The top-rated landlord insurance agent in Las Cruces, New Mexico is Chad Peterson - State Farm Insurance Agent, rated 4.9 stars across 383 reviews. Other highly rated options include Grindell & Romero Insurance, Jodi-Rae Moore: Allstate Insurance, Mesilla Valley Insurance Group. This directory lists 20 landlord insurance agents serving Las Cruces.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Peterson - State Farm Insurance Agent | 1005 S Telshor Blvd ste b | (575) 680-1293 |
| 2 | Grindell & Romero Insurance | 1121 Mall Dr STE C | (575) 524-8531 |
| 3 | Jodi-Rae Moore: Allstate Insurance | 1065 S Main St Ste C | (575) 524-0570 |
| 4 | Mesilla Valley Insurance Group | 1990 E Lohman Ave Ste 14 | (575) 527-8800 |
| 5 | Distinguished Choice Insurance Solutions | 901 E University Ave BLDG 945G | (575) 652-6585 |
| 6 | Farmers Insurance - Martha Sanchez | 2145 E Lohman Ave Ste B | (575) 527-9889 |
| 7 | The Rodriguez Legacy Insurance Agency, LLC | 1115 Commerce Dr | (575) 521-8610 |
| 8 | Bernal Insurance Group | 1591 E Lohman Ave Ste 2 | (575) 525-2886 |
| 9 | NavSav Insurance - Las Cruces | 156 Wyatt Dr | (575) 523-1100 |
| 10 | Farmers Insurance - Jeremiah Archuleta | 344 S San Pedro St | (575) 524-8525 |
Chad Peterson - State Farm Insurance Agent serves Las Cruces, New Mexico, and the surrounding Doña Ana County area by providing specialized landlord insurance policies. These plans help property owners protect their rental investments against common perils such as fire, theft, and liability claims from tenants. Coverage can also extend to loss of rental income when a unit becomes uninhabitable due to a covered event. The agency handles policy customization for single-family rentals and multi-unit dwellings in the local market.
Grindell & Romero Insurance offers a thorough range of services designed to protect rental property investments. Its coverage plans typically address liability, property damage, and loss of rental income for property owners. The agency assists with policy maintenance, including periodic reviews to adjust coverage as property values or local market conditions change. Standard renewal processes help ensure continuous protection for landlords in the Las Cruces area. This team services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Jodi-Rae Moore: Allstate Insurance in Las Cruces, New Mexico serves local homeowners, business owners, and property managers seeking landlord insurance coverage. The agency provides policies designed to protect rental properties and their owners from common liabilities and property damage. Services include guidance on appropriate coverage limits for single-family rentals and multi-unit dwellings. This landlord insurance agent also offers its expertise to clients in the neighboring community of Mesilla and surrounding areas of Doña Ana County.
Serving Las Cruces and the surrounding communities of southern New Mexico, Mesilla Valley Insurance Group specializes in landlord insurance for residential and commercial rental properties. The agency handles coverage for property damage, liability protection, and lost rental income. Each policy is assessed to address the specific risks property owners face when renting out their units. To handle a typical job, the company reviews the property’s unique characteristics and offers options that aim to balance adequate protection with manageable costs.
Distinguished Choice Insurance Solutions in Las Cruces, NM guides property owners in separating one-time policy setups from recurring coverage renewals, each tailored for rental liabilities and physical damage protection. For local landlords, managing risk through proper policies helps secure assets and remain compliant with municipal guidelines. Service appointments for consultations, claims support, and policy reviews are available for new and existing clients. This agency offers its services strictly as scheduled upon client request when needed throughout the year.
At Farmers Insurance - Martha Sanchez in Las Cruces, NM, the agency specializes in helping property owners secure landlord insurance policies that protect rental investments. General insurance work includes advising on coverage options for both residential and commercial rental properties throughout the area. The business assists landlords in understanding liability protections and property damage coverage. As monsoon season brings sudden hailstorms to southern New Mexico, the agency helps owners ensure their rental policies adequately cover roof and structure damage from these common weather events.
Bernal Insurance Group works with property owners to secure coverage tailored for rental real estate in Las Cruces, NM. Their services extend to liability protection and dwelling policies that address the unique exposures of leasing residential units. The agency can also arrange additional endorsements for loss of rental income or ordinance and law compliance. Commercial sectors served include multifamily apartment complexes, office buildings, storage warehouses, and food service establishments.
NavSav Insurance in Las Cruces provides residential landlord insurance, covering rental properties and duplexes in the area. Commercial policies for small apartment buildings or multi-unit dwellings are likewise available, with a focus on protecting investment properties across Las Cruces and surrounding New Mexico communities. Agents assist with building, liability, and loss-of-rent coverage tailored to local landlords. Follow-up service between scheduled visits ensures policies remain current as occupancy or property conditions change.
What Does a a Landlord Insurance Agent in Las Cruces Cost?
Typical landlord insurance costs in New Mexico range from 800 to 2000 dollars per year for a single family rental. Premiums depend on the property replacement cost deductible level and liability limits. Policies for older homes or properties in high risk areas may cost more. This is general information and not insurance advice.
About landlord insurance agents in Las Cruces
Landlord insurance agents in Las Cruces help property owners protect their rental investments. New Mexico law does not require landlord insurance but mortgage lenders often mandate it. Local agents can guide you through coverage for property damage liability and loss of rental income specific to the Las Cruces market.
Frequently Asked Questions
What does landlord insurance cover in Las Cruces New Mexico?
Landlord insurance typically covers property damage from fire wind and vandalism. It also includes liability protection if a tenant is injured on the property. In New Mexico additional coverage for earthquake or flood damage may be needed due to local risks.
Is landlord insurance required by law in New Mexico?
New Mexico state law does not require landlord insurance. However your mortgage lender will likely require it as a condition of the loan. Some property management companies in Las Cruces also require proof of coverage.
How much does landlord insurance cost in Las Cruces New Mexico?
Costs vary based on property value location and coverage limits. In New Mexico average annual premiums for landlord insurance range from 800 to 2000 dollars. Factors like the age of the property and claims history affect the final price.
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