The top-rated landlord insurance agent in North Charleston, South Carolina is KSA Insurance, rated 5.0 stars across 453 reviews. Other highly rated options include Pinckney-Carter Insurance Agency, Acceptance Insurance, Freeway Insurance. This directory lists 14 landlord insurance agents serving North Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KSA Insurance | 2204 Meeting Street Rd | (843) 408-4232 |
| 2 | Pinckney-Carter Insurance Agency | 1956 Remount Rd | (843) 747-9073 |
| 3 | Acceptance Insurance | 7400 Rivers Ave Suite Q | (843) 306-4215 |
| 4 | Freeway Insurance | 4391 Dorchester Rd Ste 320 | (843) 203-7026 |
| 5 | Jason Taylor Agency | 7301 Rivers Ave suite 248 | (843) 872-9500 |
| 6 | The Ferguson Insurance Team | 9217-A University Blvd | (843) 797-7285 |
| 7 | Help2Cover Insurance Agency | 3255 Landmark Dr | (843) 596-9988 |
| 8 | A i Insurance Services | 3506 W Montague Ave STE 300 | (843) 266-1411 |
| 9 | Rowell Insurance Agency | 3955 Rivers Ave | (843) 747-5291 |
| 10 | Roe & Associates, Inc. | 7089 Rivers Ave | (843) 740-1723 |
KSA Insurance serves the North Charleston, South Carolina, metro area as a landlord insurance agent. The company provides coverage tailored for residential and commercial property owners renting out their spaces. Policies typically address property damage, liability protection, and loss of rental income due to covered incidents. Landlords in the region benefit from guidance on structuring policies that suit their specific rental portfolios. KSA Insurance handles liability coverage for tenant-related claims and policies that safeguard against unexpected repair costs from storm or fire damage.
Pinckney-Carter Insurance Agency provides landlord insurance services for property owners throughout North Charleston, South Carolina. Its service plans include risk assessment consultations to identify property vulnerabilities and policy review sessions that explain coverage limits and deductibles. The agency can structure maintenance recommendations to align with standard lease agreements and local rental regulations. It offers coverage options for single-family homes, multifamily apartment buildings, retail storefronts, and restaurant properties in the surrounding area.
Acceptance Insurance focuses on helping property owners secure appropriate landlord insurance policies in North Charleston, South Carolina. It offers coverage tailored to rental properties, addressing liability concerns and building protection. Additionally, the company provides general insurance services to local residents and business owners, ensuring their assets are properly safeguarded. During hurricane season along the South Carolina coast, it assists landlords with policies that account for potential wind and flood damage to their rental units.
With coastal storms and seasonal humidity cycles threatening rental properties across North Charleston, Freeway Insurance provides landlord insurance policies tailored to the unique risks of local investment properties. The agency assists property owners in structuring coverage that addresses tenant liability, storm-related structural damage, and income loss during repairs. Policies are reviewed to align with South Carolina’s specific landlord-tenant regulations. An initial inspection of each property is typically scheduled to assess its condition and confirm the appropriate coverage limits before any policy is issued.
Jason Taylor Agency in North Charleston, South Carolina serves homeowners, rental property investors, and small business owners who need tailored coverage for their leased properties. The agency works to match each landlord with appropriate insurance policies to protect against common rental risks like property damage and liability claims. It assists clients in reviewing policy details to ensure adequate protection for their investments. The agency also extends its landlord insurance services to property owners throughout the surrounding Charleston metropolitan area, including the nearby community of Summerville.
Serving North Charleston and surrounding communities, The Ferguson Insurance Team provides landlord insurance coverage for residential and commercial rental properties. The agency addresses risks specific to property owners, including liability, property damage, and loss of rental income from tenant-related incidents or natural events. For each client, this agent evaluates the unique exposure of a given rental property to tailor the appropriate policy limits and deductibles accordingly.
Help2Cover Insurance Agency in North Charleston, SC guides landlords through the distinction between a one-time policy, arranged for a single vacant period or event, and recurring service that automatically renews each term. Coverage addresses property damage, liability protection from tenant injuries, and potential loss of rental income. Because every landlord’s timeline differs—from long-term rentals to short-term transitions—this service operates on an as-needed basis, allowing clients to request a policy or update coverage whenever their specific situation requires it.
As the Lowcountry hurricane season arrives, landlords in North Charleston need to secure their rental properties and liability coverage. Ai Insurance Services provides landlord insurance policies tailored to protect residential investment properties in the Charleston area. These policies address common local risks such as wind damage, tenant liability, and rental income loss during repairs. A local agent begins by scheduling a walk-through inspection of the property to assess its current condition and identify necessary coverage options.
Rowell Insurance Agency in North Charleston, SC specializes in landlord insurance policies tailored for property owners. It provides comprehensive coverage for rental dwellings, addressing liability protection, property damage, and loss of rental income. The agency guides clients through policy customization, helping ensure their investments are safeguarded against common risks. During hurricane season, it assists landlords with securing wind and flood damage coverage to protect against Charleston’s severe weather events.
Serving clients across North Charleston, SC, Roe & Associates, Inc. provides landlord insurance coverage for residential and commercial property owners, with specialized options for liability protection and loss-of-rent provisions. These policies help manage financial risks associated with tenant-related damages and property maintenance. The agency can also assist businesses securing insurance for commercial sectors such as offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in North Charleston Cost?
Typical landlord insurance costs in South Carolina range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in North Charleston expect annual premiums between 800 and 1500 dollars depending on property value and location. Coastal properties may have higher rates due to hurricane exposure. This is general information not insurance advice.
About landlord insurance agents in North Charleston
Landlord insurance agents in North Charleston South Carolina help property owners protect their rental investments. South Carolina law does not require landlord insurance but mortgage lenders often mandate a dwelling fire policy. Local agents can guide you on coverage for hurricane risks and liability specific to the Charleston area.
Frequently Asked Questions
What does landlord insurance cover in North Charleston South Carolina?
Landlord insurance typically covers dwelling damage, liability for tenant injuries, and loss of rental income. In South Carolina policies often exclude flood damage so a separate flood policy may be needed for coastal areas like North Charleston.
Do I need landlord insurance for a single rental property in South Carolina?
South Carolina law does not require landlord insurance but your mortgage lender will likely require a policy. Even without a mortgage landlord insurance protects against costly lawsuits and property damage which are common risks for rental owners.
How do I choose a landlord insurance agent in North Charleston?
Look for an agent licensed in South Carolina who specializes in rental properties. Ask about coverage for hurricane wind and flood risks which are important in the Charleston region. Compare quotes from multiple agents to find a policy that fits your property needs.
Landlord Insurance Agents in Other South Carolina Cities
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