The top-rated landlord insurance agent in Oak Lawn, Illinois is Omar Salameh - State Farm Insurance Agent, rated 4.9 stars across 401 reviews. Other highly rated options include Jessica Knight - State Farm Insurance Agent, Bryan Kovach - State Farm Insurance Agent, Buschbach Insurance Agency. This directory lists 16 landlord insurance agents serving Oak Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Salameh - State Farm Insurance Agent | 10319 S Central Ave | (708) 581-5164 |
| 2 | Jessica Knight - State Farm Insurance Agent | 10735 S Cicero Ave #202 | (708) 422-3700 |
| 3 | Bryan Kovach - State Farm Insurance Agent | 5360 W 95th St | (708) 424-8654 |
| 4 | Buschbach Insurance Agency | 5615 W 95th St #1 | (708) 858-7002 |
| 5 | Rich Rybka - State Farm Insurance Agent | 8830 S Cicero Ave | (708) 423-5951 |
| 6 | Gallagher and Murphy Insurance Agency Inc | 10236 S Kenton Ave | (708) 398-6730 |
| 7 | Manuel Jurado - State Farm Insurance Agent | 5710 W 95th St | (708) 581-4180 |
| 8 | Don Murphy Agency, Inc. American Family Insurance | 10806 S Cicero Ave | (708) 229-1112 |
| 9 | Cusack Insurance LLC | 5700 95th St | (708) 423-5600 |
| 10 | Phil Cali - State Farm Insurance Agent | 4634 W 103rd St Ste 101 | (708) 423-0900 |
Omar Salameh - State Farm Insurance Agent serves the Oak Lawn, Illinois area, specializing in tailored protection for residential rental properties. As a local landlord insurance agent, the company helps property owners manage risks associated with tenant occupancy, such as property damage and liability claims. Comprehensive policies are offered to cover rental dwellings and their structures. For those with specific investment concerns, separate coverage is available for single-family rentals and multi-unit apartment buildings, arranging customized landlord protection plans.
Jessica Knight’s agency serves landlords and property managers seeking insurance protection for rental dwellings in Oak Lawn, Illinois. It offers policies that cover dwelling damage, liability claims, and potential loss of rental income for investment properties. Property owners can discuss customized coverage to address the specific risks of managing residential rentals in the Chicago area. The agency understands the local market’s regulations and weather exposures. Its services extend to landlords with properties in neighboring communities such as Evergreen Park and the surrounding South Side areas of Chicago.
Bryan Kovach - State Farm Insurance Agent serves Oak Lawn, Illinois, and the surrounding communities with specialized landlord insurance coverage. The agency handles policies designed to protect rental property owners from property damage, liability claims, and lost rental income. It provides guidance on selecting appropriate deductibles and coverage limits for single-family rentals or small multi-unit buildings. When handling a typical job, the agency conducts a detailed review of the property’s unique risks and customizes a policy to match those specific needs before issuing the coverage.
Buschbach Insurance Agency provides landlord insurance coverage in Oak Lawn, Illinois, assisting property owners with policies that address rental property risks and liability exposures. Service plans include general landlord insurance consultation, policy review, and claims assistance to help maintain adequate protection throughout the lease term. The office services single-family homes, apartment buildings, multi-unit residential properties, retail storefronts, and restaurants.
Rich Rybka - State Farm Insurance Agent in Oak Lawn, IL specializes in landlord insurance, where a policy owner can choose between a one-time policy for a single vacant period or a recurring annual plan that renews for continuous coverage. Typical coverage options protect rental structures, liability for tenant injuries, and loss of rental income from covered disasters. Service for new clients generally functions on a one-time, scheduled, or as-needed basis depending on the property’s rental status and owner preference.
Gallagher and Murphy Insurance Agency Inc, based in Oak Lawn, IL, specializes in crafting landlord insurance policies tailored to protect rental property investments. Its agents guide local property owners through coverage options that address liability, property damage, and income loss. The agency works closely with clients to review specific property risks common in the area, ensuring each policy aligns with individual portfolios in Oak Lawn. As winter approaches, it helps landlords evaluate snow removal liability and freeze-related pipe damage coverage, preventing costly claims from seasonal weather events.
As spring rains approach, many Oak Lawn rental property owners review their coverage needs, and Manuel Jurado - State Farm Insurance Agent provides landlord insurance solutions tailored to local multi-unit and single-family rentals. The agency helps property owners manage risks associated with tenant liability, weather damage, and income loss. For those acquiring new investment properties or updating existing policies, Manuel Jurado offers a thorough property and liability assessment during the initial consultation to identify specific coverage gaps.
Serving the Oak Lawn area, Don Murphy Agency, Inc. American Family Insurance works with property owners to secure general liability coverage for their rental investments. This agency specializes in writing tailored landlord insurance policies that protect rental income and cover building repairs from tenant damage or weather events. Policies can be structured to meet the specific exposures of commercial sectors such as offices, warehouses, and food service establishments.
Cusack Insurance LLC in Oak Lawn, IL provides residential landlord insurance to protect rental properties and their owners from common liabilities. Commercial coverage is also offered for larger multi-unit buildings or mixed-use properties. Services extend to the greater Oak Lawn area and surrounding communities. The agency helps landlords secure policies that address property damage and loss of rental income. Claims assistance and policy adjustments are available for follow-up or repeat service between regular visits to ensure ongoing protection.
Phil Cali - State Farm Insurance Agent in Oak Lawn, IL, is known for providing personal landlord insurance coverage. The company works with local property owners to protect rental homes, condos, and multi-unit dwellings from common risks like property damage and liability claims. Policies are tailored to individual rental properties and investment portfolios. A specialty service the agency can add on is loss of rental income coverage, which helps replace lost rent if a property becomes uninhabitable due to a covered event.
What Does a a Landlord Insurance Agent in Oak Lawn Cost?
Landlord insurance in Illinois typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Oak Lawn annual premiums often range from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Oak Lawn
Landlord insurance agents in Oak Lawn Illinois help rental property owners protect their investments. Illinois law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain coverage options for single-family homes and multi-unit buildings in Cook County.
Frequently Asked Questions
What does landlord insurance cover in Illinois?
Landlord insurance typically covers property damage liability and lost rental income. In Illinois policies often exclude flood and earthquake damage which require separate coverage. Agents can tailor policies to your specific Oak Lawn property.
Is landlord insurance required by law in Illinois?
Illinois state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. Some Oak Lawn homeowners associations also require proof of insurance for rental properties.
How do I choose a landlord insurance agent in Oak Lawn?
Look for an agent licensed in Illinois who specializes in rental property coverage. Ask about their experience with Oak Lawn properties and whether they offer policies for older homes common in the area. Compare quotes from multiple agents before deciding.
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