The top-rated landlord insurance agent in Cranston, Rhode Island is Christopher Chappell at Comparion Insurance Agency, rated 5.0 stars across 160 reviews. Other highly rated options include Marcus Alves at Comparion Insurance Agency, Jennifer Bergeron at Comparion Insurance Agency, Gaulin Insurance Agency. This directory lists 21 landlord insurance agents serving Cranston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Chappell at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1114 |
| 2 | Marcus Alves at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1105 |
| 3 | Jennifer Bergeron at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1106 |
| 4 | Gaulin Insurance Agency | 1 Rolfe Square | (401) 781-4010 |
| 5 | Celia Blanco Insurance | 1277 Cranston St | (401) 946-7678 |
| 6 | Rhode Island Insurance Agency | 63 Sockanosset Cross Rd Ste 2A | (401) 737-8176 |
| 7 | Lathrop Insurance | 75 Sockanosset Cross Rd UNIT 300 | (401) 596-2525 |
| 8 | Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 946-8600 |
| 9 | EDDIE INSURANCE AGENCY | 749 Reservoir Ave | (401) 944-8900 |
| 10 | Gregg Larson: Allstate Insurance | 1249 Oaklawn Ave | (401) 944-3366 |
As the first coastal storms arrive in Cranston, property owners require reliable protection against sudden water damage and liability claims. Christopher Chappell at Comparion Insurance Agency addresses these seasonal risks by offering specialized landlord insurance policies that cover rental properties, including multi-unit dwellings common in the area. Every policy is tailored to the unique exposures of leasing residential space. The process begins with a thorough on-site inspection of the building, assessing roofing, electrical systems, and tenant-accessible areas to identify specific coverage gaps.
Marcus Alves at Comparion Insurance Agency is known for providing specialized landlord insurance policies in Cranston, Rhode Island. The agency serves property owners seeking financial protection for rental dwellings, covering common risks such as property damage and liability claims. Clients in the local area can access policies tailored for single-family homes, duplexes, or small apartment buildings. A specialty service the agency can add on is coverage for loss of rental income during property repairs or vacancy periods.
Jennifer Bergeron at Comparion Insurance Agency serves the Cranston, Rhode Island, metro area as a dedicated Landlord Insurance Agent. The company provides comprehensive coverage options tailored to protect rental property investments, addressing the unique risks property owners face. Specializing in safeguarding income streams and property structures, it helps landlords manage liability concerns and financial exposures. Its offerings include policies for dwelling damage and loss of rental income. These services directly support local property owners in this region.
Gaulin Insurance Agency provides a full range of landlord insurance services for property owners in the Cranston, Rhode Island area. It offers tailored coverage plans designed to protect rental investments and can assist with maintenance-related protections for income properties. Policyholders receive guidance on protecting their assets from common rental risks such as property damage and liability claims. The agency services single-family homes, apartments, retail spaces, and restaurants.
Serving Cranston and the surrounding Rhode Island communities, Celia Blanco Insurance handles insurance needs specifically tailored for landlords. The company focuses on coverage for rental properties, including protection against property damage and liability claims. Its work involves assessing a client’s unique rental situation to recommend an appropriate policy. Celia Blanco Insurance typically uses a consultative approach, carefully reviewing property details and tenant risks to structure a policy that addresses common landlord exposures.
Rhode Island Insurance Agency in Cranston, Rhode Island distinguishes between a one-time landlord policy for a single property transaction and recurring annual coverage for ongoing rental portfolios. Their landlord insurance protects rental structures, liability for tenant injuries, and potential loss of rental income. Agents assess building age and local rental market risks. Their policies cover vandalism, fire damage, and weather-related claims. Service operates on an as-needed basis for policy inquiries or claim support.
Lathrop Insurance in Cranston, Rhode Island serves property owners and small-scale landlords who need specialized coverage for their rental properties. The agency provides landlord insurance policies designed to protect residential and commercial rental units from common risks such as property damage and liability claims. Policies typically cover building repairs, lost rental income, and legal expenses arising from tenant issues. Lathrop Insurance also works with investors managing multiple dwellings across Providence County. The agency extends its landlord insurance services to property owners in the neighboring city of Warwick as well.
Comparion Insurance Agency serves landlords and property managers in Cranston, Rhode Island who need coverage for rental dwellings. The company offers policies that help protect residential rental properties from common risks, including property damage and liability claims. Working with local property owners, it provides insurance guidance tailored to the specific needs of those who rent out homes or apartment units. Its services extend to property owners in nearby Warwick, ensuring landlords across the greater Providence metro area can access coverage for their investments.
Specializing in tailored coverage for rental properties, EDDIE INSURANCE AGENCY offers robust landlord insurance solutions in Cranston, Rhode Island. The agency addresses the unique risks of property owners, including liability protection and property damage, while serving the broader insurance needs of local residential and commercial landlords. With the region’s seasonal storm patterns, it assists clients in securing policies that safeguard rental income and cover weather-related structural losses during the peak hurricane and winter freeze periods.
As winter approaches in Cranston, Rhode Island, property owners often face increased risks from freezing pipes and ice dams. Gregg Larson: Allstate Insurance addresses these concerns with tailored policies designed to protect rental properties and their owners from weather-related damage and liability claims. The agency assists landlords in matching coverage limits to local municipal requirements and housing codes. For new clients, a comprehensive rental property inspection is typically scheduled to assess existing safety measures and structural conditions before finalizing the policy document.
What Does a a Landlord Insurance Agent in Cranston Cost?
In Rhode Island, landlord insurance costs generally range from 800 to 1,500 dollars annually for a standard single family rental. Factors like the property age, location in Cranston, and chosen deductibles affect the premium. Multi unit buildings or properties with high liability risks may see costs above 2,000 dollars per year. This is general information and not insurance advice.
About landlord insurance agents in Cranston
A landlord insurance agent in Cranston, Rhode Island helps property owners protect their rental investments. Rhode Island law requires landlords to maintain habitable properties, and proper insurance can cover liability, property damage, and loss of rental income. Working with a local agent ensures your policy meets state specific requirements and your individual needs.
Frequently Asked Questions
What does landlord insurance cover in Cranston Rhode Island?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income if the unit becomes uninhabitable. In Rhode Island, policies may also include coverage for vandalism or water damage from burst pipes.
Is landlord insurance required by law in Rhode Island?
Rhode Island does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you risk paying out of pocket for repairs, legal fees, or liability claims, which can be costly.
How much does a landlord insurance policy cost in Cranston?
Costs vary based on property value, location, and coverage limits. In Rhode Island, a typical landlord insurance policy ranges from 800 to 1,500 dollars per year for a single family home. Higher risk properties or those with multiple units may cost more.
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