The top-rated landlord insurance agent in North Andover, Massachusetts is MTM Insurance Associates, LLC, rated 4.9 stars across 93 reviews. Other highly rated options include MTMBrainerd INC., Durso & Jankowski Insurance, Kurt Wicks: Allstate Insurance. This directory lists 15 landlord insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 2 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 3 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 4 | Kurt Wicks: Allstate Insurance | 1211 Osgood St Ste 3a | (978) 984-5640 |
| 5 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 6 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 7 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
| 8 | MP Roberts Insurance Agency | 1060 Osgood St | (978) 683-8073 |
| 9 | Acrisure North Andover, MA (Foster Sullivan Insurance Group) | 163 Main St | (978) 686-2266 |
| 10 | R.W. Testa Insurance Agency | 855 Turnpike St | (978) 685-1150 |
MTM Insurance Associates, LLC serves Essex County and the greater North Andover, Massachusetts area as a landlord insurance agency. It helps property owners secure coverage for residential and commercial rental properties, including multi-unit dwellings and single-family homes. The firm advises landlords on protecting their income against liability claims, fire damage, and vandalism. Policies are tailored to manage the unique risks of renting out space. It handles specialized coverages such as loss of rental income and vacant property endorsements for local investors.
MTMBrainerd INC. provides a range of landlord insurance services in North Andover, MA, including securing coverage for rental properties. The agency assists landlords in obtaining policies that protect against property damage and liability claims. It offers guidance on maintaining appropriate coverage levels as property values and rental conditions change over time. Service plans are designed to help property owners review their insurance needs annually. The company serves owners of single-family homes, apartments, retail spaces, and restaurants.
Specializing in the niche of rental property protection, Durso & Jankowski Insurance serves landlords, property managers, and real estate investors across North Andover, MA. The agency structures coverage to safeguard income-producing dwellings, including single-family rentals, multi-unit apartment houses, and condominium holdings, addressing liability, property damage, and loss-of-rent scenarios. Tailored policies account for local building regulations and tenancy risks common to Greater Lawrence. They extend their services northeast into neighboring Methuen.
Kurt Wicks: Allstate Insurance serves North Andover, MA, and the surrounding communities, handling residential landlord insurance policies for property owners in the area. As a local agency, it addresses the specific coverage needs of landlords, including property damage and liability protection for rental units. For a typical rental property, the agency begins by consulting with the owner to assess the property type and risk factors, then reviews available policy options to align coverage with the landlord's financial exposure and local regulations.
MacDonald & Pangione Insurance Agency in North Andover, MA helps landlords distinguish between one-time policies for short-term rental properties and recurring coverage for long-term leases. Their landlord insurance typically protects rental income, building structures, and liability exposure across standard residential units. Service appointments are scheduled as needed, with clients contacting the agency directly to arrange initial consultations or policy adjustments when a rental property changes hands.
Perry Insurance Agency, LLC. in North Andover, MA, specializes in customizing landlord insurance policies to cover rental properties and manage liability exposures. It offers general insurance agency services, assisting property owners in building comprehensive coverage for both residential and commercial rentals. For the many New England properties with aging infrastructure or seasonal rental agreements, the agency helps navigate the heightened claims risks that often arise during winter freeze events or heavy storm seasons.
Prime Insurance Services, Inc. connects landlords in North Andover, Massachusetts, with property insurance policies tailored to their rental needs. The company specializes in helping clients obtain coverage for liability protection and damage to residential or commercial units. As a landlord insurance agent, it assists property owners in securing protection against losses from tenants, weather events, or structural issues. Its services can support landlords managing various commercial sectors, including office buildings, warehouses, and food service establishments.
North Andover landlords often face challenges with storm damage or changing tenancy laws that can leave rental properties exposed. MP Roberts Insurance Agency in North Andover provides landlord insurance solutions to close these coverage gaps for area property owners, tailoring liability and property protection to local rental markets. The agency works to understand each investor's portfolio and unique risk profile. Without on-site inspection, no policy details can be finalized; the company therefore initiates every new client relationship with a thorough property walkthrough to document current conditions and accurately assess coverage needs.
Acrisure North Andover, MA (Foster Sullivan Insurance Group) provides residential landlord insurance policies for property owners in the local area. Commercial coverage for multi-unit and mixed-use buildings is also available throughout North Andover and the surrounding communities. The agency works with landlords to structure appropriate protection for rental income streams and liability exposures. Brokers help clients review policy details and adjust coverage between regular service visits, ensuring continued support for evolving property needs.
R.W. Testa Insurance Agency in North Andover, MA, is known for serving local property owners with coverage tailored to the unique risks of renting out residential real estate. It offers policies that generally shield landlords from financial loss due to property damage, liability claims, and lost rental income. The agency provides guidance on policy limits and deductibles to help match coverage with individual property needs. Its specialty service can add on coverage for tenant-caused damage or vandalism.
What Does a a Landlord Insurance Agent in North Andover Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental property annual premiums often fall between 800 and 1500 dollars. Factors like property age, location, and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in North Andover
A landlord insurance agent in North Andover Massachusetts helps property owners protect their rental investments. Massachusetts law requires landlords to maintain certain property standards and liability coverage. An agent can explain how local regulations affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in North Andover Massachusetts?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Massachusetts policies often include coverage for fire, theft, and weather related damage. An agent can help you add optional endorsements for flood or sewer backup.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance. However most mortgage lenders require a landlord policy for rental properties. Without it you could face significant financial loss from property damage or liability claims.
How do Massachusetts landlord tenant laws affect insurance needs?
Massachusetts law requires landlords to maintain safe and habitable premises. This includes working smoke detectors and proper sanitation. A good insurance policy covers liability if a tenant is injured due to a property defect. An agent can align your coverage with these legal duties.
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