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Find Landlord Insurance Agents Near You in Ludlow, MA

Browse landlord insurance agents serving Ludlow, Massachusetts. Updated 2026-07-14.

The top-rated landlord insurance agent in Ludlow, Massachusetts is The Gomes Agency, rated 4.7 stars across 51 reviews. Other highly rated options include Regina Jasak Independent Insurance, HUB International, Ideal Insurance Agency, Inc.. This directory lists 10 landlord insurance agents serving Ludlow.

Showing 10 landlord insurance agents in Ludlow, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Gomes Agency364 East St(413) 610-1223
2Regina Jasak Independent Insurance193 Holyoke St(413) 315-5775
3HUB International564 Center St(413) 583-6424
4Ideal Insurance Agency, Inc.187 East St(413) 589-0901
5Duke Insurance Brokerage, Inc.200 Center St STE 15(413) 583-2611
6The Dowd Insurance Agencies563 Center St #2499(413) 538-7444
7James F. Shea & Sons, LLC200 Center St STE 6(413) 547-8135
8Cunningham Insurance Agency Inc.398 East St(413) 589-1616
9Ideal Insurance a member of Dowd Agencies, LLC563 Center St(413) 589-0901
10Your Choice Insurance Agency190 East St(413) 589-0192
GA
364 East St
The Gomes Agency
Landlord Insurance Agent · Ludlow, MA

The Gomes Agency serves landlord insurance clients in the Ludlow, Massachusetts area and surrounding Hampden County. It specializes in policies for residential rental properties, including single-family homes, duplexes, and small apartment buildings. The agency handles property coverage for structural damage from fire or storm, as well as liability protection for accidents on rental premises. It also assists clients in securing loss-of-rent income policies and optional coverage for vandalism or water damage from tenant activities.

RJ
193 Holyoke St
Regina Jasak Independent Insurance
Landlord Insurance Agent · Ludlow, MA

Regina Jasak Independent Insurance offers landlord insurance policies tailored to property owners in Ludlow, Massachusetts. Coverage typically includes protection for rental structures, liability risks, and loss of rental income. The agency assists clients in selecting appropriate plans and navigating claims processes for rental properties. It services a range of property types including single-family homes, apartments, retail spaces, and restaurants.

HI
564 Center St
HUB International
Landlord Insurance Agent · Ludlow, MA

HUB International serves Ludlow, Massachusetts, and the surrounding communities, handling landlord insurance needs for residential and small commercial rental properties. The agency manages policies that protect property owners from risks like fire damage, liability claims, and loss of rental income. For a typical property, it assesses the coverage requirements by evaluating the building's specifics and the tenant type. HUB International then structures a tailored insurance plan to address the individual exposure and financial concerns of each landlord.

II
187 East St
Ideal Insurance Agency, Inc.
Landlord Insurance Agent · Ludlow, MA

Ideal Insurance Agency, Inc. in Ludlow, MA works with property owners and landlords to secure coverage for rental properties and residential homes. It provides landlord insurance policies tailored to protect income from tenant-occupied units. The agency also assists commercial landlords with broader risks associated with managing multiple dwellings or business spaces. Property managers in the area rely on these straightforward insurance solutions to protect their real estate investments and rental income. Ideal Insurance Agency also serves neighboring Springfield and the surrounding Hampden County communities.

DI
200 Center St STE 15
Duke Insurance Brokerage, Inc.
Landlord Insurance Agent · Ludlow, MA

Duke Insurance Brokerage, Inc. offers both one-time policy reviews and ongoing annual service plans for landlord clients in Ludlow, MA, focusing on customized coverage for residential rental properties. These options typically protect against property damage, liability claims, and lost rental income. The brokerage tailors each policy to the specific needs of individual property owners, ensuring adequate protection for their assets. Services are available through scheduled appointments to allow thorough consultation and tailored plan development.

DI
563 Center St #2499
The Dowd Insurance Agencies
Landlord Insurance Agent · Ludlow, MA

The Dowd Insurance Agencies serves Ludlow, Massachusetts, and the surrounding communities, handling landlord insurance policies for residential and commercial properties in the area. It addresses coverage needs such as property damage, liability, and rental income protection for local property owners. To manage a typical job, it reviews the rental property’s specific risks, then matches those exposures with appropriate policy options from its insurance carriers.

JF
200 Center St STE 6
James F. Shea & Sons, LLC
Landlord Insurance Agent · Ludlow, MA

James F. Shea & Sons, LLC in Ludlow, MA specializes in providing landlord insurance policies for property owners. Its general services include helping landlords secure coverage for rental properties, protecting against liability claims, and addressing property damage risks. The company also assists with seasonal concerns such as preparing policies for tenant turnover periods or ensuring adequate coverage for cold-weather pipe bursts and related winter hazards.

CI
398 East St
Cunningham Insurance Agency Inc.
Landlord Insurance Agent · Ludlow, MA

As the rainy spring and fall seasons in Ludlow can create sudden maintenance issues for rental properties, Cunningham Insurance Agency Inc. helps property owners protect their investments. The company works with local landlords to assess risks specific to New England’s older building stock. They guide clients through coverage options for property damage, liability, and lost rental income resulting from common regional weather events. A thorough property inspection or initial review of existing policies is typically the first step in building a tailored plan.

II
563 Center St
Ideal Insurance a member of Dowd Agencies, LLC
Landlord Insurance Agent · Ludlow, MA

Ideal Insurance, operating as a member of Dowd Agencies, LLC, serves as a landlord insurance agent in Ludlow, Massachusetts, handling general and liability property coverages. Its specialty add-ons protect rental portfolios from income loss due to tenant default or property damage. As a local agent, it helps residential landlords evaluate replacement costs and flood risks common in the region. The company's commercial sectors include offices, warehouses, and food service properties.

YC
190 East St
Your Choice Insurance Agency
Landlord Insurance Agent · Ludlow, MA

Your Choice Insurance Agency provides residential landlord coverage for property owners in Ludlow, MA, and the surrounding area. It also offers commercial insurance solutions tailored for those managing larger rental properties or multi-unit buildings. The agency works closely with clients to identify specific risks associated with leasing properties, helping ensure appropriate policy structures remain in place. Regular follow-up service is available to adjust coverage as properties or tenant situations change between routine policy reviews.

What Does a a Landlord Insurance Agent in Ludlow Cost?

The cost of landlord insurance in Massachusetts typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Ludlow, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Multi-unit properties may cost 1,500 to 3,000 dollars per year. Actual rates vary based on factors like property age, claims history, and deductible choices. This is general information, not insurance advice.

About landlord insurance agents in Ludlow

Landlord insurance agents in Ludlow, Massachusetts help property owners protect their rental investments with policies tailored to local needs. Massachusetts law requires landlords to maintain certain safety standards and liability coverage, making it important to work with an agent who understands state regulations. These agents can guide you through coverage options for single-family homes, multi-unit buildings, and apartment complexes in Hampden County.

Frequently Asked Questions

What does landlord insurance cover in Massachusetts?

Landlord insurance in Massachusetts typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings, which require renters insurance.

Do Massachusetts landlords need liability insurance?

While not legally required by the state, most mortgage lenders and property management companies in Massachusetts require landlords to carry liability insurance. This coverage protects against claims from tenant injuries or property damage.

How can a Ludlow landlord insurance agent help with Massachusetts laws?

A Ludlow agent can explain how Massachusetts lead paint laws, sanitary codes, and eviction regulations affect your coverage needs. They can also advise on flood insurance if your property is in a flood zone near the Chicopee River.

Landlord Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.