The top-rated landlord insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 434 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Rick Weissenhofer - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Calder Agency: Allstate Insurance | 2765 Walter Payton Memorial Hwy | (630) 554-5252 |
| 2 | Janna Misek - State Farm Insurance Agent | 1136 Douglas Rd | (630) 554-1540 |
| 3 | Nicole Hupp: Allstate Insurance | 4589 IL-71 | (630) 833-8100 |
| 4 | Rick Weissenhofer - State Farm Insurance Agent | 2261 Orchard Rd | (630) 554-5277 |
| 5 | Holten Insurance Agency | By appointment only - meeting location provided upon scheduling, 4913 Seeley St | (630) 424-0200 |
| 6 | Zac Mcgrogan - State Farm Insurance Agent | 72 W Washington St | (630) 554-8800 |
| 7 | Christina Reynolds Insurance Corp American Family Insurance | 103 Franklin St | (630) 551-1784 |
| 8 | Tri-County Insurance Agency, Inc. "Bentley Agency" | 44 Monroe St | (815) 200-5528 |
| 9 | Hometowne Insurance | 4424 IL-71 | (630) 554-4040 |
| 10 | AAA Insurance - Short Insurance Agency | 10 E Merchants Dr | (630) 981-0018 |
The Calder Agency: Allstate Insurance serves Oswego, Illinois, and the surrounding county as a landlord insurance agent. This office assists property owners in securing policies that address the unique risks of renting out residential real estate. Services typically include protection for the dwelling structure and liability coverage. The agency also helps local landlords arrange loss-of-rent insurance to replace income during property repairs after a covered event.
Janna Misek - State Farm Insurance Agent provides landlord insurance services to property owners in the Oswego, Illinois area. Policies are tailored to cover rental properties against common risks such as property damage and liability. The agency helps clients understand coverage options for their specific rental situations. Routine policy reviews help ensure protection remains aligned with changing property needs. Services cover various types of rentals, including single-family homes, apartments, retail spaces, and restaurants.
Nicole Hupp: Allstate Insurance serves homeowners, landlords, and residential property managers in the Oswego area who need tailored coverage for rental properties. The agency provides standard landlord insurance policies, including dwelling protection, liability coverage, and loss-of-rent options for local rental owners. Clients can discuss their specific portfolio needs, from single-family homes to small multi-unit buildings. The office also extends its landlord insurance services to nearby communities within the greater Kendall County region, including Yorkville.
Serving Oswego, Illinois, and the surrounding communities, Rick Weissenhofer - State Farm Insurance Agent specializes in landlord insurance policies for residential rental properties. The office handles coverage for property damage, liability protection, and potential loss of rental income. When managing a typical policy for a local landlord, the agent begins by thoroughly reviewing the specific risks of the individual rental property to tailor appropriate coverage limits.
Holten Insurance Agency in Oswego, IL, distinguishes between one-time policy placements for single properties and recurring service agreements for ongoing portfolio management. Their landlord insurance coverage protects rental structures and provides liability protection against tenant claims. Service arrangements operate on either a scheduled renewal basis for periodic reviews or an as-needed basis for new acquisitions and claims support.
Zac Mcgrogan - State Farm Insurance Agent specializes in landlord insurance policies for property owners in Oswego, IL. The agency routinely assists residential and commercial landlords with coverage for rental properties, including protection against property damage and liability claims. Services also include personalized risk assessments and policy adjustments to meet individual needs. In winter months, the agency helps clients address concerns about frozen pipes or ice dam damage that can affect unoccupied rentals.
As the growing season shifts in Oswego, landlords often reevaluate their property protections against seasonal storms and turnover risks. Christina Reynolds Insurance Corp American Family Insurance provides landlord insurance tailored to local rental property owners. Services address dwelling coverage, liability protection, and loss-of-rent needs specific to the Oswego area. Discussions typically begin with a review of each property’s age, condition, and occupancy details to identify appropriate policy options. A foundational inspection or an initial assessment of current coverage is conducted to suggest the next suitable steps.
Providing landlord coverage for residential and commercial rental properties, Tri-County Insurance Agency, Inc. "Bentley Agency" also offers specialized endorsements such as loss of rent protection and guest medical liability. Serving the Oswego, IL area, the firm designs policies to shield property owners from common risks like water damage, fire, and tenant default. Commercial sectors it can serve include offices, warehouses, and food service.
Hometowne Insurance in Oswego, IL is known for providing landlord insurance coverage tailored to property owners. It serves local landlords seeking protection for rental homes and duplexes. Agents help clients understand liability risks and property damage policies for residential rentals in the area. Standard coverages include dwelling and loss of rental income protection during repairs. A specialty add-on available through Hometowne is coverage for vandalism or tenant-caused damage, which fills gaps not covered by basic policies.
AAA Insurance - Short Insurance Agency in Oswego, IL provides residential landlord insurance for property owners renting out homes and apartments. The firm also handles commercial coverage for multi‑unit buildings and mixed‑use properties in the greater Oswego area. Landlords receive policy reviews that explain liability protection and building replacement options. Between regular visits, clients can request follow‑up service to adjust coverage limits or update property details as tenants change or improvements are made.
What Does a a Landlord Insurance Agent in Oswego Cost?
The cost of landlord insurance in Illinois typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Oswego annual premiums often fall between 800 and 1800 dollars depending on property value location and coverage limits. Factors like the age of the property and the deductible chosen also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Oswego
Landlord insurance agents in Oswego Illinois help property owners protect their rental investments. Illinois law does not require landlord insurance but mortgage lenders often mandate it. Local agents can tailor policies to cover Oswego rental properties against common risks like fire and liability.
Frequently Asked Questions
What does landlord insurance cover in Oswego Illinois?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Illinois policies may also include coverage for vandalism or weather damage common to the region.
Is landlord insurance required by law in Illinois?
Illinois state law does not require landlord insurance. However most mortgage lenders and property management companies in Oswego will require proof of coverage. It is strongly recommended to protect your investment.
How do I choose a landlord insurance agent in Oswego?
Look for an agent licensed in Illinois who specializes in rental property coverage. Ask about policy limits deductibles and whether the policy covers specific risks like tenant damage or sewer backup common in the Oswego area.
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