ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Landlord Insurance Agents Near You in Middletown, RI

Browse landlord insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated landlord insurance agent in Middletown, Rhode Island is Carey, Richmond & Viking Insurance, rated 5.0 stars across 68 reviews. Other highly rated options include Hilb Group, KVT Insurance LLC, Aquidneck Island Insurance. This directory lists 10 landlord insurance agents serving Middletown.

Showing 10 landlord insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
2Hilb Group500 W Main Rd(401) 847-5200
3KVT Insurance LLC2 Corporate Pl(401) 849-8502
4Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
5New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
6The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
7Defend Insure Agency12 Circle Dr(401) 213-1715
8Newport Insurance Agency460 E Main Rd(401) 619-1660
9Prudential | Tony Kutsaftis | Life Insurance & Annuities702 Aquidneck Ave(401) 848-0720
10Nationwide Insurance: SIG Insurance Agencies999 W Main Street(401) 849-4100
CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Landlord Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance serves property owners in the Newport County area, including Middletown, Rhode Island, as a landlord insurance agent. It provides specialized coverage designed to protect rental properties against common risks such as fire damage, water leaks, and liability claims from tenants. The agency also assists landlords in obtaining policies that cover loss of rental income while repairs are made. Through its services, it helps property owners in this region secure protection for both single-family rentals and multi-unit dwellings.

HG
500 W Main Rd
Hilb Group
Landlord Insurance Agent · Middletown, RI

Hilb Group provides comprehensive landlord insurance services in Middletown, RI, covering property protection, liability coverage, and loss-of-rent options. Its service approach includes assistance with policy customization to match the specific risks of rental properties. Ongoing support is available for claims management and policy updates as portfolios change or expand. The company primarily serves clients with single-family homes, multifamily apartments, retail spaces, and restaurants, ensuring each property type receives appropriate coverage against local hazards and tenant-related liabilities.

KI
2 Corporate Pl
KVT Insurance LLC
Landlord Insurance Agent · Middletown, RI

KVT Insurance LLC tailors its landlord insurance solutions for homeowners, property managers, and small business owners who rent out residential or commercial spaces in Middletown, Rhode Island. The agency helps clients secure essential coverage that protects rental properties from common coastal risks like storm damage and liability claims common to Newport County. Policies are structured to safeguard income streams and assets. This landlord insurance agency also extends its dedicated services to property owners in neighboring Portsmouth.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Landlord Insurance Agent · Middletown, RI

Aquidneck Island Insurance serves Middletown, Rhode Island, and the surrounding Newport County communities. It handles landlord insurance, providing coverage for residential rental properties in the area. This includes policies designed to protect landlords from property damage, liability claims, and potential loss of rental income. The agency takes a thorough, consultative approach to each client's needs, carefully assessing the specific risks associated with individual rental units and local market conditions to tailor the appropriate coverage for each property.

NI
674 Aquidneck Ave
New Insurance Agency RI
Landlord Insurance Agent · Middletown, RI

New Insurance Agency RI in Middletown provides specialized coverage for owners of rental properties, including single-family homes and multi-unit dwellings. It works with local landlords to structure policies that address property damage and liability risks common to this coastal area. The agency helps property owners manage the financial concerns of seasonal tenant turnover and the increased exposure to storm-related claims during the Rhode Island hurricane season.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Landlord Insurance Agent · Middletown, RI

When coastal storm season approaches in Middletown, property owners face increased risk of wind and flood damage to their rental units. The SIG Insurance Agencies serves local landlords by evaluating coverage needs tailored to seaside properties and multi-family dwellings. Their focus remains on protecting income from uninsured repair costs or liability claims that could disrupt tenant occupancy and cash flow. A typical initial engagement begins with a detailed property inspection to document current conditions and potential exposure.

DI
12 Circle Dr
Defend Insure Agency
Landlord Insurance Agent · Middletown, RI

Landlord insurance agents in this area can offer either one-time policy placements or ongoing portfolio management services. Defend Insure Agency in Middletown, RI works with property owners on coverage for residential and commercial rental dwellings, including liability protection and property damage. This agency helps landlords assess risks specific to local rental markets. Service runs on an as-needed basis for individual properties or on a scheduled cycle for maintaining multi-unit coverage.

NI
460 E Main Rd
Newport Insurance Agency
Landlord Insurance Agent · Middletown, RI

Newport Insurance Agency provides residential landlord insurance services for property owners in Middletown, Rhode Island, and also offers commercial coverage for larger rental properties in the surrounding coastal communities. Their policies protect against common risks such as property damage and liability claims associated with leased dwellings. They operate as a local contact for landlords looking to review coverage between routine tenant turnovers, ensuring policy details are updated after each lease cycle or maintenance period.

PT
702 Aquidneck Ave
Prudential | Tony Kutsaftis | Life Insurance & Annuities
Landlord Insurance Agent · Middletown, RI

Prudential | Tony Kutsaftis | Life Insurance & Annuities in Middletown, RI, also provides landlord insurance agency services for property owners. This agency helps landlords secure coverage for rental dwellings, including specialized liability protection and policies for property damage. Professionals serving the local market require tailored solutions that address tenant-related risks and income loss. The firm is equipped to serve commercial sectors, including offices, warehouses, and food service establishments.

NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Landlord Insurance Agent · Middletown, RI

Nationwide Insurance: SIG Insurance Agencies in Middletown, RI is known for providing coverage tailored to residential property owners renting out homes or condos. Their service range includes policies that protect against common liability claims, property damage, and loss of rental income. They also offer guidance on navigating local landlord-tenant regulations that affect coverage needs. A specialty service this agency can add on is coverage for short-term rental properties, which addresses the unique risks of platforms like Airbnb or Vrbo.

What Does a a Landlord Insurance Agent in Middletown Cost?

The cost of landlord insurance in Rhode Island typically ranges from 800 to 2500 dollars per year for a single family rental property. Factors include property location in Middletown, dwelling value, coverage limits, and deductible amount. Coastal properties may have higher premiums due to storm risk. This is general information and not insurance advice.

About landlord insurance agents in Middletown

A landlord insurance agent in Middletown Rhode Island helps property owners protect their rental investments. Rhode Island law requires landlords to maintain certain property standards, and a specialized agent can tailor a policy to cover dwelling damage, liability, and loss of rental income. Working with a local agent ensures your coverage meets Middletown zoning rules and state requirements.

Frequently Asked Questions

What does landlord insurance cover in Middletown Rhode Island?

Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Rhode Island, policies may also include coverage for water damage from burst pipes, which is common in coastal areas like Middletown.

Is landlord insurance required in Rhode Island?

Rhode Island does not legally require landlord insurance, but most mortgage lenders and property management companies require it. Without coverage, you risk financial loss from property damage or liability claims, which are common in rental situations.

How do I choose a landlord insurance agent in Middletown?

Look for an agent licensed in Rhode Island with experience in rental properties. Ask about coverage for flood or wind damage, as Middletown is near the coast. Compare quotes from multiple agents to find a policy that fits your property type and budget.

Landlord Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.