The top-rated landlord insurance agent in Needham, Massachusetts is Amparo Insurance LLC, rated 4.5 stars across 173 reviews. Other highly rated options include David White - GEICO Insurance Agent, Acrisure Needham, MA (Aronson Insurance), AMD Insurance Group, LLC. This directory lists 15 landlord insurance agents serving Needham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amparo Insurance LLC | 160 Gould St | (866) 746-0004 |
| 2 | David White - GEICO Insurance Agent | 120 Highland Ave | (781) 707-9929 |
| 3 | Acrisure Needham, MA (Aronson Insurance) | 950 Highland Ave | (781) 444-3050 |
| 4 | AMD Insurance Group, LLC | 20 Chestnut St #1 | (617) 340-3151 |
| 5 | Cohen-Miles Insurance Inc | 105 Chestnut St STE 31 | (617) 489-1213 |
| 6 | Safety Northeast Insurance Agency | 648 Highland Ave | (781) 444-6790 |
| 7 | Kaplansky Insurance - Needham Branch | 10 Kearney Rd Suite 200 | (781) 453-2552 |
| 8 | Haskell Insurance Agency | 199 Chestnut St | (781) 449-2200 |
| 9 | Barry and Farrell Insurance Agency, Inc. | 61 Highland Ave | (781) 449-2400 |
| 10 | Ensured Insurance | 317 Chestnut St | (774) 340-2021 |
Amparo Insurance LLC provides landlord insurance coverage for property owners in the Needham, MA area. It helps clients select policies that protect rental income and guard against property damage or liability claims. The company offers guidance on appropriate coverage limits and policy endorsements to address common rental risks. It also assists with claims support and policy renewals to ensure continuous protection. Amparo Insurance LLC services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
David White - GEICO Insurance Agent serves the greater Needham, Massachusetts area as a local source for landlord insurance policies. This agency helps property owners protect their rental investments against common risks such as property damage, liability claims, and income loss from tenant issues. It connects landlords with coverage options tailored to multi-family homes and single-family rentals. Specific services it handles in this area include policy reviews for existing rental portfolios and assisting with claims filing after an insured incident occurs.
Acrisure Needham, MA (Aronson Insurance) serves homeowners, businesses, and property managers in the area by offering landlord insurance policies tailored to rental property needs. The agency assists clients with coverage for single-family homes, multi-unit dwellings, and commercial rental spaces, helping to protect against common property risks. Its team provides guidance on policy options and risk management strategies for local rental properties. The company also extends its services to nearby communities within the Greater Boston metro region, including Newton.
AMD Insurance Group, LLC of Needham, MA provides landlord insurance options that address both single-placement policies for one-time needs and renewable plans for recurring coverage. A typical policy protects rental property owners from common financial risks such as property damage, liability claims, and potential loss of rental income. All service arrangements are determined individually, with work performed strictly on an as-needed basis according to client requests.
With winter storms threatening properties across Needham, securing comprehensive coverage for rental units remains a constant priority for local owners. Cohen-Miles Insurance Inc addresses this need by focusing exclusively on policies tailored for residential and commercial landlords in the area. Their work includes guiding clients through the specific protections required for older homes and multi-family buildings common in eastern Massachusetts. Every prospective policy begins with a detailed walkthrough of the property to assess its current risk factors and insurance requirements.
Safety Northeast Insurance Agency in Needham, MA specializes in landlord insurance policies tailored for residential rental properties. It works with local property owners to secure appropriate coverage for buildings, liability, and potential loss of rental income. The agency provides general risk management guidance for maintaining compliance with leasing regulations in the area. During the winter months, it helps landlords address concerns related to frozen pipes, ice dam damage, and snow removal liability risks that can arise with seasonal properties.
Kaplansky Insurance - Needham Branch serves Needham and the surrounding communities of Massachusetts, providing tailored coverage for residential and commercial rental properties. It handles a full range of landlord insurance policies, including protection for property damage, liability claims, and potential loss of rental income. The typical job is approached by first conducting a thorough assessment of the client's specific property portfolio and risk exposure, then presenting clear, detailed policy options that appropriately match those unique coverage requirements.
Haskell Insurance Agency in Needham, MA focuses on general landlord insurance coverage for property owners in the area. It adds specialized endorsements such as liability protections for rental dwellings. This agency structures policies to address common risks associated with leasing residential and commercial spaces typical for this region. Its client base includes landlords with offices, warehouses, and food service establishments, tailoring coverage to each operational need.
Barry and Farrell Insurance Agency, Inc. in Needham, MA provides residential landlord insurance, covering single-family rentals to multi-unit properties. The agency also offers commercial coverage for larger apartment buildings or mixed-use spaces. Their services extend to property owners throughout the Needham area and surrounding communities. Policies are designed to protect against common rental risks, including property damage and liability claims. After an initial consultation and policy setup, clients can expect consistent assistance with renewals and coverage adjustments between regular inspection visits.
Ensured Insurance of Needham, Massachusetts, is known for providing landlord insurance agent services to local property owners. Its service range includes coverage for rental homes, multi-family dwellings, and investment properties, ensuring policies address liabilities and property damage. Property owners in the area seek protection for income loss from tenant vacancies or unexpected repairs. An available specialty service to add on is protection against vandalism or malicious damage by tenants, which can be included as an endorsement.
What Does a a Landlord Insurance Agent in Needham Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Needham, annual premiums often fall between 1,200 and 2,500 dollars, depending on the property value, location, and coverage limits. Factors like the age of the home, number of units, and claims history also affect the price. This is general information, not insurance advice.
About landlord insurance agents in Needham
Landlord insurance agents in Needham, Massachusetts help property owners protect their rental investments. Massachusetts law does not require landlord insurance, but most mortgage lenders do require it for financed properties. A local agent can tailor a policy to cover risks like property damage, liability, and loss of rental income specific to the Needham area.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover a tenant's personal belongings.
Is landlord insurance required by law in Needham?
No, Massachusetts state law does not require landlord insurance. However, most mortgage lenders and some condo associations require it. It is strongly recommended to protect against lawsuits and property damage.
How do I choose a landlord insurance agent in Needham?
Look for an agent licensed in Massachusetts who has experience with rental properties. Ask about coverage for older homes common in Needham and whether the policy includes ordinance or law coverage for building code upgrades.
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