The top-rated landlord insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Farmers Insurance - Christine Sheppard, Cote Insurance Agency. This directory lists 21 landlord insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 3 | Farmers Insurance - Christine Sheppard | 632 Plank Rd #111 | (518) 220-2010 |
| 4 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 5 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 6 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 7 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 8 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 9 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 10 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
Doug Neil Insurance Agency serves property owners in and around Clifton Park, NY, focusing specifically on landlord insurance for rental properties. The agency assists landlords in securing coverage that protects their buildings and liability exposures. It helps clients understand policy options designed for residential and commercial rental situations. Services include guidance on dwelling protection, liability limits, and coverage for loss of rental income. The firm handles policies tailored for single-family rentals and multi-unit apartment buildings.
Tim McGrath - State Farm Insurance Agent in Clifton Park, NY, provides landlord insurance coverage including property protection and liability solutions tailored for rental property owners. The agency helps clients manage risk through standard policies that cover dwelling damage and loss of rental income, with ongoing support for policy adjustments and claims assistance. It serves a range of property types, from single-family homes and multi-unit apartments to retail spaces and restaurants.
Farmers Insurance - Christine Sheppard serves homeowners, property managers, and small businesses in Clifton Park, New York, by offering landlord insurance coverage. This agency helps clients protect rental properties from common risks such as property damage, liability claims, and loss of rental income. Policies are tailored to the specific needs of individual landlords and their unique properties. The agency also provides guidance on local regulations affecting rental properties in this area. Its service area additionally extends to the neighboring communities of Halfmoon and the greater Capital District region.
Cote Insurance Agency serves Clifton Park, New York, and the surrounding communities with landlord insurance solutions. It handles all standard coverage needs for residential and commercial rental properties, including liability protection and property damage policies. For a typical property, the agency reviews the specific risks associated with each unit and recommends a tailored plan to mitigate potential losses.
Michele Metzger at Comparion Insurance Agency in Clifton Park, NY distinguishes between one-time individual policy options and recurring, ongoing service plans for landlord insurance. Her coverage typically protects residential rental properties against common perils such as fire, weather damage, and liability claims from tenants. This approach ensures property owners can select a protection level matching their rental portfolio’s needs. Service runs on a scheduled basis, with regular policy reviews for renewals and adjustments as property circumstances change.
As a landlord insurance agent in Clifton Park, New York, Lee Serino - State Farm Insurance Agent provides tailored property coverage policies designed for rental property owners. The agency also handles standard personal insurance needs for local homeowners and drivers. Its representatives explain the distinctions between dwelling fire policies and comprehensive landlord packages that can protect rental income streams. Many property managers turn to this office in early winter when frozen pipes become a recurring risk for vacant units.
Foursurance serves landlords and property investors in the Clifton Park, New York area. Its primary work involves structuring general liability and property coverage for residential rental dwellings, strata associations, and smaller multi-family units in this region. A specialty add-on for its clientele includes procuring coverage for loss of rental income following a major claim. This landlord insurance agent can also tailor policies for commercial sectors, including private offices, warehouse facilities, and food service operations.
Farmers Insurance - Mary Ann O'Brien serves Clifton Park, New York, with residential landlord insurance for single-family rentals, duplexes, and multi-unit properties. Commercial coverage is also available for small apartment buildings and mixed-use structures, serving nearby towns in Saratoga County. Policies protect property owners from liability, fire, storm damage, and tenant-related losses. An agent can explain specific policy options and help tailor deductibles. Detailed follow-up is provided between regular visits if coverage questions arise after a policy is in force.
Thomas Rupert - State Farm Insurance Agent in Clifton Park, NY is known for providing tailored coverage for rental property owners. The agency’s landlord insurance services protect against property damage, liability claims, and lost rental income. Policies are designed for single-unit rentals, multi-family dwellings, and vacation homes. These offerings help local landlords manage financial risks associated with tenant occupancy and structural upkeep. Additional protection can be arranged through a policy add-on that covers specific upgrades like replacement cost for building systems or equipment breakdown.
What Does a a Landlord Insurance Agent in Clifton Park Cost?
The cost of landlord insurance in New York varies widely based on property value, location, and coverage limits. Typical annual premiums for a single family rental in Clifton Park range from 800 to 2,500 dollars. Factors like the age of the property, deductible amount, and claims history affect the price. This is general information and not insurance advice.
About landlord insurance agents in Clifton Park
Landlord insurance agents in Clifton Park New York help rental property owners protect their investments. New York law requires landlords to maintain certain property standards and liability coverage. A local agent can explain how policies cover property damage, loss of rental income, and liability claims specific to Saratoga County regulations.
Frequently Asked Questions
What does landlord insurance cover in Clifton Park New York?
Landlord insurance typically covers property damage from fire or storms, liability if a tenant is injured, and loss of rental income. In New York, policies may also include coverage for vandalism or theft by tenants. Each policy can be customized based on the property type and location.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance by statute. However, most mortgage lenders require it for rental properties. Additionally, having liability coverage is strongly recommended to protect against lawsuits from tenant injuries or property damage.
How do I choose a landlord insurance agent in Clifton Park?
Look for an agent who specializes in rental properties and understands New York landlord tenant laws. Ask about coverage for specific risks like frozen pipes or liability from snow removal. Compare quotes from multiple agents to find suitable coverage for your property.
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