The top-rated landlord insurance agent in Albany, New York is Rob Field - State Farm Insurance Agent, rated 5.0 stars across 573 reviews. Other highly rated options include Capital Gate Insurance Group, MetzWood Insurance, Brick House Insurance Agency. This directory lists 18 landlord insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Field - State Farm Insurance Agent | 431 New Scotland Ave | (518) 389-2886 |
| 2 | Capital Gate Insurance Group | 1843 Central Ave | (518) 389-2610 |
| 3 | MetzWood Insurance | 300 Great Oaks Blvd Suite 300 | (518) 392-5161 |
| 4 | Brick House Insurance Agency | 150 State St Fourth Floor | (518) 412-4244 |
| 5 | WYNN Insurance Brokerage LLC | 5 Homestead Ave | (518) 380-1968 |
| 6 | Ten Eyck Group | 1924 Western Ave | (518) 464-0059 |
| 7 | Toedt Insurance Agency LLC | 17 Wendell Dr | (518) 438-8154 |
| 8 | Twin Bridges Insurance Agency, Inc. | 1881 Western Ave #210 | (518) 608-5797 |
| 9 | HMS Agency, Inc. | 454 Sand Creek Rd | (518) 690-0360 |
| 10 | A L Hofaker Inc Insurance | 215 Wolf Rd | (518) 438-2818 |
Rob Field - State Farm Insurance Agent serves the Albany, NY, metro area and provides landlord insurance agent services. This agency assists property owners in securing coverage for rental homes and multi-unit buildings. Policies typically address protection for the structure, liability for tenant injuries, and loss of rental income. The agent works with landlords to understand their specific rental property needs. It handles comprehensive landlord insurance plans and claims assistance for rental properties.
Capital Gate Insurance Group provides landlord insurance agents in Albany, NY, covering policies for property damage, liability, and loss of rental income. Its service includes evaluating risk factors specific to local rental markets and helping clients adjust coverage as property values or tenant situations evolve. Maintenance guidance focuses on documenting property conditions and identifying common structural issues. This agency services single-family homes, apartments, retail storefronts, and restaurants.
MetzWood Insurance serves homeowners, businesses, and property managers in Albany, New York, offering landlord insurance agent services tailored to protect rental properties and associated liabilities. The company assists clients in securing coverage for residential and commercial rental units, addressing risks such as property damage and loss of rental income. Policies are designed to safeguard investments in the local real estate market. MetzWood Insurance also provides its services to clients in the neighboring community of Troy within the greater Capital District metro area.
Brick House Insurance Agency serves Albany, New York, and the surrounding Capital Region communities, specializing exclusively in landlord insurance policies for residential and small commercial rental properties. The agency handles essential coverage needs, including property damage, liability protection, and loss of rental income for local property owners with single-family homes, duplexes, or apartment buildings. To manage each unique risk profile, it typically evaluates a client’s specific property type, tenant situation, and local regulatory requirements before tailoring a policy to address the most likely exposures.
WYNN Insurance Brokerage LLC assists Albany property owners in distinguishing between a one-time landlord policy, which covers a single property for a set term, and a recurring service that automatically renews. This coverage protects against common rental risks, such as property damage and liability claims. Landlords frequently add optional endorsements, like loss of rent coverage or vandalism protection. Services at WYNN Insurance Brokerage LLC operate on either an as-needed basis for individual policy inquiries or a scheduled basis for annual policy reviews and renewals.
Ten Eyck Group specializes in tenant-liability and property-damage coverage for landlords in Albany, NY. It helps property owners protect rental assets through general service work including policy evaluations and risk mitigation. The company advises on typical area issues such as vacancy filings and rent-loss protection. In winter, it assists with claims related to frozen pipes and slip hazards common on Northeast rental properties.
As the harsh winter storms and aging infrastructure in the Albany area put rental properties at constant risk of costly damage, Toedt Insurance Agency LLC offers localized expertise in landlord insurance. The agency works to match property owners with coverage that addresses specific regional concerns, from liability to structural repairs. To start, a comprehensive inspection of the rental property is conducted to assess its unique needs and vulnerabilities.
Twin Bridges Insurance Agency, Inc. in Albany, NY, matches property owners with coverage for residential and commercial rental risks. It can tailor policies to include protections for loss of rental income, property damage caused by tenants, and liability for common area accidents. The agency works with clients who lease out spaces such as office buildings, warehouses, and food service establishments.
HMS Agency, Inc. provides residential landlord insurance services for rental property owners in Albany, NY. The agency also offers commercial coverage options designed for multi-family buildings and small business properties throughout the greater Capital Region. Each policy is tailored to address common landlord concerns such as property damage liability and lost rental income. Clients regularly return to the agency between lease cycles for policy updates or when acquiring new rental units, allowing agents to adjust coverage before the next scheduled review.
A L Hofaker Inc Insurance is known for providing tailored coverage solutions for property owners in Albany, NY. The company offers a full range of landlord insurance policies designed to protect rental investments, including dwelling, liability, and loss of income protection. Its agents help clients assess property-specific risks typical to the local area. A specialty service it offers is customized vacancy coverage for properties between tenants.
What Does a a Landlord Insurance Agent in Albany Cost?
The cost of landlord insurance in Albany New York typically ranges from 800 to 2,500 dollars per year for a single-family rental property. Policies for multi-unit buildings can cost 3,000 to 8,000 dollars annually. Factors include property age location and coverage amount. New York specific risks such as winter weather damage can increase premiums. This is general information and not insurance advice.
About landlord insurance agents in Albany
Landlord insurance agents in Albany New York help property owners protect their investments with policies tailored to rental properties. New York law requires landlords to maintain certain coverages such as liability insurance for buildings with three or more units. A local agent can guide you through requirements like fire insurance and loss of rent coverage specific to the Albany market.
Frequently Asked Questions
What does landlord insurance cover in Albany New York?
Landlord insurance typically covers property damage liability loss of rental income and medical payments to others. In New York policies often include coverage for fire theft and vandalism as well as protection against lawsuits from tenants or visitors.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance by statute but mortgage lenders usually require it. If you own a building with three or more units New York Insurance Law may mandate liability coverage. Many local ordinances in Albany also require proof of insurance for rental properties.
How much does a landlord insurance agent cost in Albany?
Most landlord insurance agents in Albany do not charge a direct fee. They earn a commission from the insurance company typically 10 to 15 percent of the premium. Your policy cost will depend on property value location and coverage limits.
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