The top-rated landlord insurance agent in West Des Moines, Iowa is Steve Curren - State Farm Insurance Agent, rated 4.9 stars across 299 reviews. Other highly rated options include James Lunders - State Farm Insurance Agent, Vibrant Insurance Group, Crumes Insurance, LLC. This directory lists 14 landlord insurance agents serving West Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Curren - State Farm Insurance Agent | 1332 Grand Ave | (515) 225-2660 |
| 2 | James Lunders - State Farm Insurance Agent | 4800 Mills Civic Pkwy suite 102 | (515) 224-9498 |
| 3 | Vibrant Insurance Group | 9750 University Ave Suite 300 | (515) 223-6757 |
| 4 | Crumes Insurance, LLC | 950 Office Park Rd Ste 114 | (641) 799-2506 |
| 5 | McCartan Insurance Group | 640 S 50th St | (515) 633-2273 |
| 6 | The Newton Insurance Group | 595 S 60th St Suite 170 | (515) 803-6088 |
| 7 | The Davison Agency | 1501 42nd St Suite 200 | (515) 205-9052 |
| 8 | World Insurance Associates LLC | 4500 Westown Pkwy # 150 | (515) 327-2020 |
| 9 | Scott Insurance Services | 1100 Grand Ave | (515) 267-0405 |
| 10 | The Accel Group - West Des Moines | 7000 Vista Dr Suite 300 | (515) 223-1600 |
Steve Curren - State Farm Insurance Agent serves the West Des Moines, Iowa, metro area as a landlord insurance agent. The agency works with property owners to secure coverage that protects rental dwellings and investment properties from common perils such as fire, theft, and weather damage. Their services include crafting policies that address liability concerns for landlords and coverage for loss of rental income when a unit becomes uninhabitable. The agency also handles insurance for residential rental homes and multi-unit apartment buildings.
James Lunders - State Farm Insurance Agent in West Des Moines, IA, provides a full range of landlord insurance solutions designed to protect rental property investments. The agency offers customizable policy options that cover property damage, liability protection, and loss of rental income to safeguard landlords against common risks. Flood and fire endorsements are available to ensure complete coverage for each property. Alongside policy selection, the agency assists with regular policy reviews to keep coverage aligned with changing property needs. Its services extend to single-family homes, apartments, retail spaces, and restaurants.
Vibrant Insurance Group serves homeowners, businesses, and property managers in West Des Moines, Iowa, by offering landlord insurance agent services. They help clients secure coverage for rental properties, including protection against property damage and liability claims. With a focus on the specific needs of landlords, the agency works to match policies to individual rental portfolios. Vibrant Insurance Group also serves clients in the surrounding Des Moines metro area, including the neighboring community of Clive.
Serving West Des Moines and the surrounding communities, Crumes Insurance, LLC handles landlord insurance needs for property owners renting out residential units. The agency works to structure coverage that addresses property damage, liability exposures, and potential loss of rental income. Its general approach involves reviewing the specific details of each client’s rental property to identify relevant risks and then presenting policy options that fit that individual situation.
Landlord insurance can be arranged as a one-time policy or as part of an ongoing service plan that renews with each lease cycle. Coverage typically protects rental property owners against building damage, liability claims, and loss of rental income in the West Des Moines area. Tailoring each policy to a specific rental property is a key part of the local agency work. Service at McCartan Insurance Group runs on a scheduled or as-needed basis, depending on client preference and policy renewal dates.
The Newton Insurance Group specializes in landlord insurance for residential and commercial property owners in West Des Moines. It provides coverage policies tailored to protect rental investments, including liability and property damage. The agency works with local landlords to assess risk and secure appropriate plans for their specific portfolios. Whether facing tenant turnover or seasonal storm damage in Iowa, this firm helps property owners address their unique insurance needs during changing rental conditions.
As spring rains test roofs across West Des Moines, many property owners turn to The Davison Agency for targeted landlord insurance agent services. They help local investors secure coverage that matches their rental portfolios, addressing common risks like tenant damage and liability exposures. Their work supports both single-family rentals and multi-unit properties throughout the area. A thorough inspection of the property precedes any policy discussion, allowing them to document existing conditions and identify specific protection needs before recommending any coverage.
World Insurance Associates LLC provides landlord insurance agent services in West Des Moines, Iowa. Specializing in property coverage for residential landlords, the agency also offers liability protection and additional endorsements like loss of rent and landlord contents coverage. Policies are tailored to protect investment properties from common regional risks. The company serves a variety of commercial sectors, including office buildings, warehouses, and food service establishments.
Scott Insurance Services in West Des Moines, IA provides residential landlord insurance for property owners seeking protection for rental dwellings. Commercial coverage is also available for multi-unit structures or mixed-use properties serving the greater Des Moines area. Policies generally address liability, property damage, and income loss from tenant vacancies or incidents. The agency helps clients review coverage needs during each policy period and coordinates follow-up service between regular visits should changes require adjustment.
What Does a a Landlord Insurance Agent in West Des Moines Cost?
The cost of landlord insurance in Iowa typically ranges from 25 to 50 percent more than a standard homeowners policy. For a single family rental in West Des Moines you might pay between 800 and 1,500 dollars per year depending on the property value and coverage limits. Factors like the age of the home your claims history and the deductible amount also affect the premium. This is general information and not insurance advice.
About landlord insurance agents in West Des Moines
A landlord insurance agent in West Des Moines helps property owners protect their rental investments. Iowa law does not require landlord insurance but most mortgage lenders do require it for rental properties. Local agents understand the specific risks for Iowa landlords such as severe weather and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in West Des Moines Iowa?
Landlord insurance typically covers property damage from fire wind and hail. It also provides liability protection if a tenant is injured on the property. Iowa law does not mandate specific coverage amounts so you can choose a policy that fits your needs.
Do I need landlord insurance if I rent out a single family home in Iowa?
Yes it is strongly recommended even for a single family rental. A standard homeowners policy will not cover a rental property. Your mortgage lender may also require a landlord policy as a condition of the loan.
How is landlord insurance different from homeowners insurance in Iowa?
Landlord insurance covers the building structure and your liability but does not cover a tenants personal belongings. It also includes loss of rental income coverage if the property becomes uninhabitable. Homeowners insurance is designed for owner occupied homes and does not offer this protection.
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