The top-rated landlord insurance agent in Haverhill, Massachusetts is MTM Insurance of Greater Haverhill, INC., rated 4.8 stars across 78 reviews. Other highly rated options include James Sarcione: Allstate Insurance, James Page Insurance, Sullivan Insurance & Financial. This directory lists 12 landlord insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 2 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 3 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 4 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 5 | Cowan Insurance Agency | 359 Main St | (978) 372-1451 |
| 6 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
| 7 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
| 8 | Harverhill insurance Agency | 76 Merrimack St | (351) 203-0115 |
| 9 | Silverio Insurance Agency | 114 Kenoza Ave | (978) 685-0209 |
| 10 | Prestige insurance MA | 216 Essex St | (351) 203-0510 |
MTM Insurance of Greater Haverhill, INC. serves Haverhill, MA, and the surrounding Merrimack Valley area as a dedicated landlord insurance agent. The firm assists property owners with policies that typically cover dwelling protection, liability claims, and loss of rental income in the event of covered damage. It also helps clients manage the specific exposures tied to residential rental properties in the region. Among its services, the company handles landlord liability insurance and coverage for multi-family rental dwellings.
James Sarcione: Allstate Insurance provides landlord insurance coverage in Haverhill, MA, including policies for property damage, liability protection, and loss of rental income. Its service plans help property owners manage risks associated with leasing, with routine policy reviews to ensure adequate coverage for changing conditions. The agency insures a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
James Page Insurance serves landlords, property managers, and real estate investors in Haverhill, Massachusetts. It focuses on coverage for rental properties, including single-family homes, multi-unit dwellings, and commercial buildings. Policies typically protect against property damage, liability claims, and loss of rental income. The agency helps clients understand local insurance requirements for tenant-occupied properties. Its service area also extends to the neighboring communities of Bradford and the greater Merrimack Valley region.
Sullivan Insurance & Financial serves Haverhill, Massachusetts, and the surrounding communities, handling landlord insurance policies for property owners in the area. The agency works with clients to secure coverage that addresses risks specific to rental properties, such as property damage and liability concerns. To handle a typical job, it begins by reviewing the unique features of each rental property before presenting policy options tailored to the property’s specific needs.
In Haverhill, Cowan Insurance Agency provides landlord insurance solutions that distinguish between one-time policies for single rental transactions and recurring plans for ongoing property portfolios. Their coverage addresses common risks such as property damage, liability, and loss of rental income. The agency serves landlords through as-needed appointments, with service options scheduled according to client requirements for periodic policy reviews or immediate claim assistance.
When autumn storms threaten rental properties along the Merrimack Valley, Sams Insurance Agency Inc. in Haverhill, MA, provides landlord insurance agents who help property owners manage risks specific to the area. These agents understand local weather patterns and tenant regulations, tailoring coverage to protect residential and commercial rentals during peak seasons. They focus on policies that cover liability, property damage, and loss of rental income. A first step involves scheduling a thorough inspection of the property and reviewing current tenant leases to assess coverage gaps.
Fred C. Church, Inc. operates in the Haverhill area providing professional landlord insurance agency services. The company focuses on securing coverage for rental properties, including policies that address property damage and liability. Their specialty add-ons include protection against loss of rental income and coverage for landlord-required building upgrades. They assist with portfolios that range from single-family rentals to larger commercial structures. Commercial sectors the firm can serve include offices, warehouses, and food service establishments.
Harverhill Insurance Agency specializes in placing landlord insurance policies for property owners in Haverhill, MA. It routinely helps investors secure coverage for rental homes, multi-unit dwellings, and apartments. The agency works with clients to address liability protections, property damage risks, and loss of rental income exposures common to the local rental market. During the colder months, it particularly assists landlords with claims related to frozen pipes, ice damming, and snow load damage to roofs and structures.
Silverio Insurance Agency in Haverhill, MA provides residential landlord insurance to protect rental properties from common risks. Commercial coverage is also available for larger multi-unit buildings or business properties throughout the region. Policies are designed to address property damage, liability concerns, and loss of rental income. The agency follows up with clients between regular visits to adjust coverage as properties or tenancies change, ensuring each policy remains appropriate without requiring constant policyholder-initiated contact.
Prestige Insurance MA in Haverhill is known for helping residential and small commercial property owners secure tailored landlord insurance policies. Its service range includes coverage for dwelling protection, liability claims, and loss of rental income. The agency works with landlords who own single-family homes, multi-unit properties, or condos for lease. It can also add on ordinance or law coverage to help property owners address costs from updated building codes after a covered loss.
What Does a a Landlord Insurance Agent in Haverhill Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Haverhill, annual premiums can be between 800 and 1500 dollars. Factors include property age, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Haverhill
Landlord insurance agents in Haverhill Massachusetts help property owners protect their rental investments. Massachusetts law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Agents in Haverhill can guide you through options tailored to local housing market conditions.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. It does not cover a tenants personal belongings. Massachusetts law does not require landlord insurance but mortgage lenders often do.
How do I choose a landlord insurance agent in Haverhill?
Look for an agent who specializes in rental property insurance and is licensed in Massachusetts. Ask about coverage for older buildings common in Haverhill and whether the policy includes ordinance or law coverage for code upgrades.
Are there Massachusetts specific requirements for landlord insurance?
Massachusetts does not mandate landlord insurance by statute. However, if you have a mortgage on the rental property your lender will require a policy. Also, the state has strict liability laws for lead paint and slip and fall cases which your policy should address.
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