The top-rated landlord insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 10 landlord insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 7 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 8 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 9 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
| 10 | Madeleine I. Brooks Insurance Agency | 18 Groton St | (978) 975-4484 |
A-Affordable Insurance Agency, Inc., based in Lawrence, Massachusetts, provides landlord insurance designed to protect property owners from liability and structural damage. It offers coverage options that can be tailored to include protection against specific regional risks like storm damage or vandalism. The agency serves commercial sectors in the area, including offices, warehouses, and food service establishments, ensuring each property type has appropriate coverage for its unique operational exposures.
Silverio Insurance Agency in Lawrence, Massachusetts provides tailored residential landlord insurance to protect rental properties in the area. The agency also offers commercial coverage for multi-unit buildings and larger rental portfolios within the region. Policies are designed to address common landlord risks and local property concerns. This Lawrence-based agent serves clients throughout Essex County, ensuring coverage for single-family homes, duplexes, and apartment buildings. They help schedule policy reviews or adjustments during regular visits, and can follow up between those visits to address any changes in tenant coverage or property needs.
Mill City Insurance in Lawrence, Massachusetts, provides landlords with tailored coverage plans to protect residential and commercial rental properties. Their policies address standard liability and property damage risks that local property owners routinely face. Additionally, the company structures its offerings to comply with Massachusetts-specific regulations affecting rental housing. For enhanced protection, they can add on coverage for loss of rental income during necessary repairs after a covered incident.
Ruby Insurance Agency serves the Lawrence, Massachusetts, area as a dedicated landlord insurance agent. The company focuses on providing coverage specific to rental property owners, addressing the unique risks associated with managing residential or commercial units. Understanding local regulations and common property liabilities is central to its work in this region. Clients can expect assistance with policies that protect both buildings and income streams. Specific services handled include coverage for rental dwelling properties and liability protection for landlords.
Walter Insurance in Lawrence, MA offers a full range of landlord insurance services, including property protection, liability coverage, and loss of rental income policies. Its service plans may include routine policy reviews and claims support to help property owners maintain continuous coverage and manage risk. The agency serves a variety of residential and commercial rental properties, such as single-family homes, apartment buildings, retail spaces, and restaurants.
Broadway Plaza Insurance Agency serves landlords and property managers across Lawrence, Massachusetts, by providing tailored insurance coverage for rental properties. The agency helps clients secure policies that protect residential and commercial buildings from common risks such as fire, weather damage, and liability. Property owners can obtain coverage that safeguards their rental income and assets. In addition to serving Lawrence, Broadway Plaza Insurance Agency also extends its services to the neighboring community of Methuen and the greater Merrimack Valley area.
Essex Insurance Agency provides landlord insurance coverage to property owners in Lawrence, Massachusetts, and the surrounding communities. It handles policies that protect rental properties, including coverage for structures, liability, and potential loss of rental income. In assisting landlords, the agency works to identify specific property risks and match them with appropriate policy options from standard carriers. For a typical job, the agency presents coverage choices and policy details in clear terms, guiding landlords toward a plan that meets their individual property needs and local rental regulations.
PEREZ Insurance and Financial Services, LLC offers specialized coverage for residential and commercial landlords in the Lawrence area, including policies designed to protect rental properties and liability exposures. It also provides general insurance services tailored to individual financial and property needs. As a dedicated landlord insurance agent, the company helps property owners address risks such as vacancy periods, tenant-related damage, and loss of rental income. It assists landlords with updating coverage before winter to protect against freeze-related plumbing failures and liability from snow and ice accumulation on walkways.
Greater Lawrence Insurance offers both one-time and scheduled service options for landlords in Lawrence, Massachusetts. Their agents help property owners choose appropriate coverage for rental dwellings, including protection against property damage and liability claims. Policies can be tailored to single-family homes or multi-unit buildings. Service runs on a one-time, scheduled, or as-needed basis, allowing clients to select the frequency that best suits their individual rental property management needs.
In Lawrence, winter storms and spring thaws often expose hidden property damage that can complicate a landlord’s liability coverage. The Madeleine I. Brooks Insurance Agency helps property owners address these seasonal risks by adapting their policies to the region’s shifting weather patterns. They guide landlords through the process of selecting appropriate protection for rental properties, from single-family homes to multi-unit buildings. A comprehensive review of the property’s current condition typically begins with an onsite walkthrough, where the agent identifies potential hazards and documents structural details for an initial assessment.
What Does a a Landlord Insurance Agent in Lawrence Cost?
Typical landlord insurance costs in Massachusetts range from 800 to 2500 per year for a single-family rental property. Premiums in Lawrence may be higher due to local weather risks and building age. Costs vary by coverage limits property value and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Lawrence
Landlord insurance agents in Lawrence Massachusetts help rental property owners find coverage for their buildings and liability risks. Massachusetts law requires landlords to maintain certain property standards and insurance can help protect against losses from fire weather damage or tenant claims. Local agents understand the specific needs of Lawrence properties including multi-family homes and commercial rentals.
Frequently Asked Questions
What does a landlord insurance agent in Lawrence do?
A landlord insurance agent helps you find a policy that covers your rental property building and your liability as a landlord. They can explain coverage options like dwelling protection loss of rental income and liability for tenant injuries. In Massachusetts agents must be licensed by the state Division of Insurance.
Is landlord insurance required in Massachusetts?
Massachusetts law does not require landlord insurance but most mortgage lenders will require it. Without insurance you risk paying out of pocket for property damage or legal claims from tenants. A local agent can help you meet lender requirements and follow state landlord-tenant laws.
What factors affect the cost of landlord insurance in Lawrence?
Costs depend on the propertys age location construction type and rental history. Policies in Lawrence may cost more due to older buildings and higher replacement costs in Essex County. Your agent can review these factors to find a policy that fits your budget.
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