policies to address gaps often found in standard homeowners insurance. A specialty service it can add on is loss of rent coverage to help owners recover income during property repairs.
As a residential landlord insurance agent in Huntley, IL, CondoRisk Insurance Specialist helps property owners protect their rental homes and small multi-unit buildings. Commercial coverage is also available for those with larger or mixed-use properties. The company serves Huntley and the surrounding area within the local market. For policyholders who return for follow-up service, advice between regular visits is provided without requiring a full appointment or new paperwork.
What Does a a Landlord Insurance Agent in Huntley Cost?
Landlord insurance in Illinois typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Huntley, annual premiums often range from 800 to 1,500 dollars. Costs depend on property value, location, coverage limits, and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Huntley
A landlord insurance agent in Huntley, Illinois helps property owners secure coverage for rental homes and apartments. Illinois law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand the specific risks for Huntley properties, including weather-related damage and liability issues.
Frequently Asked Questions
What does landlord insurance cover in Illinois?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Illinois, policies may also include coverage for vandalism and weather events like hail or windstorms.
Is landlord insurance required by law in Illinois?
Illinois state law does not require landlord insurance. However, most mortgage lenders require it as a condition of the loan. It is also strongly recommended to protect against liability and property damage.
How do I choose a landlord insurance agent in Huntley?
Look for an agent who specializes in rental property coverage and understands Huntley local risks. Ask about policy options for single-family homes, multi-unit buildings, and vacant properties.
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