The top-rated landlord insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Paul A. Balakin Insurance Agency. This directory lists 23 landlord insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 2 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 3 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 4 | Paul A. Balakin Insurance Agency | 81 Plain St #1 | (978) 441-3003 |
| 5 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 6 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 7 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 8 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 9 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 10 | Angela Westen Insurance | 543 Rogers St | (978) 735-4094 |
A-Affordable Insurance Agency, Inc. in Lowell, Massachusetts focuses on securing landlords against property damage and liability claims typical of rental properties. Its policies can also extend to cover loss of rental income and vandalism. Additionally, the agency can address needs like flood and equipment breakdown for specific situations. Commercial coverage options are available for sectors such as offices, warehouses, and food service.
Monica Insurance Agency Inc provides comprehensive landlord insurance agent services in Lowell, MA, helping property owners secure appropriate coverage for rental investments. Its service plans include policy reviews, risk assessments, and claim assistance throughout the lease cycle. Regular maintenance consultations address liability protection, property damage coverage, and vacancy periods. The agency services single-family homes, apartments, retail spaces, and restaurants.
Mill City Insurance Inc serves the Lowell, Massachusetts area as a landlord insurance agent. It assists property owners with policies designed to protect rental income and cover building damages. The agency helps clients in this region understand liability risks and property-specific coverage needs for residential and commercial rentals. It handles both dwelling fire policies for individual units and general liability protections for multi-family properties.
Paul A. Balakin Insurance Agency in Lowell, MA offers specialty services tailored to the risks of rental property ownership, including coverage for property damage and liability claims. It also assists local landlords with standard insurance needs such as fire protection and loss of rental income. The agency helps property owners address specific concerns like tenant-related water damage or winter storm claims common in the area.
Homeowners and property managers in the Lowell area turn to Sharlene Wulleman: Allstate Insurance for landlord insurance services tailored to rental properties. Policies are designed to cover rental homes, duplexes, and small multi-unit buildings, helping protect against property damage and liability. Coverage options address common risks faced by landlords, including loss of rental income and storm damage. The agency understands local real estate conditions and also serves landlords operating in the adjacent community of Tewksbury, providing essential protection across the greater Middlesex County metro area.
Francis E. Provencher Insurance serves landlords in Lowell, Massachusetts, and the surrounding communities in the Merrimack Valley. The agency handles property insurance policies specifically designed for rental properties, including coverage for buildings, liability, and loss of rental income. It works with local property owners to assess their individual risk exposures and repair needs. To complete a typical assignment, it reviews the property details and occupancy status, then presents tailored coverage options that align with each landlord’s specific requirements and budget constraints.
Property owners in Lowell know that the arrival of winter brings risks of frozen pipes and roof damage to their rental homes. KK Insurance Agency, Inc. provides landlord insurance policies designed to address these specific regional concerns and safeguard investment properties against such seasonal hazards. The company helps local landlords understand coverage for property damage, liability protection, and lost rental income. An initial assessment of each building’s unique risks is conducted to determine appropriate policy coverage and guarantee proper protection from the start.
Action Auto Insurance Agency in Lowell, MA distinguishes between a single landlord policy for one property and a recurring bundle covering multiple rentals. Coverage typically protects against property damage, liability claims, and loss of rental income. For local landlords, this ensures a steady revenue stream is safeguarded even during repairs or tenant disputes. Service for policies is provided on a one-time basis for individual units or on a scheduled renewal cycle for ongoing portfolios.
Alpha Insurance works with property owners throughout the Lowell area, focusing on landlord insurance policies that protect residential rental investments. The agency helps landlords secure coverage for specific property add-ons, such as liability protection for common areas and loss of rental income in case of tenant vacancy. It supports various commercial sectors, including office buildings, warehouses, and food service establishments requiring tailored landlord insurance solutions.
Angela Westen Insurance provides residential landlord insurance in Lowell, Massachusetts. Commercial coverage for rental properties is also available for local property owners. The agency serves landlords throughout the Lowell area, offering policies tailored to protect rental investments. Each policy is reviewed to address specific property needs. Clients can schedule follow-up meetings to adjust coverage, and repeat service between regular policy reviews is available upon request.
What Does a a Landlord Insurance Agent in Lowell Cost?
In Massachusetts, landlord insurance premiums typically range from 800 to 2,500 dollars per year for a single-family rental. Costs depend on property value, location, and coverage limits. Older homes in Lowell may have higher rates due to wiring or plumbing risks. This is general information, not insurance advice.
About landlord insurance agents in Lowell
Landlord insurance agents in Lowell, Massachusetts help property owners secure coverage that meets state-specific requirements. Massachusetts law does not require landlord insurance, but most mortgage lenders do. Agents can explain how local factors like older buildings and flood zones affect your policy.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
A standard landlord policy in Massachusetts covers property damage, liability, and lost rental income. It does not cover tenant belongings or flood damage. You may need separate policies for those risks.
Is landlord insurance required by law in Lowell?
Massachusetts state law does not require landlord insurance. However, your mortgage lender will likely require it. Many landlords also buy it to protect against liability claims and property damage.
How do Massachusetts laws affect landlord insurance?
Massachusetts has strict landlord-tenant laws, including a 30-day notice for lease termination and specific eviction procedures. Insurance agents can help you understand how these laws affect your liability coverage needs.
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