The top-rated landlord insurance agent in Hingham, Massachusetts is AW Family Insurance, rated 5.0 stars across 183 reviews. Other highly rated options include Craig Hildreth Insurance Agency, McGunnigle Insurance Inc, Child-Genovese Insurance Agency Inc. This directory lists 13 landlord insurance agents serving Hingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AW Family Insurance | 99 Derby St Suite 200 | (781) 556-1032 |
| 2 | Craig Hildreth Insurance Agency | 18 Shipyard Dr #2a | (781) 385-5073 |
| 3 | McGunnigle Insurance Inc | 342 Rockland St | (781) 740-4600 |
| 4 | Child-Genovese Insurance Agency Inc | 99 South St | (781) 749-7566 |
| 5 | John J Lamb Insurance Agency Inc. | 24 North St | (781) 749-6960 |
| 6 | Walter J May Insurance Inc | 188 Whiting St | (781) 749-4310 |
| 7 | BasicWise Insurance Agency | 99 Derby St | (339) 204-4977 |
| 8 | Trust Insurance LLC | 195 Old Derby St | (339) 219-1044 |
| 9 | Horace Mann Insurance Co | 37 Derby St b4 | (781) 740-8444 |
| 10 | Insurance South Shore | 188 Whiting St | (781) 740-5421 |
AW Family Insurance serves the Hingham, Massachusetts area as a landlord insurance agent. This agency helps property owners obtain coverage for rental dwellings, addressing risks like property damage and liability claims. Landlord insurance policies typically cover the building structure and protect against income loss from uninhabitable units. The company works with local landlords to secure policies that meet specific property requirements. AW Family Insurance handles both single-family rental coverage and multi-unit dwelling policies for clients in this region.
Craig Hildreth Insurance Agency provides landlord insurance services throughout the Hingham, Massachusetts area, offering coverage that protects property owners from financial losses tied to rental properties. Standard policies address liability, building damage, and lost rental income. Clients may select additional plans that assist with routine maintenance needs or emergency property repairs. The agency services a variety of rental property types, including single-family homes, apartments, retail spaces, and restaurants.
McGunnigle Insurance Inc serves homeowners, businesses, and property managers with landlord insurance policies. The agency provides coverage for rental properties, including protection for structures, liability, and loss of rental income. Located in Hingham, Massachusetts, their clientele includes owners of single-family homes and multi-unit buildings throughout the South Shore region. Understanding local risks such as coastal weather and seasonal rentals, the agent helps property investors secure appropriate policies. McGunnigle Insurance Inc also works with landlords and property managers covering the nearby community of Cohasset.
Child-Genovese Insurance Agency Inc serves Hingham, Massachusetts, and the surrounding South Shore communities, handling landlord insurance for local property investors. It addresses common coverage needs such as property damage, liability protection, and loss of rental income for residential and small commercial buildings. The agency approaches each client by first assessing the unique risks of their rental properties and then selecting appropriate policies from multiple carriers to match those specific exposures, ensuring comprehensive yet practical coverage.
For commercial landlords, a single-occurrence liability policy covers a discrete event, while scheduled replacement-cost policies protect rental structures and lost income over a policy term. John J Lamb Insurance Agency Inc., based in Hingham, MA, assists property owners with coverage for dwellings, apartment buildings, and rental condos. Such landlord insurance typically addresses property damage from storms or fire and provides liability protection if a tenant is injured. Service for this agent runs on an as-needed basis, allowing clients to request quotes or adjust their existing policies when a property changes.
Walter J May Insurance Inc provides tailored landlord insurance policies for property owners in Hingham, MA. Its work involves securing coverage that addresses liability, property damage, and loss of rental income. The agency assists local landlords in maintaining adequate protection for both single-family rentals and multi-unit buildings, ensuring compliance with area-specific real estate requirements. During the colder months, it helps landlords prepare for potential winter hazards such as frozen pipes or roof damage from snow accumulation.
With New England winters testing property durability, Main South Shore landlords require reliable coverage for rental homes and multi-unit buildings. BasicWise Insurance Agency in Hingham, Massachusetts, serves as a landlord insurance agent, helping property owners manage risks from tenant damage, liability claims, and weather-related losses. Policies can protect against income loss during repairs and cover building structure repairs. The process typically begins with a walk-through inspection of the property to assess current condition and identify specific coverage needs.
Trust Insurance LLC provides landlord insurance agency services in Hingham, Massachusetts, helping property owners manage coverage tailored to rental properties. The company focuses on policies that address liabilities specific to tenancy, including protection against damage and loss of rental income. For added protection, it offers specialty endorsements that can be attached to standard policies. The agency is able to service commercial sectors such as offices, warehouses, and food service establishments.
Horace Mann Insurance Co provides residential landlord insurance services for property owners in Hingham, Massachusetts. Commercial coverage is also available for larger rental properties and multi-unit dwellings throughout the area. Their offerings help protect income properties from common risks like fire damage and liability claims. The company can handle follow-up needs between regular policy review visits, ensuring continuous coverage adjustments as rental situations change.
What Does a a Landlord Insurance Agent in Hingham Cost?
Typical landlord insurance premiums in Massachusetts range from 800 to 2500 per year for a single family rental property. Factors like property value location and coverage limits cause wide variation. A Hingham property with coastal exposure may cost more due to wind and flood risk. This is general information and not insurance advice.
About landlord insurance agents in Hingham
Landlord insurance agents in Hingham Massachusetts help property owners protect their rental investments with policies that cover dwelling damage liability and loss of rental income. Massachusetts law does not require landlord insurance but mortgage lenders often mandate it and it is essential for financial protection. Agents in Hingham understand local risks such as coastal weather and older New England building structures.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property or intentional damage in most cases. Massachusetts specific policies may include ordinance or law coverage for older buildings that need to meet current codes after a loss.
Is landlord insurance required by law in Massachusetts?
Massachusetts state law does not require landlord insurance. However most mortgage lenders require a landlord policy for financed rental properties. Without it you could be personally liable for property damage or injuries that occur on the premises.
How do Hingham landlord insurance agents set policy costs?
Agents calculate premiums based on the propertys location age construction type and rental value. Hingham properties near the coast may have higher wind and flood risk which can increase rates. The number of units and your claims history also affect the final price.
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