The top-rated landlord insurance agent in Murfreesboro, Tennessee is AmeriAgency, rated 4.9 stars across 1,013 reviews. Other highly rated options include Farm Bureau Insurance, Synergy Insurance, Acceptance Insurance. This directory lists 20 landlord insurance agents serving Murfreesboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AmeriAgency | 1850 Memorial Blvd | (888) 851-5572 |
| 2 | Farm Bureau Insurance | 818 S Church St | (615) 893-1213 |
| 3 | Synergy Insurance | 530 Brandies Cir | (615) 439-2555 |
| 4 | Acceptance Insurance | 802 Medical Center Pkwy C | (615) 434-7136 |
| 5 | The Client's Insurance Agency | 508 S Church St C | (615) 669-4904 |
| 6 | BAM Insurance, Inc. | 925 S Church St C-300 | (615) 867-8839 |
| 7 | Conner Insurance Group, LLC | 603 W Burton St B | (615) 263-0888 |
| 8 | Miller Loughry Beach Insurance | 214 W College St | (800) 998-9016 |
| 9 | Dana Womack - State Farm Insurance Agent | 805 S Church St STE 10 | (615) 900-0877 |
| 10 | Roque Agency Insurance | 3111 Throne St | (615) 582-3382 |
AmeriAgency serves Murfreesboro and the surrounding Rutherford County area as a landlord insurance agent, offering coverage for residential and commercial rental properties. This agency helps property owners manage risks associated with tenant-occupied buildings, including protection against fire, water damage, and liability claims. Policies are designed to cover loss of rental income when units become uninhabitable. AmeriAgency also handles specialized endorsements for short-term rental properties and vacant dwelling coverage in this region.
Farm Bureau Insurance in Murfreesboro, Tennessee, helps property owners manage financial risks associated with renting residential and commercial spaces. Their landlord insurance policies typically include coverage for building damage, liability protection, and income loss from tenant vacancies or nonpayment. Additional, specialized endorsements can bolster these protections against specific perils like vandalism, natural disasters, or equipment breakdown. This allows the company to serve a broad range of commercial sectors, including office buildings, warehouses, and food service establishments that require tailored insurance solutions.
Synergy Insurance provides coverage for landlords and property owners, offering policies that address property damage and liability concerns specific to rental real estate. It structures service plans to help property owners manage risk effectively through comprehensive insurance options tailored to their portfolios. The company operates in Murfreesboro, Tennessee, assisting with insurance solutions for clients owning single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance in Murfreesboro, Tennessee assists with residential landlord insurance, including coverage for rental homes and duplexes. It also offers commercial policies for larger multifamily properties or mixed-use buildings in the surrounding Rutherford County area. The agency works with local property owners to design policies that address liability, property damage, and loss of rental income. After an initial policy is set, clients can schedule follow-up appointments or contact the office between regular visits to update coverage as their rental portfolio changes.
The Client’s Insurance Agency serves Murfreesboro and the surrounding middle Tennessee communities. As a landlord insurance agent, it handles property coverage for rental dwellings of all sizes. The agency works with both single-family rentals and multi-unit buildings. Each policy is reviewed to match the specific risks a landlord faces. To handle a typical job, the agent begins by assessing the property’s age and tenant profile before selecting appropriate liability and dwelling protection.
BAM Insurance, Inc. serves homeowners, rental property owners, and property managers in Murfreesboro, Tennessee by providing landlord insurance agent services. The company helps clients secure coverage that protects residential rental properties from common risks, including property damage and liability concerns. These policies are designed to safeguard investments in single-family homes, duplexes, and multi-unit residential buildings throughout the local area. BAM Insurance also extends its landlord insurance services to neighboring Smyrna and the broader Rutherford County metro region.
Conner Insurance Group, LLC in Murfreesboro, TN provides landlord insurance coverage that differs between one-time policy placements for a single property transaction and recurring service options for ongoing portfolio protection. Their coverage typically addresses property damage, liability claims, and loss of rental income for residential or commercial landlords. Service runs on either a scheduled basis for annual policy renewals or an as-needed basis when acquiring new properties or filing a claim.
Miller Loughry Beach Insurance offers specialized landlord insurance policies designed to protect rental properties in Murfreesboro. Its general services include helping property owners secure appropriate coverage for dwelling damage, liability protection, and loss of rental income. The agency navigates the specific insurance requirements for single-family rentals, duplexes, and other residential investment properties in the area. When winter storms increase the risk of burst pipes or tenant-caused damage from seasonal turnovers, this agent assists landlords in updating their policies to address these sudden exposures.
As cooler months approach, rental property owners in Murfreesboro often seek ways to protect their investments from winter weather damage. Dana Womack - State Farm Insurance Agent works with local landlords to address these seasonal risks by reviewing suitable coverage options. The agency focuses on matching policies to the specific needs of each rental property, whether single-family homes or small multi-unit buildings. To begin this process, a representative will typically schedule a thorough property inspection to assess current conditions and identify potential liability concerns before finalizing a policy.
As a local landlord insurance agent, Roque Agency Insurance in Murfreesboro, TN, assists property owners with general liability and property damage coverage for rental units. The agency often specializes in adding protections for loss of rental income or vandalism. This focus allows it to serve commercial sectors such as office complexes, warehouses, and food service establishments, ensuring these diverse business properties have policies tailored to their specific operational risks and tenant usage patterns.
What Does a a Landlord Insurance Agent in Murfreesboro Cost?
Landlord insurance in Tennessee typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Murfreesboro annual premiums often range from 800 to 1500 dollars. Factors like property age rental amount and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Murfreesboro
Landlord insurance agents in Murfreesboro Tennessee help rental property owners find coverage for their investments. Tennessee law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Agents can explain local risks like weather events and tenant liability that matter for Rutherford County rentals.
Frequently Asked Questions
What does a landlord insurance agent in Murfreesboro do?
A landlord insurance agent helps you find a policy that covers your rental property. They assess your property type location and tenant situation to recommend appropriate coverage. They also explain Tennessee specific exclusions like flood or earthquake damage.
Is landlord insurance required by law in Tennessee?
Tennessee does not legally require landlord insurance. However most mortgage lenders require a landlord policy for financed rental properties. An agent can help you meet lender requirements while protecting your investment.
How do I choose a landlord insurance agent in Murfreesboro?
Look for an agent who specializes in rental property coverage and knows Tennessee insurance regulations. Ask about their experience with local properties and claims handling. Verify they are licensed with the Tennessee Department of Commerce and Insurance.
Landlord Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City