The top-rated landlord insurance agent in Albuquerque, New Mexico is Strategic Insurance Group, rated 4.9 stars across 320 reviews. Other highly rated options include Associated Insurance Professionals, Inc., Ultimate Insurance, Albuquerque Insurance World. This directory lists 19 landlord insurance agents serving Albuquerque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Strategic Insurance Group | 7500 Jefferson St NE Suite 106 | (505) 585-0227 |
| 2 | Associated Insurance Professionals, Inc. | 1429 Carlisle Blvd NE | (505) 265-3704 |
| 3 | Ultimate Insurance | 4501 4th St NW a | (505) 433-3946 |
| 4 | Albuquerque Insurance World | 2828 Carlisle Blvd NE F | (505) 265-6000 |
| 5 | Elemental Risk Management | Commercial Insurance Agency | 5601 Office Blvd NE | (505) 933-6511 |
| 6 | NM Family and Business Insurance | 5345 Wyoming Blvd NE Suite 110 | (505) 257-9595 |
| 7 | ABQ Insurance | 2520 Juan Tabo Blvd NE d 1 | (505) 217-2100 |
| 8 | Commercial West Insurance Agency | 2616 Mesilla St NE Suite 2 | (505) 255-9577 |
| 9 | Cohn Agency Co. Inc. | 5101 Coors Blvd NW Suite D | (505) 899-0456 |
| 10 | Berger Briggs Insurance & Risk Solutions | 4333 Pan American Fwy NE Suite E | (505) 247-0444 |
Strategic Insurance Group serves Albuquerque and Bernalillo County as a landlord insurance agent, offering property coverage tailored to rental income properties. The company helps residential and commercial landlords manage risks associated with tenant-occupied dwellings, including liability protection and loss of rental income. Their services address common local concerns such as weather damage to roofs and liability for slip-and-fall incidents on leased premises. Strategic Insurance Group handles policies for single-family rentals and multi-unit apartment buildings.
Associated Insurance Professionals, Inc. in Albuquerque, NM provides a full range of coverage options tailored specifically for rental property owners. Its services include protecting against property damage, liability claims, and unexpected revenue loss from tenant vacancies. The agency also assists with risk management and policy reviews to help landlords maintain compliance with local regulations. It serves a variety of property types, including single-family homes, multi-unit apartment buildings, retail spaces, and restaurants.
Ultimate Insurance serves residential landlords and property managers in Albuquerque, New Mexico, offering tailored landlord insurance policies to protect rental investments. Coverage typically includes property damage, liability protection, and loss of rental income. As a dedicated landlord insurance agent, the company helps local property owners assess their specific coverage needs and navigate policy options. Their services extend to managing risk for both single-family rentals and multi-unit properties across Albuquerque and the adjacent communities in the Rio Grande Valley, including Corrales.
Albuquerque Insurance World serves the Albuquerque, New Mexico area and its surrounding communities. It handles landlord insurance policies that help protect rental property investments from common risks like property damage and liability claims. The company works with local property owners to understand the specific needs of residential and commercial rental buildings in the region. For a typical job, it evaluates the unique features of each property and policy requirements carefully to recommend appropriate coverage options.
Elemental Risk Management | Commercial Insurance Agency in Albuquerque, NM assists property owners with both one-time policy placements for a single rental and recurring coverage for portfolios of multiple units. Their landlord insurance work typically addresses liability protection, property damage from fire or weather, and loss of rental income. Customers engage their services on an as-needed basis when a new property requires coverage or an existing policy needs review.
When monsoon season brings sudden hailstorms or heavy rain to Albuquerque, property owners need coverage that addresses roof damage and tenant liability risks. NM Family and Business Insurance provides landlord insurance policies tailored to protect rental investments against these common regional weather events. Their team evaluates each property’s specific exposures, from older adobe constructions to newer multifamily units. As part of their initial process, they schedule a thorough on-site inspection to document the current condition of the property and identify any immediate coverage needs.
As a dedicated Landlord Insurance Agent in Albuquerque, ABQ Insurance offers specialty coverage tailored specifically for property owners renting out residential units in New Mexico. The agency generally assists local landlords in protecting their rental investments from common perils. These services include structuring policies that address property damage and liability concerns unique to the Albuquerque rental market. A key seasonal concern the agency specifically helps landlords manage is securing adequate protection against monsoon season flooding and severe summer hailstorms that frequently impact rental properties in the region.
For residential rental property owners in Albuquerque, Commercial West Insurance Agency offers landlord insurance coverage. The firm also addresses commercial insurance needs for property investors throughout the region. They work to match policy options with each client’s specific property risks and local regulatory requirements. After placing initial coverage, they routinely follow up to review policy limits and adjust terms, ensuring consistent protection between renewals and regular property visits.
What Does a a Landlord Insurance Agent in Albuquerque Cost?
Typical landlord insurance costs in New Mexico range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Albuquerque, annual premiums often fall between 800 and 1,800 dollars. Costs depend on property value, location, coverage limits, and deductible amounts. This is general information and not insurance advice.
About landlord insurance agents in Albuquerque
Landlord insurance agents in Albuquerque, New Mexico help property owners protect their rental investments. New Mexico law requires landlords to maintain habitable premises, and proper insurance can cover liability and property damage. Local agents understand Albuquerque market conditions and can tailor policies for single-family homes, duplexes, or apartment buildings.
Frequently Asked Questions
What does landlord insurance cover in Albuquerque?
Landlord insurance typically covers property damage, loss of rental income, and liability protection. In New Mexico, policies often include coverage for fire, wind, and vandalism. You can also add flood insurance since parts of Albuquerque are in flood zones.
Is landlord insurance required by law in New Mexico?
New Mexico state law does not require landlord insurance. However, your mortgage lender will likely require a policy if you have a loan on the rental property. It is also strongly recommended to protect against liability claims from tenants or visitors.
How do I choose a landlord insurance agent in Albuquerque?
Look for an agent who specializes in rental properties and knows New Mexico insurance regulations. Ask about coverage for vacant properties and liability limits. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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