The top-rated landlord insurance agent in Denton, Texas is Ricardo Sempertegui - State Farm Insurance Agent, rated 4.9 stars across 580 reviews. Other highly rated options include Freeway Insurance, Ryan Everet Insurance - Independent Agency, Century Insurance Agency, Inc. This directory lists 20 landlord insurance agents serving Denton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ricardo Sempertegui - State Farm Insurance Agent | 2317 W University Dr Suite 113 | (940) 381-2490 |
| 2 | Freeway Insurance | 602 W University Dr | (214) 301-7016 |
| 3 | Ryan Everet Insurance - Independent Agency | 121 Hann St | (940) 268-5112 |
| 4 | Century Insurance Agency, Inc | 2735 Wind River Ln # 151 | — |
| 5 | Fredrick Insurance Brokers | 502 W Oak St STE 102 A | (972) 375-0507 |
| 6 | Michael Doranski: Allstate Insurance | 2000 Denison St A | (940) 387-6289 |
| 7 | Neal & Neal Insurance Agency | 4202 N Interstate 35 | (940) 387-8281 |
| 8 | Wade Hunt Insurance | 303 N Carroll Blvd Suite 220 | (940) 591-8581 |
| 9 | Ramey & King Insurance | 830 S Interstate 35 | (940) 382-9691 |
| 10 | D3 Insurance Group - Denton | 1111 Teasley Ln | (940) 566-2202 |
Ricardo Sempertegui - State Farm Insurance Agent serves Denton, Texas, and the surrounding county, offering specialized landlord insurance policies for property owners who rent out residential or commercial spaces. These policies help protect rental income, building structures, and liability exposures unique to landlords. The agency assists clients in assessing coverage needs for single-family rentals, multi-unit properties, and vacant dwellings. Common services include customizing dwelling protection and liability limits.
Freeway Insurance provides residential landlord coverage for property owners in Denton, Texas, offering financial protection against rental property risks and liability concerns. Commercial landlord policies are also available to address the distinct needs of multi-unit or business-class rental holdings throughout the Denton area. The agency helps property holders manage claims and policy adjustments between regular visits, ensuring consistent follow-up and reliable service for ongoing rental property management.
Ryan Everet Insurance - Independent Agency in Denton, TX provides a comprehensive range of landlord insurance services, including policies for property damage, liability coverage, and loss of rental income. The agency offers maintenance plans that help property owners schedule regular inspections and address minor repairs before they escalate. It services single-family homes, apartment complexes, retail spaces, and restaurants requiring specialized property coverage.
Fredrick Insurance Brokers in Denton, TX helps property owners distinguish between policies designed for a single rental claim and those offering continuous coverage for a portfolio of units. Their standard landlord insurance contracts protect against property damage, liability for tenant injuries, and potential loss of rental income from uninhabitable buildings. Long-term investors often require broader protection that adjusts as portfolios grow, while occasional landlords may prefer a shorter-term solution. Service appointments are scheduled as needed, based on the client’s specific timeline and policy renewal dates.
Serving Denton and the surrounding communities in North Texas, Michael Doranski’s Allstate Insurance agency specializes in landlord insurance for residential and small commercial rental properties. The agency handles coverages such as property damage liability, loss of rental income, and building structure protection for local property owners. To handle a typical job, it first reviews the specific property risks with the landlord, then recommends a tailored policy that balances comprehensive protection with appropriate deductible levels.
Neal & Neal Insurance Agency in Denton, TX, specializes in landlord insurance policies that protect rental property owners from liability and property damage. It also offers general guidance on coverage for single-family homes and multi-unit buildings. The agency helps landlords navigate the specific risks of the North Texas rental market. As summer storms approach, it assists clients in reviewing policies to ensure adequate coverage for wind and hail damage to their investment properties.
As the seasons shift in Denton, rental property owners in the area face changing maintenance and liability exposures. Wade Hunt Insurance works as a landlord insurance agent serving these needs. The agency helps property owners identify coverage gaps between fire damage, storm debris, or tenant injury claims that can affect older homes near the courthouse square. Policies offered typically protect building value and lost rental income during repairs. Each client’s unique property structure and tenant history is assessed during a thorough interview and property inspection step.
Ramey & King Insurance assists property owners with general coverage for rental structures, including single-family homes and multi-unit dwellings. The agency specializes in adding liability protection for accidents on rental property and coverage for loss of rental income due to covered damage. Policies can be tailored to address common local risks such as storm damage and tenant liability concerns in the Denton area. The company serves commercial sectors including offices, warehouses, and food service establishments.
Providing residential landlord insurance in Denton, Texas, the company assists property owners seeking coverage for rental dwellings. Commercial coverage is also available for multi-unit properties and apartment complexes throughout Denton and the surrounding region. The agency works with local landlords to build appropriate liability protection and property policies tailored to rental risks. After an initial policy is placed, agents follow up to review any coverage needs when tenants move in or out between regular visits.
What Does a a Landlord Insurance Agent in Denton Cost?
In Texas landlord insurance premiums typically range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Denton you might pay 800 to 1500 per year depending on property value location and coverage limits. Factors like the age of the home roof condition and proximity to fire stations also affect the rate. This is general information not insurance advice.
About landlord insurance agents in Denton
Landlord insurance agents in Denton Texas help rental property owners protect their investments. Texas law does not require landlord insurance but mortgage lenders often do. Agents can explain how Texas tenant laws and weather risks affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers property damage liability and loss of rental income. Texas policies often exclude flood and earthquake damage which require separate coverage. Agents can help you add endorsements for specific risks common in Denton.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance for rental properties. However most mortgage lenders require a landlord policy as a condition of the loan. Without it you could be personally liable for property damage or tenant injuries.
How do Texas landlord tenant laws affect insurance?
Texas Property Code Chapter 92 sets rules for security deposits repairs and evictions. A good landlord insurance policy can cover legal defense costs if a tenant sues you. Agents familiar with Denton can help you choose liability limits that match local court trends.
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