The top-rated landlord insurance agent in Sumter, South Carolina is Ben E Griffith Jr - State Farm Insurance Agent, rated 4.9 stars across 325 reviews. Other highly rated options include Acceptance Insurance, Freeway Insurance, Tammy Kelly - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Sumter.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ben E Griffith Jr - State Farm Insurance Agent | 2577 Broad St | (803) 469-6800 |
| 2 | Acceptance Insurance | 1144 Broad St | (803) 392-0036 |
| 3 | Freeway Insurance | 810 Broad St #8 | (803) 335-0826 |
| 4 | Tammy Kelly - State Farm Insurance Agent | 105 E Wesmark Blvd #6 | (803) 773-8322 |
| 5 | Griffin Insurance Agency | 261 Broad St Suite A5 | (803) 848-0089 |
| 6 | Creech Roddey Watson Insurance, Inc. | 25 E Calhoun St | (803) 775-1168 |
| 7 | Gary Herlong - State Farm Insurance Agent | 1214 Alice Dr | (803) 469-6430 |
| 8 | Gamecock Insurance Agency | 640 Bultman Dr | (803) 778-0497 |
| 9 | Charles Bostic Jr - State Farm Insurance Agent | 704 Bultman Dr | (803) 775-8371 |
| 10 | Leah Barwick - State Farm Insurance Agent | 870 W Liberty St | (803) 720-5553 |
Ben E Griffith Jr - State Farm Insurance Agent serves the Sumter, South Carolina metro area, offering landlord insurance policies tailored to property owners. These policies address unique exposures that standard homeowner plans typically exclude. Proper coverage helps safeguard rental properties from liability claims and unexpected damage. This agency supports both single-family and multi-unit rental property owners seeking financial protection. It handles key services such as liability protection for tenant injuries and property coverage against fire and vandalism.
Acceptance Insurance helps residential landlords in Sumter, South Carolina protect rental properties and also offers coverage for commercial units within the local area. Their services are designed to address the specific risks property owners face during tenancy. This Sumter agency works with landlords throughout the region to manage policies effectively, ensuring that coverage remains current between regular property inspections and tenant turnovers for continued protection.
Freeway Insurance in Sumter, South Carolina, serves as a resource for local property owners seeking coverage for their rental units. The agency works with landlords to help protect their real estate investments from common property-related liabilities and damages. It assists clients in assessing coverage needs for single-family homes or multi-unit dwellings within the area. General services include advising on policy options that address tenant risks and property repairs. For an added specialty, the agency can also help secure coverage for loss of rental income during property restorations.
Tammy Kelly - State Farm Insurance Agent in Sumter, SC provides coverage for rental property owners, including protection against building damage and liability claims. Service options are tailored to meet individual policy needs, with maintenance support guidance available to help prevent common property issues. The agency helps safeguard investments by offering policies designed for single-family homes, apartments, retail storefronts, and restaurants.
Griffin Insurance Agency serves landlords, property managers, and real estate investors throughout Sumter, South Carolina. It provides customized landlord insurance policies designed to protect rental properties from common risks such as fire, vandalism, and weather-related damage. The agency works with clients to find coverage that suits single-family rentals, duplexes, and small apartment buildings. By understanding local rental market conditions, it helps secure liability protection and dwelling coverage for property owners. The agency also extends its services to property owners in nearby Dalzell and the broader Sumter metropolitan area.
Serving Sumter, South Carolina, and the surrounding communities, Creech Roddey Watson Insurance, Inc. handles landlord insurance needs for residential and commercial rental properties in the local market. It offers coverage options that protect property owners against potential liability, property damage, and loss of rental income. The company works closely with each client to assess specific risk factors and policy requirements. To handle a typical job, it reviews the property details with the owner, discusses relevant coverage limits, and then provides a tailored policy quote for consideration.
For landlord insurance, one-time policies cover a single property for a set lease term while recurring plans provide ongoing protection across the rental cycle. Gary Herlong - State Farm Insurance Agent in Sumter, SC, offers coverage that addresses property damage, liability claims, and loss of rental income for local landlords. This agency works with both owner-occupied and investment rental dwellings. Service is arranged on a scheduled or as-needed basis, depending on policy renewal dates and property inspection requirements.
As seasonal storms approach Sumter, local landlords face the risk of property damage from wind and heavy rain. Gamecock Insurance Agency offers coverage options that address these regional threats, helping property owners protect their rental investments against liability and structural losses. Their advisors review lease agreements and occupancy requirements to match coverage with individual risk profiles. Each new policy begins with a thorough inspection of the rental property and an on-site assessment of current safety features.
Charles Bostic Jr - State Farm Insurance Agent in Sumter, SC offers tailored landlord insurance policies that protect rental property investments. The agency also provides general coverage solutions for homeowners and auto insurance needs. A landlord insurance agent assists property owners in safeguarding against risks such as tenant damage, liability claims, and loss of rental income. This service becomes particularly valuable during hurricane season in South Carolina, when storm-related property damage can create sudden, significant financial exposure for landlords in the Sumter area.
What Does a a Landlord Insurance Agent in Sumter Cost?
The cost of landlord insurance in Sumter South Carolina typically ranges from 800 to 2000 dollars per year for a single family rental property. Factors include property value location age and coverage limits. Homes in flood zones or high wind areas may cost more. This is general information and not insurance advice.
About landlord insurance agents in Sumter
Landlord insurance agents in Sumter South Carolina help rental property owners secure policies that cover dwelling damage liability and loss of rental income. South Carolina law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks like hurricane damage and can guide you through coverage options specific to the Sumter area.
Frequently Asked Questions
What does landlord insurance cover in Sumter South Carolina?
A standard landlord policy typically covers the dwelling structure liability protection and loss of rental income if the property becomes uninhabitable. Flood and earthquake damage are usually excluded and require separate policies. South Carolina law does not mandate specific coverage but your mortgage lender may require certain minimums.
How do I choose a landlord insurance agent in Sumter?
Look for an agent licensed in South Carolina who has experience with rental property coverage. Ask about their knowledge of local risks such as hurricanes and tornadoes. Compare quotes from multiple agents to find coverage that fits your property type and budget.
Are there South Carolina laws that affect landlord insurance?
South Carolina Code Section 27-40-10 outlines landlord tenant responsibilities but does not directly regulate insurance. However your policy must meet any requirements set by your mortgage lender. Agents can help you understand how state laws on property maintenance and liability affect your coverage needs.
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