The top-rated landlord insurance agent in Oak Park, Illinois is Jeffrey Hines - State Farm Insurance Agent, rated 4.9 stars across 256 reviews. Other highly rated options include Colin Fane - State Farm Insurance Agent, LaTorya Street - State Farm Insurance Agent, Adam Doe - State Farm Insurance Agent. This directory lists 13 landlord insurance agents serving Oak Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeffrey Hines - State Farm Insurance Agent | 312 Madison St | (708) 628-5100 |
| 2 | Colin Fane - State Farm Insurance Agent | 212 S Marion St Fl G | (708) 383-3163 |
| 3 | LaTorya Street - State Farm Insurance Agent | 6112 Roosevelt Rd | (773) 417-3638 |
| 4 | Adam Doe - State Farm Insurance Agent | 177 S Oak Park Ave | (708) 665-3921 |
| 5 | Freeway Insurance | 6419 W North Ave | (708) 858-7034 |
| 6 | Diaz Insurance Agency | 1010 Lake St #200 | (773) 598-4100 |
| 7 | Vanessa Dukes American Family Insurance | 6533 North Ave | (708) 383-1400 |
| 8 | Bill Carlton Insurance Agency LLC | 840 S Oak Park Ave Suite 215 | (708) 613-5780 |
| 9 | Derrick Williams - State Farm Insurance Agent | 854 W Madison Ave | (708) 383-0990 |
| 10 | Greys Corporation: Allstate Insurance | 100 Madison St | (708) 358-8100 |
Jeffrey Hines - State Farm Insurance Agent serves the Oak Park, Illinois, metro area, specializing in landlord insurance for residential and small commercial rental properties. The agency assists property owners with securing coverage that protects against building damage, liability claims, and loss of rental income. Policies are tailored to fit individual rental portfolios and local risk factors. Specific services handled in this area include landlord property damage coverage and landlord liability protection.
Colin Fane - State Farm Insurance Agent serves landlords, property managers, and real estate investors in Oak Park, Illinois, with tailored coverage for rental properties. The agency helps clients protect income-generating dwellings against common risks such property damage, liability claims, and loss of rental income. Policies are designed to meet the specific insurance needs of those who lease residential or commercial space. This local office also extends its landlord insurance services to neighboring communities like Forest Park and the surrounding Chicago metro area for property owners.
Serving the Oak Park area, LaTorya Street - State Farm Insurance Agent provides comprehensive landlord insurance solutions tailored to protect rental investments. It offers policies covering property damage and liability, along with risk assessment plans to help owners maintain covered properties. The agency structures personal service support for clients managing rental upkeep and claim needs. Its services apply to various property types, including single-family homes, apartments, retail spaces, and restaurants.
Adam Doe - State Farm Insurance Agent serves Oak Park, Illinois, and the surrounding communities. The agency handles landlord insurance needs, protecting rental property owners from potential financial losses. Policies typically cover dwelling damage, liability protection, and loss of rental income during repairs. The agent takes a consultative approach to each job, assessing the specific risks of the property and the landlord's portfolio before recommending appropriate coverage limits and optional endorsements.
Freeway Insurance provides both one-time and scheduled Landlord Insurance Agent services in Oak Park, Illinois, focusing on coverage for rental properties. Policies address property damage and liability protection for landlords. Coverage can be arranged for a single consultation or through recurring policy reviews. The agent’s work typically operates on an as-needed basis in response to client requests or renewal dates.
Diaz Insurance Agency in Oak Park, IL, provides landlord insurance agents who distinguish between offering one-time policy placements for individual properties and establishing recurring coverage plans for ongoing rental portfolios. Their coverage typically protects against property damage, liability claims, and loss of rental income for residential or commercial landlords. Service for landlord insurance through this agency runs on either a one-time basis for single policies or as-needed for modifications, renewals, or claims assistance.
Vanessa Dukes American Family Insurance specializes in providing landlord insurance policies tailored for property owners in Oak Park, Illinois, while also offering broader personal insurance services. These landlord insurance plans cover rental properties against common perils such as fire damage and liability claims. The agency helps landlords protect their investments by addressing risks unique to managing tenants and maintaining residential buildings. During the winter season, it assists owners with coverage concerns related to frozen pipes or ice dam damage that can affect rental units.
As the seasons shift in Oak Park, landlords face changing maintenance and liability risks on their rental properties. Bill Carlton Insurance Agency LLC provides coverage tailored to protect property owners from those specific financial exposures. Their landlord insurance policies address typical local concerns, including building damage and loss of rental income. They work directly with landlords to assess individual portfolios, from single-family rentals to small multifamily units. The process begins with a detailed inspection of each property to determine appropriate coverage levels.
Derrick Williams, a local landlord insurance agent in Oak Park, IL, provides coverage for rental property owners. His specialty services include protection against property damage, liability claims, and loss of rental income. He helps landlords safeguard residential and commercial properties with policies tailored to their rental portfolios. His clients include those managing offices, warehouses, and food service establishments.
Greys Corporation: Allstate Insurance in Oak Park, IL provides residential landlord insurance for property owners renting out single-family homes and duplexes. The agency also offers commercial coverage for multi-unit apartment buildings and small rental complexes throughout the local area. Their team focuses on helping landlords protect their rental income and building assets against typical property risks. After a policy is issued, a representative will check in with clients between service visits as tenant or property details change.
What Does a a Landlord Insurance Agent in Oak Park Cost?
Typical landlord insurance in Illinois costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Oak Park annual premiums often range from 800 to 1,500 dollars. Multi-unit properties or older buildings may cost 2,000 dollars or more per year. Actual rates depend on coverage limits deductibles and property condition. This is general information not insurance advice.
About landlord insurance agents in Oak Park
Landlord insurance agents in Oak Park Illinois help property owners protect their rental investments with tailored policies. Illinois law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain coverage for property damage liability and loss of rental income specific to Oak Park properties.
Frequently Asked Questions
What does landlord insurance cover in Oak Park Illinois?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. Agents can add optional endorsements for things like vandalism or sewer backup common in older Oak Park buildings.
Is landlord insurance required by law in Illinois?
Illinois state law does not require landlord insurance. However most mortgage lenders require a landlord policy for rental properties. Some Oak Park condominium associations may also require proof of coverage for unit owners who rent out their units.
How do Oak Park landlord insurance agents determine policy cost?
Agents evaluate factors like property age location replacement cost and your claims history. Oak Park has many vintage buildings which may increase premiums due to older plumbing and electrical systems. The agent will also consider the number of units and whether you have pets or a swimming pool.
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