The top-rated landlord insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 695 reviews. Other highly rated options include Freeway Insurance, Tim Vinson - State Farm Insurance Agent, Farmers Insurance - Daniel Cahue. This directory lists 20 landlord insurance agents serving Waukegan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manuel Torres - State Farm Insurance Agent | 1520 Washington St | (847) 782-1475 |
| 2 | Freeway Insurance | 701 N Lewis Ave | (847) 777-4582 |
| 3 | Tim Vinson - State Farm Insurance Agent | 2730 Grand Ave | (847) 263-6996 |
| 4 | Farmers Insurance - Daniel Cahue | 102 S Genesee St | (224) 637-3448 |
| 5 | Maylen Torres - State Farm Insurance Agent | 318 S Green Bay Rd | (773) 637-2100 |
| 6 | Silvia V Chacon Agency Inc American Family Insurance | 2009 N Green Bay Rd | (847) 775-1818 |
| 7 | Seguros Tepeyac | Tepeyac Insurance Agency | 1820 Washington St | (847) 599-8700 |
| 8 | Alicia Rodriguez American Family Insurance | 700 S Lewis Ave Ste 250 | (847) 244-8870 |
| 9 | Need Insurance Plus More | 229 S Green Bay Rd | (847) 599-1530 |
| 10 | Magnum Insurance Agency | 2312 Grand Ave | (847) 596-8185 |
Manuel Torres - State Farm Insurance Agent in Waukegan, Illinois, serves homeowners and property managers who need landlord insurance coverage. The agency helps clients protect rental properties from common risks such as property damage, liability claims, and loss of rental income. Policies are tailored to residential income properties of various sizes. The office also provides support for policy reviews and claims guidance. Additionally, the agency serves property owners in nearby North Chicago and the surrounding Lake County area.
Freeway Insurance is known for providing landlord insurance coverage in Waukegan, Illinois, and the surrounding area. The agency helps property owners protect rental homes and multi-unit dwellings against common risks such as property damage and liability claims. Their services typically address the needs of local landlords seeking policies that align with regional weather and tenant standards. An additional specialty is offering umbrella liability policies for landlords who want extra protection beyond their standard landlord insurance limits.
Tim Vinson - State Farm Insurance Agent in Waukegan, IL, provides coverage options for landlords seeking to protect rental income and property assets. It offers standard protection, including liability and dwelling coverage, with available maintenance plan consultations to help owners manage ongoing property risks. The agency serves a range of rental property types, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Daniel Cahue offers both one-time landlord policies for single property needs and recurring coverage options for portfolio management. Insurance for rental properties typically protects against building damage, liability claims, and lost rental income. Based in Waukegan, IL, this agency helps local landlords secure policies tailored to residential or commercial rentals. Service for landlord insurance from this provider is available on an as-needed basis, whether for a new rental property quote or updating an existing policy.
Maylen Torres - State Farm Insurance Agent serves Waukegan, Illinois, and the surrounding Lake County communities. The company handles landlord insurance policies designed to protect rental property owners from losses due to property damage and liability claims. These policies generally cover the building structure, any attached fixtures, and loss of rental income during a repair period. A typical job begins with a thorough review of the client's rental property specifics and coverage needs, then concludes by tailoring a policy to address those particular risks.
Silvia V Chacon Agency Inc American Family Insurance specializes in landlord insurance services for property owners in Waukegan, IL, covering risks such as property damage and liability. It generally assists landlords with tailoring policies to protect rental income and manage tenant-related exposures. The agency can also help address seasonal concerns, such as winter freeze damage to vacant units or burst pipes during cold months.
When harsh Lake County winters cause frozen pipes or wind-storms damage rental roofs, property owners in Waukegan turn to Seguros Tepeyac | Tepeyac Insurance Agency for landlord insurance. The agency assists clients with coverage that protects against tenant-related liabilities and property damage common to local multi-unit buildings. They explain the differences between dwelling policies and landlord packages to ensure each rental meets municipal requirements. During an initial coverage assessment, the agent will inspect your property’s exterior and critical systems before providing a policy breakdown.
Alicia Rodriguez American Family Insurance offers a comprehensive range of landlord insurance services designed to protect rental property investments. Ongoing service plans help property owners manage risk by providing routine policy reviews and updates. The company assists with coverage tailored for various property types in the Waukegan, Illinois area. It works with clients who own single-family homes, apartments, retail spaces, and restaurants, helping to safeguard their income-generating real estate.
Need Insurance Plus More provides landlord insurance coverage in Waukegan, Illinois, protecting rental properties from common risks such as property damage and liability claims. It offers specialty add-ons, including protection against loss of rental income and coverage for vandalism or equipment breakdown. These policies are designed for landlords managing single-family homes, multi-unit apartment buildings, and duplexes. The company also helps insure commercial sectors such as offices, warehouses, and food service operations.
Magnum Insurance Agency serves the Waukegan, Illinois, metro area and specializes in providing landlord insurance policies for property owners. This agency helps local landlords protect rental properties against common risks such as property damage and liability claims from tenants. Recognizing the specific needs of landlords, it structures coverage for single-family homes and multi-unit dwellings in the region. Any policy can be tailored to address vacant property exposures and loss of rental income as well.
What Does a a Landlord Insurance Agent in Waukegan Cost?
Landlord insurance premiums in Illinois generally range from 800 to 2000 dollars per year for a single family rental. Factors include property age location in Waukegan replacement cost and liability limits. Policies with higher deductibles lower the premium. This is general information not insurance advice.
About landlord insurance agents in Waukegan
Landlord insurance agents in Waukegan Illinois help rental property owners find policies that cover property damage liability and lost rental income. Illinois law does not require landlord insurance but mortgage lenders often do and it protects against risks like tenant injury or weather damage common in Lake County. A local agent can explain how Illinois landlord tenant laws affect your coverage needs.
Frequently Asked Questions
What does a landlord insurance agent in Waukegan do?
A landlord insurance agent helps you compare policies from different carriers to find coverage for your rental property. They explain dwelling coverage liability protection and loss of rent options. They also advise on Illinois specific issues like snow removal liability and lead paint disclosure requirements.
Is landlord insurance required by law in Illinois?
Illinois state law does not require landlord insurance. However most mortgage lenders require a landlord policy if you rent out the property. Without it you could be personally liable for tenant injuries or property damage.
How much does landlord insurance cost in Waukegan Illinois?
Landlord insurance in Illinois typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Waukegan expect annual premiums between 800 and 1500 dollars depending on property value location and coverage limits. Costs vary by case.
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