The top-rated landlord insurance agent in Alamogordo, New Mexico is Amy Tillotson - State Farm Insurance Agent, rated 4.9 stars across 152 reviews. Other highly rated options include Farmers Insurance - Trisha Roberts, Cesar Nava - State Farm Insurance Agent, USA Insurance. This directory lists 20 landlord insurance agents serving Alamogordo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amy Tillotson - State Farm Insurance Agent | 1018 Vermont Ave | (575) 437-3811 |
| 2 | Farmers Insurance - Trisha Roberts | 1909 Indian Wells Rd | (575) 434-8114 |
| 3 | Cesar Nava - State Farm Insurance Agent | 1222 N White Sands Blvd | (575) 446-4246 |
| 4 | USA Insurance | 3310 N White Sands Blvd | (575) 439-9999 |
| 5 | Pioneer Abstract & Title Co | 909 Delaware Ave | (575) 437-5810 |
| 6 | Reliance Real Estate Group of Alamogordo, LLC - Paula Osborne, QB | 1015 Cuba Ave | (575) 415-3277 |
| 7 | George Gandy Insurance | 912 Adams Ave | (575) 437-2892 |
| 8 | David Quinlan - State Farm Insurance Agent | 351 Panorama Blvd | (575) 446-4022 |
| 9 | Coldwell Banker - Sudderth Nelson Inc | 800 N Scenic Dr | (575) 437-1137 |
| 10 | Javier Lerma: Allstate Insurance | 820 E 10th St | (575) 812-8030 |
Amy Tillotson - State Farm Insurance Agent serves the Alamogordo, New Mexico area as a landlord insurance agent. This agency works with local property owners to secure coverage for rental dwellings, addressing risks specific to the region. The agent helps landlord clients find policies that protect their investment properties and liability exposures. Services include advising on appropriate coverage limits for structures and personal property within rental units. The agency specifically handles insurance for single-family rental homes and multi-unit residential properties in the area.
Farmers Insurance - Trisha Roberts offers a full range of landlord insurance services in the Alamogordo, NM area. This agency works with property owners to manage coverage needs and policy maintenance, including periodic policy reviews and updates. The assistance provided helps landlords address property risks while protecting their rental investments. Services are available for single-family homes, apartments, retail, and restaurants.
Cesar Nava - State Farm Insurance Agent serves Alamogordo, New Mexico, and the surrounding communities in Otero County. The agency handles commercial and residential property coverages specific to landlord insurance, including protection for rental dwellings and liability concerns. This work involves assessing property risks unique to the local area, such as weather exposure and tenant-related liabilities. To handle a typical job, the agent reviews the property’s specifics and coverage needs, then matches policy options directly to the landlord’s operational requirements.
USA Insurance in Alamogordo, NM distinguishes between a one-time landlord insurance policy for a single property transaction and recurring coverage for an ongoing portfolio of rental units. Clients receive policies that address property damage and liability exposure typical for local residential landlords. Specific protection is selected based on the number of units and tenant arrangements in the area. Service is offered on an as-needed basis for policy adjustments or claims support, rather than scheduled intervals without a trigger.
Pioneer Abstract & Title Co in Alamogordo, NM serves homeowners and property managers by facilitating landlord insurance policies that protect rental investments. The company works with clients to secure coverage for risks such as property damage and liability associated with leasing residential or commercial units. Their guidance helps landlords comply with local requirements while managing their properties. In addition to serving Alamogordo, they also handle landlord insurance needs for clients in the neighboring community of Tularosa and the surrounding Otero County area.
Reliance Real Estate Group of Alamogordo, LLC, with Paula Osborne as the qualifying broker, provides property insurance brokerage services in the Alamogordo area. A landlord insurance agent specializes in securing coverage for rental properties, including liability protection and loss-of-rent income riders often added to standard policies. The firm can assist commercial landlords with policies tailored to offices, warehouses, and food service operations.
As seasonal storms roll across Otero County, landlords in Alamogordo often face unexpected claims from property damage or tenant issues. George Gandy Insurance works directly with local rental property owners to structure landlord insurance policies that address these regional risks. Their focus remains on securing coverage tailored to the unique considerations of rental properties rather than standard homeowners plans. When a client enrolls, a careful inspection or initial property assessment is scheduled to document current conditions and ensure the policy accurately reflects the rental unit’s value.
David Quinlan, a State Farm Insurance Agent in Alamogordo, NM, provides residential landlord insurance coverage to protect rental properties from common perils such as fire, theft, and liability claims. He also offers commercial coverage tailored for multi-unit apartment buildings or mixed-use structures in the local area, serving clients throughout Alamogordo and nearby communities. Policyholders can contact him for annual policy reviews or adjustments when tenant situations change, ensuring consistent protection and reliable follow-up between regular visits.
Coldwell Banker - Sudderth Nelson Inc in Alamogordo, NM specializes in matching landlords with appropriate insurance policies for rental properties. The agency provides guidance on comprehensive coverage options for both residential and commercial landlords in the local market. It helps property owners understand liability protection, property damage policies, and potential loss of income coverage. During the monsoon season, this agent assists landlords with claims related to wind and hail damage common to the area.
What Does a a Landlord Insurance Agent in Alamogordo Cost?
Typical landlord insurance costs in New Mexico range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Alamogordo, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Alamogordo
A landlord insurance agent in Alamogordo helps property owners protect their rental investments. New Mexico law requires landlords to maintain habitable premises, and proper insurance can cover liability and property damage. Local agents understand the unique risks of the Otero County market, including wildfire exposure and tenant turnover.
Frequently Asked Questions
What does landlord insurance cover in Alamogordo New Mexico?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. In New Mexico, policies may also include coverage for vandalism or weather damage common to the area. You can add optional endorsements for flood or earthquake risks.
Is landlord insurance required by law in New Mexico?
New Mexico does not legally require landlord insurance, but most mortgage lenders will require it. Without coverage, you could face large out-of-pocket costs for property damage or liability claims. It is a standard requirement for financing rental properties.
How do I choose a landlord insurance agent in Alamogordo?
Look for an agent who specializes in rental properties and has experience with New Mexico insurance regulations. Ask about coverage for vacant units and liability protection for tenant lawsuits. Compare quotes from multiple agents to find a policy that fits your property needs.
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