The top-rated landlord insurance agent in Amherst, New York is Elmwood Agency, rated 5.0 stars across 395 reviews. Other highly rated options include Jacob Czaja - State Farm Insurance Agent, Michele Proietti - State Farm Insurance Agent, Butterson Agency, Inc. This directory lists 13 landlord insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elmwood Agency | 90 Bryant Woods S #100 | (716) 206-3706 |
| 2 | Jacob Czaja - State Farm Insurance Agent | 3555 Sheridan Dr Ste 3557 | (716) 688-5700 |
| 3 | Michele Proietti - State Farm Insurance Agent | 3140 Sheridan Dr Ste 102 | (716) 838-3500 |
| 4 | Butterson Agency, Inc | 586 N French Rd # 4 | (716) 636-8815 |
| 5 | Scott Krevat - State Farm Insurance Agent | 4504 Main St Suite 140 | (716) 839-5433 |
| 6 | Brian Haseltine: Allstate Insurance | 2066 Eggert Rd Ste 2 | (716) 837-3000 |
| 7 | Donald L. Houck Agency, Inc. | 1940 Eggert Rd | (716) 835-2525 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 90A John Muir Dr | (716) 688-5600 |
| 9 | All star Insurance Co. | 2066 Eggert Rd Ste 2 | (716) 567-8256 |
| 10 | Dave Mcmahon Insurance Agency | 4476 Main Rd Suite 113 | (716) 832-0003 |
Elmwood Agency serves the Amherst, NY area and the surrounding Erie County region as a landlord insurance agent. The agency helps property owners obtain coverage that addresses the unique risks of renting residential and commercial spaces. General protections in this field include liability coverage for tenant injuries and property damage. Policies typically also cover loss of rental income when a unit becomes uninhabitable due to a covered peril. Elmwood Agency specifically assists local landlords with securing policies that include dwelling protection and liability coverage.
At Jacob Czaja - State Farm Insurance Agent in Amherst, NY, the agency provides landlord insurance policies that cover property damage, liability protection, and income loss from tenant issues. Service plans are tailored to each property and include routine policy reviews to update coverage as needs change. Maintenance plan support involves guidance on securing repairs to prevent future claims. The agency works with single-family homes, apartment buildings, retail spaces, and restaurants, ensuring each commercial and residential property receives appropriate protection based on its occupancy and use.
Michele Proietti - State Farm Insurance Agent in Amherst, NY serves homeowners, residential landlords, and property managers seeking coverage for rental dwellings. The agency helps clients protect their investment properties with tailored landlord insurance policies that address common risks like property damage and liability exposure. Understanding the unique needs of area landlords, it offers guidance on appropriate coverage limits and deductibles. Amherst clients can receive personal assistance reviewing policy options, while this agent also provides services to landlords in neighboring Buffalo and the surrounding Erie County metro area.
Servicing Amherst, NY, and the surrounding communities, Butterson Agency, Inc handles a range of landlord insurance needs for property owners. The agency works with both new and experienced landlords to secure coverage for residential rental properties. It addresses common exposures such as property damage, liability claims, and potential loss of rental income. To manage a typical job, its approach involves evaluating the specific property and occupancy details before identifying appropriate coverage options to help protect the landlord’s investment.
For one-time projects and recurring policies, landlords in Amherst, NY receive distinctive service paths when securing property coverage. Scott Krevat - State Farm Insurance Agent provides liability protection and dwelling coverage tailored for residential rental properties in the area. Expertise includes navigating local risk factors common to landlord insurance, ensuring property owners meet lender and tenant requirements. Service operates on a scheduled review basis to adjust coverage through policy renewals and as-needed for claims or property changes.
Brian Haseltine: Allstate Insurance offers specialized landlord insurance services for property owners in Amherst, NY, providing tailored coverage for rental dwellings and investment properties. The agency works with local landlords to protect against property damage, liability claims, and potential loss of rental income. Policies address common risks facing residential landlords. As winter approaches in Western New York, the agency helps clients navigate coverage for frozen pipes, ice dam damage, and other seasonal property hazards unique to the area.
Winter months in Amherst often bring concerns about frozen pipes and ice damage for rental property owners. Donald L. Houck Agency, Inc. provides landlord insurance coverage tailored to these seasonal risks, helping property owners protect their investments from unexpected weather-related losses. As a local agency, they understand the specific challenges of maintaining rental units in this area. Their service typically begins with a thorough review of the property’s current condition, followed by an on-site inspection to assess potential liabilities before recommending appropriate coverage limits.
Gallagher Insurance, Risk Management & Consulting in Amherst, NY assists property owners in securing insurance for their rental buildings. The agency tailors coverage specifically for landlord exposures, addressing liabilities from tenants and property maintenance. Policies can be structured to protect investments in single-family homes or larger residential complexes. The firm works with commercial sectors including offices, warehouses, and food service properties.
All Star Insurance Co. in Amherst, NY is known for providing landlord insurance agent services tailored to local residential property owners. It offers policies covering property damage, liability protection, and loss of rental income for a range of housing types. Clients can obtain plans designed to address common risks like weather exposure or tenant-related incidents. A specialty service this office can add on is coverage for vacant or unoccupied rental units.
Dave Mcmahon Insurance Agency in Amherst, NY provides residential landlord insurance for property owners who rent out single-family homes and multi-unit dwellings. Commercial coverage is also available for larger rental properties in the surrounding Erie County area. The agency works with local landlords to structure policies that protect against property damage and liability claims. Clients often return for annual policy reviews and schedule follow-up visits when tenant turnover or property renovations require updated coverage between regular inspections.
What Does a a Landlord Insurance Agent in Amherst Cost?
Typical landlord insurance in New York costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Amherst you might pay 800 to 1,500 dollars per year. Costs vary based on property value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Amherst
Landlord insurance agents in Amherst New York help property owners secure policies that cover rental dwellings. New York law requires landlords to maintain certain safety standards and liability coverage. A local agent can explain how Amherst zoning laws and weather risks affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Amherst New York?
Landlord insurance typically covers property damage liability and loss of rental income. In New York policies may also include coverage for water damage from burst pipes which is common in cold Amherst winters.
Is landlord insurance required by law in New York?
New York does not legally require landlord insurance but most mortgage lenders will require it. Without this coverage you could be personally liable for tenant injuries or property damage.
How do I find a landlord insurance agent in Amherst?
You can search online directories or ask local real estate professionals for referrals. Look for agents who specialize in rental properties and are licensed in New York State.
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