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Compare Landlord Insurance Agents in Ludlow, MA

Compare landlord insurance agents in Ludlow. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 landlord insurance agents in Ludlow, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223 thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775 reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424 hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901 idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444 dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611 dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616 cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901 dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192 fieldeddy.com

Landlord insurance agents in Ludlow, Massachusetts help property owners protect their rental investments with policies tailored to local needs. Massachusetts law requires landlords to maintain certain safety standards and liability coverage, making it important to work with an agent who understands state regulations. These agents can guide you through coverage options for single-family homes, multi-unit buildings, and apartment complexes in Hampden County.

What Does a Landlord Insurance Agent in Ludlow Cost?

The cost of landlord insurance in Massachusetts typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Ludlow, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Multi-unit properties may cost 1,500 to 3,000 dollars per year. Actual rates vary based on factors like property age, claims history, and deductible choices. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Massachusetts?
Landlord insurance in Massachusetts typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings, which require renters insurance.
Do Massachusetts landlords need liability insurance?
While not legally required by the state, most mortgage lenders and property management companies in Massachusetts require landlords to carry liability insurance. This coverage protects against claims from tenant injuries or property damage.